3953 Central Ave, Memphis, TN 38111 Property Records

Shelby County property record for 3953 Central Ave, Memphis, TN 38111

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,676 sqft · built 1945
Lot Size	0.396 acres (17,250 sqft)
Owner	Individual Name on Record
Last Sale	$330,000 (May 2026)
Tax Bill	$2,583 (2025)
Deeds & Mortgages	May 2026 Sale & Line of Credit Apr 2017 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`04-6047-0-0002`

Property Details

APN / Parcel Number

Primary APN	`04-6047-0-0002`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,676 sqft Living Area
1st Floor Area	1,688 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1945
Effective Year Built	Effective 1945
Architectural Style	Traditional
Construction Type	Frame
Foundation Type	No Foundation
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	17,250 sqft (0.396 acres)
Lot Dimensions	150 ft deep x 115 ft wide

Exterior Amenities

Porch	Slab
Porch Area	12 sqft
Patio Area	27 sqft
Shed	1 Shed
Shed Area	72 sqft
Greenhouse	108 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	3953 CENTRAL AVE
City	MEMPHIS
State	TN
Zip	38111-7605
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-10
Legal Description	SS CENTRAL 150 FT E OF GRANDVIEW
Legal Subdivision	GRANDVIEW
Legal Lot Number	PT15
Jurisdiction	SHELBY TN
Township / Civil Division	13
Census Block Group	3
Census Block	3000
Census Tract	7300

Owner

Source: Shelby County records, as of August 31, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3953 CENTRAL AVE, MEMPHIS, TN 38111-7605
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
May 13, 2026	Warranty Deed, Transfer · Line of Credit EVOLVE BANK AND TRUST
Apr 23, 2017	Loan Modification, Mortgage · Line of Credit COMMERCIAL BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 13, 2026 · Amount on Record
Deed Sale	May 13, 2026 · Amount on Record
Deed Document Number	202639255
Prior Transfer Date	Jul 11, 2015
Prior Transfer Doc	0000042334
Record Updated	Oct 29, 2026

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SHELBY TN
Recording Date	May 13, 2026
Property Address	3953 CENTRAL AVE, MEMPHIS, TN 38111-7605
Document Number	0000039255
Instrument Date	Apr 27, 2026
Instrument	2026.39255
Transaction Type	Transfer
Record Updated	May 25, 2026
Title Company	TITAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$123,321.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3953 CENTRAL AVE, MEMPHIS, TN 38111-7605

Mortgage

Document Number	0000039256,
Date	May 13, 2026
Instrument	2026..39256

Lender

Name	EVOLVE BANK AND TRUST

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate	6.46%
Max Rate	-1%

April 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	SHELBY TN
Property Address	3953 CENTRAL AVE, MEMPHIS, TN 38111-7605
Document Number	0000068318
Instrument Date	Apr 23, 2017
Transaction Type	Mortgage
Record Updated	Jul 13, 2017
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	130 S HOLMES ST MEMPHIS TN 381114521, MEMPHIS, TN 38111-4521

Mortgage

Document Number	0000068318
Date	Jul 7, 2017
Instrument	68318

Lender

Name	COMMERCIAL BK
Type	Bank
Address	MEMPHIS, TN 38117

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Jul 6, 2018

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Shelby County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Shelby County
Municipality	Memphis City
Unified School District	Shelby County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,583.00 (-6.24%)	$96,050 (+18.18%) Land $54,350 Building $41,700	$384,200 (+18.18%) Land $217,400 Building $166,800
2024	$2,755.00 (-44.34%)
2023		$81,275 Land $33,500 Building $47,775
2022	$4,950.00
2021			$325,100 Land $134,000 Building $191,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (1982–2001)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Nov 2001 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 96% of Tennessee
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MEMPHIS LIGHT, GAS, & WATER serves 659,500 people · EPA ID TN0000450
Water Source	Groundwater
Last State Inspection	Apr 2024
Lead	5 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 138 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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