Steuben County and Howard Town property record for 3952 Mill Rd, Bath, NY 14810
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,456 sqft · built 2014 |
| Lot Size | 1.89 acres (82,328 sqft) |
| Owner | Individual Name on File |
| Last Sale | $80,000 (Jan 2022) |
| Tax Bill | $1,988 (2026) |
| Deeds & Mortgages | Oct 2014 Mortgage Jan 2022 Sale & Mortgage + 2 more |
| APN | 0002911-050 |
| Primary APN | 0002911-050 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,456 sqft Living Area |
| 1st Floor Area | 1,456 sqft |
| Year Built | Built 2014 |
|---|---|
| Effective Year Built | Effective 2014 |
| Architectural Style | Modular |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Slab (Mat/Raft) |
| Lot Area | 82,328 sqft (1.89 acres) |
| Porch | Slab |
| Porch Area | 144 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 0002911-050 |
|---|---|
| Street Address | 3952 MILL RD |
| City | BATH |
| State | NY |
| Zip | 14810-7531 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 01 - NOT Z |
| Legal Description | RECORDED LC TO LEMAY -- DATE6-25-97/DEED 1534-168 1.2 ACRES (C) ASSESSED |
| Legal Block | 1 |
| Legal Lot Number | 44.200 |
| Jurisdiction | STEUBEN NY |
| Township / Civil Division | HOWARD |
| Census Block Group | 2 |
| Census Block | 2048 |
| Census Tract | 961000 |
3952 Mill Rd is owned by an individual who bought it in January 2022.
Source: Steuben County and Howard Town records, as of September 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 7955 STATE ROUTE 36, ARKPORT, NY 14807-9789 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 28, 2014 | Deed of Trust, Mortgage CITIZENS & NORTHERN BANK |
| Jan 28, 2022 | Warranty Deed, Transfer · Stand-Alone First Mortgage COMMUNITY BANK NA |
| Oct 28, 2021 | Warranty Deed, Transfer |
| Oct 28, 2021 | Warranty Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 28, 2022 · Amount on File |
| Deed Sale | Jan 28, 2022 · Amount on File |
| Prior Sale | Oct 21, 2005 · Amount on File |
| Deed Book / Page | 2939 / 143 |
| Prior Transfer Date | Oct 21, 2014 |
| Prior Transfer Doc | 2508000118 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STEUBEN NY |
| Property Address | 3952 MILL RD, BATH, NY 14810-7531 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0000003860/0000000336 |
|---|---|
| Date | Oct 28, 2014 |
| Book Page | 0000003860/0000000336 |
| Name | CITIZENS & NORTHERN BANK |
|---|---|
| Type | Bank |
| Amount | Amount on Record |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | STEUBEN NY |
| Recording Date | Jan 28, 2022 |
| Property Address | 3952 MILL RD, BATH, NY 14810-7531 |
| Document Number | 002939/143 |
| Book / Page | 2939 / 143 |
| Instrument Date | Jan 26, 2022 |
| Transaction Type | Transfer |
| Record Updated | Apr 3, 2026 |
| Title Company | MISC COMPANY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 7955 STATE ROUTE 36, ARKPORT, NY 14807-9789 |
| Document Number | 0000481383 |
|---|---|
| Date | Jan 28, 2022 |
| Instrument | 4813/83 |
| Name | COMMUNITY BANK NA |
|---|---|
| Type | Bank |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | STEUBEN NY |
| Recording Date | Oct 28, 2021 |
| Property Address | 3952 MILL RD, BATH, NY 14810-7531 |
| Document Number | 2922/35 |
| Book / Page | 2922 / 35 |
| Instrument Date | Oct 4, 2021 |
| Transaction Type | Transfer |
| Record Updated | Nov 23, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 3952 MILL RD, BATH, NY 14810-7531 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | STEUBEN NY |
| Recording Date | Oct 28, 2021 |
| Property Address | 3952 MILL RD, BATH, NY 14810-7531 |
| Document Number | 2922/38 |
| Book / Page | 2922 / 38 |
| Instrument Date | Oct 1, 2021 |
| Transaction Type | Transfer |
| Record Updated | Nov 23, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 7335 RICE RD, BATH, NY 14810-7643 |
The 2026 property tax bill for 3952 Mill Rd was $1,988, up 2.5% from the year before.
Source: Steuben County and Howard Town assessment roll, as of April 21, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Steuben County |
| County Subdivision | Howard Town |
| Unified School District | Avoca Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,988.00 (+2.47%) | ||
| 2025 | $1,940.00 | $80,000 Land $16,800 Building $63,200 | $100,000 Land $21,000 Building $79,000 |
| 2023 | $80,000 (-) Land $16,800 Building $63,200 | $84,211 (+5.26%) Land $17,684 Building $66,527 | |
| 2022 | $80,000 Land $16,800 Building $63,200 | $80,000 Land $16,800 Building $63,200 | |
| 2021 | $941.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA has no flood map on file for 3952 Mill Rd; 1 flood insurance policy is in force nearby.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3952 Mill Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Empire Long Distance Fiber | 1,000 / 100 |
| T-Mobile Fixed Wireless | 100 / 20 |
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