Monroe County property record for 3952 Mary Rd, Big Pine Key, FL 33043
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2.5 ba · 1,835 sqft · built 1986 |
| Lot Size | 0.207 acres (9,000 sqft) |
| Owner | Individual Name on File |
| Last Sale | $205,000 (Oct 1996) |
| Tax Bill | $8,081 (2024) |
| Flood Zone | Zone VE (high risk) |
| APN | 00289500-000000 |
| Primary APN | 00289500-000000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 3 Stories |
| Building Area | 1,835 sqft Living Area |
| 1st Floor Area | 1,691 sqft |
| Flooring | Concrete/Cement |
| Interior Walls | Wood |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 2011 |
| Exterior Material | Combination |
| Construction Type | Wood |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 9,000 sqft (0.207 acres) |
| Lot Dimensions | 150 ft deep x 60 ft wide |
| Garage Type | Covered |
| Garage Area | 1,428 sqft |
| Pool Area | 152 sqft |
|---|---|
| Porch | Florida Room |
| Porch Area | 660 sqft |
| Deck Area | 484 sqft |
| Patio Area | 484 sqft |
| Cooling System | HVAC |
|---|
| Account Number | 1361704 |
|---|---|
| Street Address | 3952 MARY RD |
| City | BIG PINE KEY |
| State | FL |
| Zip | 33043-6100 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | ACCC |
| Legal Description | KYLE-DYER SUB #1 PB4-87 BIG PINE KEY S60 FT OF N240 FT OF TR A LOT 4 OR534-462 OR842-2 OR842-4 OR848-156 OR862-2036 OR873-1503 OR928-2426 OR933-675 OR1387-1831/38F/J OR1428-796/98Q/C OR1428-799 OR1626-2179 |
| Legal Range | 29E |
| Legal Township | 66S |
| Legal Section | 05 |
| Legal Subdivision | KYLE DYER NO 1 |
| Legal Tract | A |
| Legal Lot Number | 4 |
| Jurisdiction | MONROE FL |
| Township / Civil Division | LOWER KEYS |
| Census Block Group | 1 |
| Census Block | 1021 |
| Census Tract | 971402 |
3952 Mary Rd is owned and occupied by an individual who bought it in October 1996.
Source: Monroe County records, as of December 8, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3952 MARY RD, BIG PINE KEY, FL 33043-6100 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 31, 1996 · Amount on File |
| Deed Sale | Oct 31, 1996 · Amount on File |
| Prior Sale | Oct 31, 1996 · Amount on File |
| Deed Book / Page | 1428 / 799 |
| Transfer Doc | 1428000796 |
| Record Updated | Oct 29, 2026 |
Source: Monroe County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Monroe County |
| Unified School District | Monroe County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,125,183 Land $667,575 Building $457,608 | $1,125,183 Land $667,575 Building $457,608 | |
| 2024 | $8,081.00 (+10.11%) | ||
| 2023 | $7,339.00 (+12.67%) | $1,013,991 (+21.23%) Land $733,365 Building $280,626 | $1,013,991 (+21.23%) Land $733,365 Building $280,626 |
| 2022 | $6,514.00 | $836,409 Land $547,605 Building $288,804 | $836,409 Land $547,605 Building $288,804 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3952 Mary Rd in Zone VE, a high-risk coastal flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone VE high risk · coastal, wave action |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 11.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 522 policies |
| Community Rating System | Class 3 (35% premium discount) |
| Nearby Flood Policies | 522 in force |
| Nearby Flood Claims | 852 (1979–2017) |
| Most Recent Claim | Oct 2017 · Hurricane Irma |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3952 Mary Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 95% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 142 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| AT&T Fiber | 1,000 / 1,000 |
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