3953 Davis Ave, Cincinnati, OH 45211 Property Records

Hamilton County property record for 3953 Davis Ave, Cincinnati, OH 45211

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,864 sqft · built 1924
Lot Size	0.15 acres (6,534 sqft)
Owner	Individual Name on Record
Last Sale	$179,900 (Dec 2021)
Tax Bill	$3,925 (2025)
Deeds & Mortgages	Aug 2023 Mortgage Dec 2021 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`551-0003-0201-00`

Property Details

APN / Parcel Number

Primary APN	`551-0003-0201-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,864 sqft Living Area
1st Floor Area	971 sqft
2nd Floor Area	893 sqft
Upper Floors Area	518 sqft
Basement Area	596 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1924
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Masonry / Concrete Block
Lot Area	6,534 sqft (0.15 acres)
Lot Dimensions	140 ft deep x 45 ft wide
Garage Type	Detached
Garage Area	192 sqft
Porch	Porch
Porch Area	175 sqft
Patio Area	176 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	3953 DAVIS AVE
City	CINCINNATI
State	OH
Zip	45211-3547
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	3953 DAVIS AVE 45 X 140.85 LOT 114 J HADERS SUB
Legal Subdivision	J HADERS SUB
Legal Lot Number	114
Jurisdiction	HAMILTON OH
Township / Civil Division	CHEVIOT
Census Block Group	1
Census Block	1007
Census Tract	20902

Owner

Source: Hamilton County records, as of February 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3953 DAVIS AVE, CINCINNATI, OH 45211-3547
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 14, 2023	Deed of Trust, Mortgage · FHA Mortgage US BANK NA
Dec 7, 2021	Warranty Deed, Transfer · FHA Mortgage CALIBER HOME LOANS INC
Mar 13, 2020	Deed of Trust, Mortgage · Conventional with PMI ROUNDPOINT MTG SVCNG
Oct 8, 2018	Warranty Deed, Transfer · Conventional with PMI EAGLE SVGS BK
Nov 20, 2017	Intrafamily Transfer, Transfer · Conventional Mortgage ROYAL UNITED MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 7, 2021 · Amount on Record
Deed Sale	Dec 7, 2021 · Amount on Record
Prior Sale	Nov 20, 2017
Deed Document Number	0000146934
Deed Book / Page	14558 / 2399
Record Updated	Jun 8, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	3953 DAVIS AVE, CINCINNATI, OH 45211-3547
Transaction Type	Mortgage
Record Updated	Apr 10, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3953 DAVIS AVE, CINCINNATI, OH 45211-3547

Mortgage

Document Number	0000057030
Date	Aug 14, 2023
Book Page	14978/1105
Instrument	2023-0057030

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	341 Months
Due	Jan 1, 2052

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Dec 7, 2021
Property Address	3953 DAVIS AVE, CINCINNATI, OH 45211-3547
Document Number	0000146934
Book / Page	14558 / 2399
Map Reference	MB 21 PG 37
Instrument Date	Dec 7, 2021
Instrument	2021-0146934
Transaction Type	Transfer
Record Updated	Jan 21, 2022
Title Company	FIRST AMERICAN MORTGAGE SLN

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$539.70
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3953 DAVIS AVE, CINCINNATI, OH 45211-3547

Mortgage

Document Number	0000146935
Date	Dec 7, 2021
Instrument	2021-0146935

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

Mortgage

Document Number	0000146936
Date	Dec 7, 2021
Book Page	14558/2417
Instrument	2021-0146936

Lender

Name	OHIO HOUSING FINANCE AGENCY
Type	Government Agency

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	3953 DAVIS AVE, CINCINNATI, OH 45211-3547
Document Number	0000027072
Instrument Date	Mar 13, 2020
Transaction Type	Mortgage
Record Updated	May 29, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3953 DAVIS AVE CINCINNATI OH 452113547, CINCINNATI, OH 45211-3547

Mortgage

Document Number	0000027072
Date	Mar 19, 2020
Book Page	014128/001560
Instrument	27072

Lender

Name	ROUNDPOINT MTG SVCNG
Type	Mortgage Company
Address	FORT MILL, SC 29715

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	240 Months
Due	Mar 18, 2040

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Oct 8, 2018
Property Address	3953 DAVIS AVE, CINCINNATI, OH 45211-3547
Document Number	0000089300
Book / Page	013769 / 000111
Instrument Date	Sep 28, 2018
Instrument	89300
Transaction Type	Transfer
Record Updated	Nov 23, 2018
Title Company	LAWYERS TITLE/CINCINNATI INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$389.70
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3953 DAVIS AVE CINCINNATI OH 452113547, CINCINNATI, OH 45211-3547

Mortgage

Document Number	89301
Date	Oct 8, 2018
Book Page	013769/000113
Instrument	89301

Lender

Name	EAGLE SVGS BK
Type	Federal Savings Bank
Address	CINCINNATI, OH 45248

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Oct 7, 2048

November 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HAMILTON OH
Recording Date	Nov 20, 2017
Property Address	3953 DAVIS AVE, CINCINNATI, OH 45211-3547
Document Number	0000006449
Map Reference	MB 21 PG 317
Instrument Date	Nov 3, 2017
Instrument	17-0106449
Transaction Type	Transfer
Record Updated	Feb 22, 2022
Title Company	TIMIOS INC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3953 DAVIS AVE, CINCINNATI, OH 45211-3547

Mortgage

Document Number	0000006450
Date	Nov 20, 2017
Instrument	17-0106450

Lender

Name	ROYAL UNITED MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Dec 1, 2037

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Cheviot City
Unified School District	Cincinnati City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,925.00 (+2.86%)	$62,965 (-) Land $7,182 Building $55,783
2024	$3,816.00 (-2%)	$62,965 (-) Land $7,182 Building $55,783
2023	$3,894.00 (+19.93%)	$62,965 (+38.49%) Land $7,182 Building $55,783	$179,900 (+38.49%) Land $20,520 Building $159,380
2022	$3,247.00 Homeowner's exemption	$45,466 Land $6,213 Building $39,253
2020			$129,900 Land $17,750 Building $112,150

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 462 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	1,000 / 75
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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