3952 Main St, Trappe, MD 21673 Property Records

Talbot County property record for 3952 Main St, Trappe, MD 21673

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,533 sqft · built 1900
Lot Size	0.511 acres (22,277 sqft)
Owner	2 Individual Names on File
Last Sale	$375,000 (Aug 2021)
Tax Bill	$4,574 (2026)
Deeds & Mortgages	Jun 2020 Mortgage Aug 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`03-105717`

Property Details

APN / Parcel Number

Primary APN	`03-105717`
Alternative APNs	`3105717` `105717`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,533 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	22,277 sqft (0.511 acres)
Lot Dimensions	332 ft deep x 67 ft wide
Porch	Slab
Porch Area	168 sqft
Deck Area	348 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	105717
Street Address	3952 MAIN ST
City	TRAPPE
State	MD
Zip	21673-1667
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 22,277 SF W/S MAIN ST TRAPPE
Legal Subdivision	NARDONE ANTHONY LAND
Legal Lot Number	22,277
Jurisdiction	TALBOT MD
Township / Civil Division	3, TRAPPE
Census Block Group	3
Census Block	3009
Census Tract	960900

Owner

3952 Main St is owned and occupied by two individuals who bought it in August 2021.

Source: Talbot County records, as of September 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3952 MAIN ST, TRAPPE, MD 21673-1667
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 25, 2020	Deed of Trust, Mortgage · Conventional Mortgage NEWREZ LLC
Aug 13, 2021	Deed, Transfer · Conventional Mortgage PARTNERS 1ST FCU
Apr 10, 2017	Deed, Transfer · Conventional Mortgage NEW PENN FINANCIAL LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 13, 2021 · Amount on File
Deed Sale	Aug 13, 2021 · Amount on File
Prior Sale	Apr 10, 2017 · Amount on File
Deed Book / Page	2882 / 375
Record Updated	Oct 29, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TALBOT MD
Property Address	3952 MAIN ST, TRAPPE, MD 21673-1667
Transaction Type	Mortgage
Record Updated	Oct 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0027180057
Date	Jun 25, 2020
Book Page	2718/57

Lender

Name	NEWREZ LLC
Type	Non-Lending Institution
Address	FORT WASHINGTON, PA 19034

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Jul 1, 2040

August 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	TALBOT MD
Recording Date	Aug 13, 2021
Property Address	3952 MAIN ST, TRAPPE, MD 21673-1667
Document Number	0028820375
Book / Page	2882 / 375
Map Reference	LB 14 FO 50
Instrument Date	Aug 12, 2021
Transaction Type	Transfer
Record Updated	May 3, 2022
Title Company	EASTERN MT TITLE COMPANY, EASTERN SHORE TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	3952 MAIN ST, TRAPPE, MD 21673-1667

Mortgage

Document Number	0002882383
Date	Aug 13, 2021
Instrument	2882/383

Lender

Name	PARTNERS 1ST FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2051

April 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	TALBOT MD
Recording Date	Apr 10, 2017
Property Address	3952 MAIN ST, TRAPPE, MD 21673-1667
Document Number	0024380138
Book / Page	2438 / 138
Map Reference	LB14 FO50
Instrument Date	Mar 31, 2017
Instrument	2438-138
Transaction Type	Transfer
Record Updated	Aug 10, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,000.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	3952 MAIN ST, TRAPPE, MD 21673-1667

Mortgage

Document Number	2438146
Date	Apr 10, 2017
Instrument	2438-146

Lender

Name	NEW PENN FINANCIAL LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 3952 Main St was $4,574, up 8.9% from the year before.

Source: Talbot County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Talbot County
Municipality	Trappe Town
Unified School District	Talbot County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,574.00 (+8.9%)	$380,700 Land $77,400 Building $303,300	$380,700 Land $77,400 Building $303,300
2025	$4,200.00
2023	$3,228.00	$296,900 Land $77,400 Building $219,500	$296,900 Land $77,400 Building $219,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3952 Main St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3952 Main St is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · above 74% of Maryland
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF ST. MICHAELS serves 2,650 people · EPA ID MD0200006
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Arsenic resolved · Oct 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 161 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Breezeline Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: Easton Velocity.

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