3953 Plainview Rd, Charlotte, NC 28208 Property Records

Mecklenburg County property record for 3953 Plainview Rd, Charlotte, NC 28208

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,646 sqft
Lot Size	0.222 acres (9,684 sqft)
Owner	Individual Name on File
Last Sale	$845,000 (Jan 2026)
Tax Bill	$1,679 (2024)
Deeds & Mortgages	Apr 2024 Construction Loan Jan 2026 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`065-073-80`

Property Details

APN / Parcel Number

Primary APN	`065-073-80`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,646 sqft Heated Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Exterior Material	Fiber Cement Siding
Lot Area	9,684 sqft (0.222 acres)

Location & Zoning

Street Address	3953 PLAINVIEW RD
City	CHARLOTTE
State	NC
Zip	28208-2950
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	L1 B1 M63-974
Legal Block	1
Legal Lot Number	1
Jurisdiction	MECKLENBURG NC
Township / Civil Division	1, CHARLOTTE
Census Block Group	4
Census Block	4003
Census Tract	4200

Owner

3953 Plainview Rd is owned and occupied by an individual who bought it in January 2026.

Source: Mecklenburg County records, as of February 6, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	3953 PLAINVIEW RD, CHARLOTTE, NC 28208-2950
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 19, 2024	Deed of Trust, Mortgage · Construction Mortgage LYNK INVESTMENTS LLC
Jan 30, 2026	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage FIRST NATIONAL BANK OF PENNSYLVANIA
Apr 19, 2024	Deed of Trust, Mortgage · Construction Mortgage LYNK INVESTMENTS LLC
Apr 13, 2021	Warranty Deed, Transfer · Line of Credit DOGWOOD STATE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 30, 2026 · Amount on File
Deed Sale	Jan 30, 2026 · Amount on File
Prior Sale	Apr 13, 2021 · Amount on File
Deed Document Number	2026009766
Deed Book / Page	40169 / 648
Record Updated	Sep 20, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	3953 PLAINVIEW RD, CHARLOTTE, NC 28208-2950
Transaction Type	Mortgage
Record Updated	May 22, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	338 S SHARON AMITY RD PMB 263, CHARLOTTE, NC 28211-2806

Mortgage

Document Number	0000035134
Date	Apr 19, 2024
Book Page	38762/824
Instrument	2024035134

Lender

Name	LYNK INVESTMENTS LLC
Type	Non-Lending Institution
Address	7100 SIX FORKS RD STE 335, RALEIGH, NC 27615

Agreement

Type	Construction Mortgage
Amount	Amount on Record

January 2026: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Jan 30, 2026
Property Address	3953 PLAINVIEW RD, CHARLOTTE, NC 28208-2950
Document Number	0000009766
Book / Page	40169 / 648
Map Reference	MB 63 PG 974
Instrument Date	Jan 30, 2026
Instrument	2026009766
Transaction Type	Subdivision Related Transfer
Record Updated	Feb 9, 2026
Title Company	LKN TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,690.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	338 S SHARON AMITY RD, CHARLOTTE, NC 28211-2806

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3953 PLAINVIEW RD, CHARLOTTE, NC 28208-2950

Mortgage

Document Number	0000009767
Date	Jan 30, 2026
Instrument	2026009767

Lender

Name	FIRST NATIONAL BANK OF PENNSYLVANIA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.12%
Type Change Date	Feb 1, 2033
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	11.1%
Index	SOFR Average 30-Day
Margin	3
Max Rate	11.1%

Mortgage

Document Number	0000009768
Date	Jan 30, 2026
Book Page	40169/673
Instrument	2026009768

Lender

Name	FIRST NATIONAL BANK OF PENNSYLVANIA
Type	Bank
Address	HERMITAGE, PA 16148

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	3953 PLAINVIEW RD, CHARLOTTE, NC 28208-2950
Transaction Type	Mortgage
Record Updated	May 3, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	338 S SHARON AMITY RD PMB 263, CHARLOTTE, NC 28211-2806

Mortgage

Document Number	0000035134
Date	Apr 19, 2024
Book Page	38762/824
Instrument	2024035134

Lender

Name	LYNK INVESTMENTS LLC
Type	Non-Lending Institution
Address	7100 SIX FORKS RD STE 335, RALEIGH, NC 27615

Agreement

Type	Construction Mortgage
Amount	Amount on Record

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Apr 13, 2021
Property Address	3953 PLAINVIEW RD, CHARLOTTE, NC 28208-2950
Document Number	0000072323
Book / Page	35929 / 173
Map Reference	MB 63 PG 974
Instrument Date	Mar 2, 2021
Instrument	2021072323
Transaction Type	Transfer
Record Updated	May 22, 2026

Transaction

Amount	Amount on Record
Tax	$230.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1 EQUITY WAY, WESTLAKE, OH 44145-1050

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5224 ADDISON DR, CHARLOTTE, NC 28211-4135
Investor	Possibly a Property Investor

Mortgage

Document Number	0000072408
Date	Apr 13, 2021
Book Page	35929/790
Instrument	2021072408

Lender

Name	DOGWOOD STATE BANK
Type	Bank
Address	CHARLOTTE, NC 28209

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Mecklenburg County
Municipality	Charlotte City
Unified School District	Charlotte-Mecklenburg Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$221,800 Land $50,000 Building $171,800
2024	$1,679.00
2023			$221,800 Land $50,000 Building $171,800

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 3953 Plainview Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3953 Plainview Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 99% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLOTTE WATER serves 1,206,285 people · EPA ID NC0160010
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 229 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

Nearby Properties on Plainview Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures