St. Louis County property record for 3952 Wildrose Dr, Duluth, MN 55803
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.25 ba · 1,670 sqft · built 2015 |
| Lot Size | 10 acres (435,600 sqft) |
| Owner | Individual Name on File |
| Last Sale | $134,900 (Mar 2018) |
| Tax Bill | $5,776 (2026) |
| Deeds & Mortgages | Mar 2020 Mortgage Mar 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 520-0016-03142 |
| Primary APN | 520-0016-03142 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.25 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 3 Rooms |
| Stories | 1 Story |
| Building Area | 1,670 sqft Gross Area |
| 1st Floor Area | 1,670 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2015 |
|---|---|
| Effective Year Built | Effective 2015 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Lot Area | 435,600 sqft (10 acres) |
| Garage Area | 462 sqft |
| Porch | Slab |
|---|---|
| Porch Area | 105 sqft |
| Cabin | 624 sqft |
| Storage Building | 80 sqft |
| Sauna | Sauna |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Propane |
| Account Number | 1048146 |
|---|---|
| Street Address | 3952 WILDROSE DR |
| City | DULUTH |
| State | MN |
| Zip | 55803-1100 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | MUNS |
| Legal Description | THAT PART OF THE S1/2 OF NW1/4 OF NE1/4 LYINGE OF THE FOLLOWING DESCRIBED LINE COMM AT SWCOR OF NW1/4 OF NE1/4 THENCE ELY |
| Legal Range | 14W |
| Legal Township | 51N |
| Legal Section | 27 |
| Legal Subdivision | RICE LAKE TOWN OF |
| Jurisdiction | ST LOUIS MN |
| Township / Civil Division | RICE LAKE |
| Census Block Group | 1 |
| Census Block | 1017 |
| Census Tract | 10400 |
3952 Wildrose Dr is owned and occupied by an individual who acquired it in May 2022.
Source: St. Louis County records, as of August 17, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3952 WILDROSE DR, DULUTH, MN 55803-1100 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 18, 2020 | Deed of Trust, Mortgage ONE REVERSE MTG |
| Mar 18, 2020 | Deed of Trust, Mortgage · FHA Mortgage COMMISSIONER/HSNG & URBAN DEV |
| Mar 23, 2018 | Warranty Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 23, 2018 · Amount on File |
| Deed Sale | Mar 23, 2018 · Amount on File |
| Prior Sale | Oct 12, 2007 · Amount on File |
| Deed Document Number | 20181329925 |
| Last Transfer Date | May 26, 2022 |
| Transfer Doc | 0001444310 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 3952 WILDROSE DR, DULUTH, MN 55803-1100 |
| Document Number | 00A1376706 |
| Instrument Date | Mar 18, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 14, 2020 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 3952 WILDROSE DR DULUTH MN 558031100, DULUTH, MN 55803-1100 |
| Document Number | 00A1376706 |
|---|---|
| Date | Mar 31, 2020 |
| Instrument | A1376706 |
| Name | ONE REVERSE MTG |
|---|---|
| Type | Mortgage Company |
| Address | SAN DIEGO, CA 92121 |
| Amount | Amount on Record |
|---|---|
| Term | 1008 Months |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.32% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 3952 WILDROSE DR, DULUTH, MN 55803-1100 |
| Document Number | 00A1376707 |
| Instrument Date | Mar 18, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 14, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 3952 WILDROSE DR DULUTH MN 558031100, DULUTH, MN 55803-1100 |
| Document Number | 00A1376707 |
|---|---|
| Date | Mar 31, 2020 |
| Instrument | A1376707 |
| Name | COMMISSIONER/HSNG & URBAN DEV |
|---|---|
| Address | WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 1008 Months |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.32% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Mar 23, 2018 |
| Property Address | 3952 WILDROSE DR, DULUTH, MN 55803-1100 |
| Document Number | 00A1329925 |
| Instrument Date | Nov 26, 2012 |
| Instrument | A1329925 |
| Transaction Type | Transfer |
| Record Updated | Apr 12, 2018 |
| Amount | Amount on Record |
|---|---|
| Tax | $445.17 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 65453-170TH PL JACOBSON MN 55752, JACOBSON, MN 55752 |
The 2026 property tax bill for 3952 Wildrose Dr was $5,776 with a homeowner's exemption, up 3.7% from the year before.
Source: St. Louis County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| Municipality | Rice Lake City |
| Unified School District | Duluth Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,776.00 (+3.74%) Homeowner's exemption | ||
| 2025 | $5,568.00 (+2.62%) Homeowner's exemption | $439,900 (+0.18%) Land $106,500 Building $333,400 | $439,900 (+0.18%) Land $106,500 Building $333,400 |
| 2024 | $5,426.00 | $439,100 Land $105,700 Building $333,400 | $439,100 Land $105,700 Building $333,400 |
| 2022 | $377,900 Land $100,100 Building $277,800 | $377,900 Land $100,100 Building $277,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3952 Wildrose Dr in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1991.
Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 4 (1991–2001) |
| Claims Outside the SFHA | 1 of 4 |
| Most Recent Claim | Apr 2001 · Severe Winter Storms, Flooding, And Tornadoes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3952 Wildrose Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 60% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 48 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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