39515 Forman Rd, Polson, MT 59860 Property Records

Lake County property record for 39515 Forman Rd, Polson, MT 59860

Property Summary

Property Type	Rural Home
Details	3 bd · 2.5 ba · 1,718 sqft · built 2006
Lot Size	34.6 acres (1,507,612 sqft)
Owner	2 Individual Names on Record
Last Sale	$964,250 (Oct 2023)
Tax Bill	$2,515 (2026)
Deeds & Mortgages	Oct 2025 Line of Credit Oct 2023 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R15898`

Property Details

APN / Parcel Number

Primary APN	`R15898`
Alternative APNs	`15-3228-20-3-01-02-0000` `0000000574`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	14 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,718 sqft Living Area
1st Floor Area	944 sqft
2nd Floor Area	774 sqft
Basement Area	944 sqft
Finished Basement	944 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Architectural Style	Modern
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	1,507,612 sqft (34.6 acres)
Terrain	Wooded
View / Lot	Mountain
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	39 sqft
Deck Area	83 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Account Number	0000000574
Street Address	39515 FORMAN RD
City	POLSON
State	MT
Zip	59860-9693
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	S20, T22 N, R20 W, C.O.S. 4708, PARCEL TR 1, ACRES 34.32
Legal Range	20W
Legal Township	22N
Legal Section	20
Legal Subdivision	CERTIFICATE OF SURVEY #4708
Legal Tract	1
Jurisdiction	LAKE MT
Township / Civil Division	FLATHEAD RESERVATION
Census Block Group	1
Census Block	1058
Census Tract	940306

Owner

Source: Lake County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	39515 FORMAN RD, POLSON, MT 59860-9693
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 29, 2025	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
Oct 31, 2023	Warranty Deed, Transfer · Conventional Mortgage MONTANA EDUCATORS CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 31, 2023 · Amount on Record
Deed Sale	Oct 31, 2023 · Amount on Record
Prior Sale	Aug 3, 2016 · Amount on Record
Deed Document Number	2023608069
Prior Transfer Date	Mar 16, 2023
Prior Transfer Doc	0000603890
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE MT
Property Address	39515 FORMAN RD, POLSON, MT 59860-9693
Transaction Type	Mortgage
Record Updated	Nov 19, 2025
Title Company	WFG LENDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000635299
Date	Oct 29, 2025
Instrument	635299

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Oct 22, 2055

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE MT
Recording Date	Oct 31, 2023
Property Address	39515 FORMAN RD, POLSON, MT 59860-9693
Document Number	0000608069
Instrument Date	Oct 27, 2023
Instrument	608069
Transaction Type	Transfer
Record Updated	Nov 10, 2023
Title Company	NOT AVAILABLE, FLYINGS T&E OF MT INC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	39515 FORMAN RD, POLSON, MT 59860-9693

Mortgage

Document Number	0000608070
Date	Oct 31, 2023
Instrument	608070

Lender

Name	MONTANA EDUCATORS CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	25 Months
Due	Nov 1, 2025

Tax Assessment & Valuation

Source: Lake County assessment roll, as of September 11, 2026

Property Jurisdictions

Type	Name
State	Montana
County	Lake County
Elementary School District	Polson Elementary School District (PK - 08)
Secondary School District	Polson High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,515.00 (-22.11%)	$704,512 (-)
2025	$3,229.00 (-4.07%)	$704,512 (+42.23%)	$704,512 (+42.23%) Land $99,142 Building $605,370
2023	$3,366.00	$495,341	$495,341 Land $36,651 Building $458,690

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 16, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 87% of Montana
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 1 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Western Montana CommunityTel Fixed Wireless	25 / 10
CenturyLink DSL	10 / 1

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Forman Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures