3953 Ellen Dr, Lima, OH 45806 Property Records

Allen County property record for 3953 Ellen Dr, Lima, OH 45806

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,644 sqft · built 1967
Lot Size0.366 acres (15,943 sqft)
Owner2 Individual Names on Record
Last Sale$107,000 (May 2001)
Tax Bill$3,209 (2025)
Deeds & MortgagesJun 2021 Mortgage
Jul 2021 Line of Credit
+ 5 more
Flood ZoneZone X (minimal risk)
APN46-1611-07-003.000

Property Details

APN / Parcel Number

Primary APN46-1611-07-003.000
Alternative APN
  • L3546161107003000

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms9 Rooms
Stories2 Stories
Building Area1,644 sqft Living Area
Gross Area2,169 sqft
1st Floor Area1,094 sqft
Upper Floors Area550 sqft
Family RoomFamily Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1967
Effective Year BuiltEffective 1967
Architectural StyleConventional
Exterior MaterialBrick/Stone
Construction TypeMasonry / Concrete Block
Foundation TypeNo Foundation
Lot Area15,943 sqft (0.366 acres)
Lot Dimensions168 ft deep x 95 ft wide
Garage TypeAttached
Garage Area525 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchOpen Porch
Porch Area132 sqft
Patio Area220 sqft
Shed1 Shed
Shed Area160 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerSeptic

Location & Zoning

Street Address3953 ELLEN DR
CityLIMA
StateOH
Zip45806-1257
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSHAWNEE MEADOWS SUB DIVISION NO 3 LOT 25099 JOINT TEN FF 95.00
Legal SubdivisionSHAWNEE MEADOWS SUB DIVISION
Legal Lot Number25099
JurisdictionALLEN OH
Township / Civil DivisionSHAWNEE
Census Block Group1
Census Block1015
Census Tract12100

Owner

Source: Allen County records, as of May 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address3953 ELLEN DR, LIMA, OH 45806-1257
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Jun 22, 2021Deed of Trust, Mortgage · Conventional Mortgage
OSGOOD STATE BANK
Jul 12, 2021Deed of Trust, Mortgage · Line of Credit
OSGOOD STATE BANK
May 10, 2023Deed of Trust, Mortgage · Line of Credit
OSGOOD BANK
Dec 29, 2025Deed of Trust, Mortgage · Conventional Mortgage
OSGOOD BANK
Jul 11, 2025Transfer on Death Deed, Transfer
Oct 15, 2019Deed of Trust, Mortgage · VA Mortgage
OSGOOD ST BK
May 18, 2018Deed of Trust, Mortgage · VA Mortgage
OSGOOD ST BK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 23, 2001 · Amount on Record
Deed SaleMay 23, 2001 · Amount on Record
Prior SaleMar 29, 1996 · Amount on Record
Record UpdatedSep 20, 2026

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionALLEN OH
Property Address3953 ELLEN DR, LIMA, OH 45806-1257
Transaction TypeMortgage
Record UpdatedMar 6, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number6220008410
DateJun 22, 2021
Book Page2021/8410
Instrument202106220008410
Lender
NameOSGOOD STATE BANK
TypeBank
AddressOSGOOD, OH 45351
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 1, 2051

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionALLEN OH
Property Address3953 ELLEN DR, LIMA, OH 45806-1257
Transaction TypeMortgage
Record UpdatedMar 6, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number7120009341
DateJul 12, 2021
Book Page2021/9341
Instrument202107120009341
Lender
NameOSGOOD STATE BANK
TypeBank
AddressOSGOOD, OH 45351
Agreement
TypeLine of Credit
AmountAmount Recorded
Term300 Months
DueJul 1, 2046

May 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionALLEN OH
Property Address3953 ELLEN DR, LIMA, OH 45806-1257
Transaction TypeMortgage
Record UpdatedMar 6, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number5100003860
DateMay 10, 2023
Book Page2023/3860
Instrument202305100003860
Lender
NameOSGOOD BANK
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded
Term241 Months
DueJun 1, 2043

December 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionALLEN OH
Property Address3953 ELLEN DR, LIMA, OH 45806-1257
Transaction TypeMortgage
Record UpdatedMar 6, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number12290013159
DateDec 29, 2025
Book Page2025/13159
Instrument202512290013159
Lender
NameOSGOOD BANK
TypeBank
Address275 W MAIN ST, OSGOOD, OH 45351
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term241 Months
DueJan 1, 2046

July 2025: Transfer on Death Deed, Transfer

Document TypeTransfer on Death Deed
JurisdictionALLEN OH
Recording DateJul 11, 2025
Property Address3953 ELLEN DR, LIMA, OH 45806-1257
Document Number7110006459
Book / Page2025 / 6459
Instrument DateJul 7, 2025
Instrument202507110006459
Transaction TypeTransfer
Record UpdatedMar 6, 2026

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3953 ELLEN DR, LIMA, OH 45806-1257

October 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionALLEN OH
Property Address3953 ELLEN DR, LIMA, OH 45806-1257
Document Number0000011114
Instrument DateOct 15, 2019
Transaction TypeMortgage
Record UpdatedOct 28, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address3953 ELLEN DR LIMA OH 458061257, LIMA, OH 45806-1257

Mortgage

Document Number0000011114
DateOct 18, 2019
Book Page002019/011114
Instrument11114
Lender
NameOSGOOD ST BK
TypeBank
AddressOSGOOD, OH 45351
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueOct 17, 2049

May 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionALLEN OH
Property Address3953 ELLEN DR, LIMA, OH 45806-1257
Document Number0000005651
Instrument DateMay 18, 2018
Transaction TypeMortgage
Record UpdatedMay 31, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address3953 ELLEN DR LIMA OH 458061257, LIMA, OH 45806-1257

Mortgage

Document Number0000005651
DateMay 21, 2018
Instrument5651
Lender
NameOSGOOD ST BK
TypeBank
AddressOSGOOD, OH 45351
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueMay 20, 2048

Tax Assessment & Valuation

Source: Allen County assessment roll, as of May 21, 2026

Property Jurisdictions

TypeName
StateOhio
CountyAllen County
County SubdivisionShawnee Township
Unified School DistrictShawnee Local School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,209.00 (-0.06%)$65,660 (-) Land $10,780 Building $54,880$187,600 (-) Land $30,800 Building $156,800
2024$3,211.00 (+23.12%) Homeowner's exemption$65,660 (+4%) Land $10,780 Building $54,880$187,600 (+4%) Land $30,800 Building $156,800
2023$2,608.00 (-0.72%) Homeowner's exemption$46,900 (-) Land $7,700 Building $39,200
2022$2,627.00 Homeowner's exemption$46,900 Land $7,700 Building $39,200
2021$134,000 Land $22,000 Building $112,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies8 in force
Nearby Flood Claims10 (2013–2019)
Claims Outside the SFHA10 of 10
Most Recent ClaimMay 2019 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 96% of Ohio
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLIMA CITY
serves 65,619 people · EPA ID OH0200811
Water SourceSurface water
Last State InspectionFeb 2025
LeadUnder 1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityTreatment failure
resolved · May 2026
Total trihalomethanes
resolved · Apr 2024
Turbidity
resolved · Dec 2016
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 186 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Watch TV
Fixed Wireless
400 / 40
Verizon
Fixed Wireless
300 / 20

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