3953 N Central Expy, Plano, TX 75023 Property Records

Collin County property record for 3953 N Central Expy, Plano, TX 75023

Property Summary

Property Type	Commercial
Details	13,108 sqft · built 1999
Lot Size	1.23 acres (53,797 sqft)
Owner	Company Name on Record
Tax Bill	$32,096 (2024)
Deeds & Mortgages	May 2022 Mortgage Dec 2019 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`R-4124-001-0010-1`

Property Details

APN / Parcel Number

Primary APN	`R-4124-001-0010-1`
Alternative APN	`2087446`

Interior

Stories	1 Story
Building Area	13,108 sqft Total Area
1st Floor Area	12,000 sqft

Exterior

Year Built	Built 1999
Effective Year Built	Effective 2005
Lot Area	53,797 sqft (1.23 acres)

Location & Zoning

Account Number	2087446
Street Address	3953 N CENTRAL EXPY
City	PLANO
State	TX
Zip	75023-6811
Property Category	Commercial
Property Type	Commercial > Retail
Local Zoning Code	CC
Legal Description	EUROPEAN AUTO-TECH ADDITION (CPL), BLK 1, LOT 1
Legal Subdivision	EUROPEAN AUTO-TECH ADDITION (CPL)
Legal Block	1
Legal Lot Number	1
Jurisdiction	COLLIN TX
Township / Civil Division	PLANO
Census Block Group	1
Census Block	1009
Census Tract	31611

Owner

Source: Collin County records, as of October 23, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Co-owner	Co-owner on Record
Mailing Address	3953 N CENTRAL EXPY, PLANO, TX 75023-6811
Occupancy	Owner Occupied
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
May 25, 2022	Deed of Trust, Mortgage · SBA Mortgage UNITED STATES SMALL BUSINESS ADMIN
Dec 20, 2019	Deed of Trust, Mortgage BLUE SKY BK
Dec 26, 2019	Trustee's Deed, Construction Loan · Line of Credit BLUE SKY BK
Aug 1, 2018	Trustee's Deed, Construction Loan · Construction Mortgage KENT FRY
Aug 15, 2017	Trustee's Deed, Construction Loan · Construction Mortgage FIRST NAT'L BK/BEEVILLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 20, 2007
Deed Sale	Jul 20, 2007
Deed Document Number	20070720000999150
Record Updated	Jun 8, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIN TX
Property Address	3953 N CENTRAL EXPY, PLANO, TX 75023-6811
Transaction Type	Mortgage
Record Updated	Oct 24, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3953 N CENTRAL EXPY, PLANO, TX 75023-6811

Mortgage

Document Number	0000083170
Date	May 25, 2022
Instrument	20220525000083170

Lender

Name	UNITED STATES SMALL BUSINESS ADMIN
Type	Government Agency
Address	EL PASO, TX 79925

Agreement

Type	SBA Mortgage
Amount	Amount Recorded
Term	337 Months
Due	Jun 6, 2050

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIN TX
Property Address	3953 N CENTRAL EXPY, PLANO, TX 75023-6811
Document Number	0001645710
Instrument Date	Dec 20, 2019
Transaction Type	Mortgage
Record Updated	Jan 20, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	3953 N CENTRAL EXPY PLANO TX 750236811, PLANO, TX 75023-6811

Mortgage

Document Number	0001645710
Date	Dec 26, 2019
Instrument	1645710

Lender

Name	BLUE SKY BK
Address	3353 E 41ST ST, TULSA, OK 74135-4644

Agreement

Amount	Amount Recorded
Term	120 Months
Due	Dec 25, 2029

Interest

Rate Type	Adjustable Rate

December 2019: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	COLLIN TX
Recording Date	Dec 26, 2019
Property Address	3953 N CENTRAL EXPY, PLANO, TX 75023-6811
Instrument Date	Dec 20, 2019
Instrument	1645730
Transaction Type	Construction Loan
Record Updated	Jan 20, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	3953 N CENTRAL EXPY PLANO TX 750236811, PLANO, TX 75023-6811

Mortgage

Document Number	0001645730
Date	Dec 26, 2019
Instrument	1645730

Lender

Name	BLUE SKY BK
Address	3353 E 41ST ST, TULSA, OK 74135-4644

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Dec 25, 2020

Interest

Rate Type	Adjustable Rate

August 2018: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	COLLIN TX
Recording Date	Aug 1, 2018
Property Address	3953 N CENTRAL EXPY, PLANO, TX 75023-6811
Instrument Date	Jul 15, 2018
Instrument	959930
Transaction Type	Construction Loan
Record Updated	Aug 14, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	3953 N CENTRAL EXPY PLANO TX 750236811, PLANO, TX 75023-6811

Mortgage

Document Number	0000959930
Date	Aug 1, 2018
Instrument	959930

Lender

Name	KENT FRY
Address	1400 E HOUSTON ST, BEEVILLE, TX 78102-5311

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Jul 31, 2019

August 2017: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	COLLIN TX
Recording Date	Aug 15, 2017
Property Address	3953 N CENTRAL EXPY, PLANO, TX 75023-6811
Instrument Date	Jul 15, 2017
Instrument	1086230
Transaction Type	Construction Loan
Record Updated	Aug 30, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	3953 N CENTRAL EXPY PLANO TX 750236811, PLANO, TX 75023-6811

Mortgage

Document Number	0001086230
Date	Aug 15, 2017
Instrument	1086230

Lender

Name	FIRST NAT'L BK/BEEVILLE
Type	Bank
Address	1400 E HOUSTON ST, BEEVILLE, TX 78102-5311

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Aug 14, 2018

Tax Assessment & Valuation

Source: Collin County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Collin County
Municipality	Plano City
Unified School District	Plano Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$2,100,000 (+23.53%) Land $1,774,839 Building $325,161	$2,100,000 (+23.53%) Land $1,774,839 Building $325,161
2024	$32,096.00 (+19.97%)
2023		$1,700,000 Land $1,613,490 Building $86,510	$1,700,000 Land $1,613,490 Building $86,510
2022	$26,754.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	8 in force
Nearby Flood Claims	1 (2004)
Most Recent Claim	Sep 2004

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PLANO serves 292,059 people · EPA ID TX0430007
Water Source	Purchased surface water from NORTH TEXAS MWD WYLIE WTP
Last State Inspection	Jul 2025
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 307 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: AT&T, Frontier, Verizon.

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