3953 Bentwood Ln, Cantonment, FL 32533 Property Records

Escambia County property record for 3953 Bentwood Ln, Cantonment, FL 32533

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,283 sqft · built 1982
Lot Size	3.9 acres (169,884 sqft)
Owner	Individual Name on File
Last Sale	$450,000 (Jun 2022)
Tax Bill	$125 (2024)
Deeds & Mortgages	Feb 2024 Line of Credit Jun 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`03-1S-31-4100-000-017`

Property Details

APN / Parcel Number

Primary APN	`03-1S-31-4100-000-017`
Alternative APNs	`090245275` `90245275`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	2,283 sqft Living Area
Gross Area	3,508 sqft
1st Floor Area	2,283 sqft
Sunroom	Sunroom
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1982
Effective Year Built	Effective 1982
Exterior Material	Brick Veneer
Construction Type	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	169,884 sqft (3.9 acres)
Garage Type	Attached
Garage Area	550 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	128 sqft
Patio Area	675 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	90245275
Street Address	3953 BENTWOOD LN
City	CANTONMENT
State	FL
Zip	32533-9723
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LDR
Legal Description	BEG AT SE COR OF SEC 3 TWP 1S RGE 31W N 1 DEG 58 MIN 23 SEC E ALG E LI OF SD SEC 1384 45/100 FT TO N R/W LI OF TARA RD (66 FT R/W) N 88 DEG 29 MIN 0 SEC W ALG SD N R/W LI 1680 FT N 1 DEG 58 MIN 23 SEC E 624 FT TO POB CONT N 1 DEG 58 MIN 23 SEC E 312
Legal Range	31W
Legal Township	01S
Legal Section	03
Legal Subdivision	SUBDIVISION NUMBER: 4100
Legal Block	17
Legal Lot Number	17
Jurisdiction	ESCAMBIA FL
Township / Civil Division	CANTONMENT
Census Block Group	1
Census Block	1009
Census Tract	3612

Owner

3953 Bentwood Ln is owned and occupied by an individual who bought it in June 2022.

Source: Escambia County records, as of March 6, 2026

Owner of Record	Individual Name on File
Mailing Address	3953 BENTWOOD LN, CANTONMENT, FL 32533-9723
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 15, 2024	Deed of Trust, Mortgage · Line of Credit NAVY FCU
Jun 1, 2022	Warranty Deed, Transfer · VA Mortgage AMERICAN MORTGAGE SERVICE CO
Mar 4, 2021	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 1, 2022 · Amount on File
Deed Sale	Jun 1, 2022 · Amount on File
Deed Document Number	202255589
Deed Book / Page	8794 / 1148
Prior Transfer Date	Jun 28, 2006
Prior Transfer Doc	0059451303
Record Updated	Jun 8, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESCAMBIA FL
Property Address	3953 BENTWOOD LN, CANTONMENT, FL 32533-9723
Transaction Type	Mortgage
Record Updated	Mar 6, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3953 BENTWOOD LN, CANTONMENT, FL 32533-9723

Mortgage

Document Number	0091041779
Date	Feb 15, 2024
Book Page	9104/1779
Instrument	2024011705

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	478 Months
Due	Dec 1, 2063

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ESCAMBIA FL
Recording Date	Jun 1, 2022
Property Address	3953 BENTWOOD LN, CANTONMENT, FL 32533-9723
Document Number	0087941148
Book / Page	8794 / 1148
Instrument Date	May 25, 2022
Instrument	2022055589
Transaction Type	Transfer
Record Updated	Jun 17, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,150.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 146, PENSACOLA, FL 32591-0146

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3953 BENTWOOD LN, CANTONMENT, FL 32533-9723

Mortgage

Document Number	0087941151
Date	Jun 1, 2022
Instrument	8794/1151

Lender

Name	AMERICAN MORTGAGE SERVICE CO
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2052

March 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ESCAMBIA FL
Recording Date	Mar 4, 2021
Property Address	3953 BENTWOOD LN, CANTONMENT, FL 32533-9723
Document Number	0084761366
Book / Page	8476 / 1366
Instrument Date	Sep 30, 2019
Instrument	2021023176
Transaction Type	Transfer
Record Updated	Dec 27, 2021
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3953 BENTWOOD LN, CANTONMENT, FL 32533-9723

Tax Assessment & Valuation

Source: Escambia County assessment roll, as of December 31, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Escambia County
Unified School District	Escambia County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$275,979	$373,533 Land $117,000 Building $256,533
2024	$125.00
2023	$125.00 (-96.74%) Additional exemption filed	$260,391 (-6.1%)	$358,709 (+29.35%) Land $117,000 Building $241,709
2022	$3,840.00	$277,311	$277,311 Land $58,500 Building $218,811

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3953 Bentwood Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective August 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 94 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	94 in force
Nearby Flood Claims	117 (1998–2020)
Claims Outside the SFHA	100 of 117
Most Recent Claim	Sep 2020 · Hurricane Sally
Claims by Event	Hurricane Sally, Sep 2020 · 59 claims Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Apr 2014 · 45 claims Hurricane Georges, Sep 1998 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3953 Bentwood Ln is moderate, ranking above 50% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 50% of the US · lower than 79% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EMERALD COAST UTILITIES AUTHORITY (ECUA) serves 242,172 people · EPA ID FL1170525
Water Source	Groundwater
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 88 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Spectrum, T-Mobile.

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