3953 440th St, Isle, MN 56342 Property Records

Mille Lacs County property record for 3953 440th St, Isle, MN 56342

Property Summary

Property Type	Mobile Home
Details	1,344 sqft · built 2000
Lot Size	0.456 acres (19,882 sqft)
Owner	2 Individual Names on Record
Last Sale	$188,000 (Dec 2021)
Tax Bill	$1,238 (2026)
Deeds & Mortgages	Dec 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`05-200-0040`

Property Details

APN / Parcel Number

Primary APN	`05-200-0040`

Interior

Building Area	1,344 sqft Total Area

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Architectural Style	Mobile Home
Lot Area	19,882 sqft (0.456 acres)
Garage Area	1,280 sqft
Parking Spaces	5 Parking Spaces
Deck Area	100 sqft

Location & Zoning

Street Address	3953 440TH ST
City	ISLE
State	MN
Zip	56342
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Range	25
Legal Township	43
Legal Section	27
Legal Subdivision	DOTY'S 1ST ADDITION
Legal Block	1
Legal Lot Number	4
Jurisdiction	MILLE LACS MN
Township / Civil Division	EAST SIDE
Census Block Group	2
Census Block	2014
Census Tract	970100

Owner

Source: Mille Lacs County records, as of September 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3953 440TH ST, ISLE, MN 56342
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 23, 2021 · Amount on Record
Deed Sale	Dec 23, 2021 · Amount on Record
Deed Document Number	2021428897
Record Updated	Oct 29, 2026

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MILLE LACS MN
Recording Date	Dec 23, 2021
Property Address	3953 440TH ST, ISLE, MN 56342
Document Number	000A428897
Instrument Date	Dec 10, 2021
Instrument	A428897
Transaction Type	Transfer
Record Updated	Aug 15, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$620.40
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	3953 440TH ST, ISLE, MN 56342

Mortgage

Document Number	000A428898
Date	Dec 23, 2021
Instrument	A428898

Lender

Name	LOAN DEPOT INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	252 Months
Due	Jan 1, 2042

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Mille Lacs County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Mille Lacs County
County Subdivision	East Side Township
Unified School District	Isle Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,238.00 (-21.35%)	$167,100 (+11.33%) Land $45,600 Building $121,500	$167,100 (+11.33%) Land $45,600 Building $121,500
2025		$150,100 (+1.62%) Land $42,000 Building $108,100	$150,100 (+1.62%) Land $42,000 Building $108,100
2023	$1,574.00	$147,700 Land $40,000 Building $107,700	$147,700 Land $40,000 Building $107,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 4, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Nearby Flood Policies	10 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 57% of Minnesota
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 48 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Midco Cable	250 / 20

Cell Coverage

5G and 4G LTE (outdoors only)

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