3953 Decker Crane Ln, Covington (Ft Mitchell), KY 41017 Property Records

Kenton County property record for 3953 Decker Crane Ln, Covington, KY 41017

Property Summary

Property Type	Office Building
Details	4,000 sqft
Lot Size	0.95 acres (41,382 sqft)
Owner	Company Name on Record
Last Sale	$340,000 (Jul 2026)
Tax Bill	$3,072 (2025)
Deeds & Mortgages	Jul 2026 Sale & Line of Credit Feb 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`044-00-01-008.00`

Property Details

APN / Parcel Number

Primary APN	`044-00-01-008.00`

Interior

Stories	1 Story
Building Area	4,000 sqft Finished Area

Exterior

Lot Area	41,382 sqft (0.95 acres)

Location & Zoning

Street Address	3953 DECKER CRANE LN
City	COVINGTON
State	KY
Zip	41017-1142
Property Category	Commercial
Property Type	Commercial > Office > Office Building
Legal Description	DECKER CRANE SEC 1 LOT 8
Legal Subdivision	DECKER CRANE SUB
Legal Phase	1
Legal Lot Number	8
Jurisdiction	KENTON KY
Township / Civil Division	COVINGTON
Census Block Group	5
Census Block	5078
Census Tract	65300

Owner

Source: Kenton County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	12 HIGHLAND AVE, FORT THOMAS, KY 41075-1602
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Jul 2, 2026	Warranty Deed, Transfer · Line of Credit GERMAN AMERICAN BANK
Feb 9, 2018	Deed of Trust, Mortgage HERITAGE BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 2, 2026 · Amount on Record
Deed Sale	Jul 2, 2026 · Amount on Record
Prior Sale	Sep 25, 2015 · Amount on Record
Deed Document Number	202613669
Deed Book / Page	454 / 91
Record Updated	Oct 29, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENTON KY
Recording Date	Jul 2, 2026
Property Address	3953 DECKER CRANE LN, COVINGTON, KY 41017-1142
Document Number	0000013669
Book / Page	454 / 91
Instrument Date	Jun 8, 2026
Instrument	202613669
Transaction Type	Transfer
Record Updated	Jul 28, 2026
Title Company	HOMESTEAD TITLE COMPANY, HOMESTEAD TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$34,340.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership

Mortgage

Document Number	0000013670,
Date	Jul 2, 2026
Instrument	2026070213670

Lender

Name	GERMAN AMERICAN BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Jun 8, 2031

Interest

Rate	6.51%
Max Rate	-1%

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENTON KY
Property Address	3953 DECKER CRANE LN, COVINGTON, KY 41017-1142
Document Number	0000000077
Instrument Date	Feb 9, 2018
Transaction Type	Mortgage
Record Updated	Aug 31, 2018
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2048 ROLLING HILLS DR COVINGTON KY 410179418, COVINGTON, KY 41017-9418

Mortgage

Document Number	0000000077
Date	Feb 20, 2018
Book Page	0I4070/000100
Instrument	77

Lender

Name	HERITAGE BK
Type	Bank
Address	BURLINGTON, KY 41005

Agreement

Amount	Amount Recorded
Term	60 Months
Due	Feb 19, 2023

Tax Assessment & Valuation

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Covington City
Unified School District	Kenton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$310,000 (-) Land $103,000 Building $207,000	$310,000 (-) Land $103,000 Building $207,000
2025	$3,072.00 (-7.02%)	$310,000 (-) Land $103,000 Building $207,000	$310,000 (-) Land $103,000 Building $207,000
2023	$3,304.00	$310,000 Land $103,000 Building $207,000	$310,000 Land $103,000 Building $207,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 19, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	2 (2025)
Most Recent Claim	Apr 2025 · Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides
Claims by Event	Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides, Apr 2025 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 41 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: altafiber Network Solutions.

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