3951 E 86th St N, Sperry, OK 74073 Property Records

Tulsa County property record for 3951 E 86th St N, Sperry, OK 74073

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,240 sqft · built 1975
Lot Size	7 acres (304,920 sqft)
Owner	Individual Name on File
Last Sale	$201,000 (Oct 2015)
Tax Bill	$2,380 (2025)
Deeds & Mortgages	Jun 2026 Transfer Jun 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`91321-13-21-32910`

Property Details

APN / Parcel Number

Primary APN	`91321-13-21-32910`
Alternative APN	`R91321132132910`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	2,240 sqft Living Area
1st Floor Area	2,240 sqft
Laundry Room	Laundry Room
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Architectural Style	Ranch
Exterior Material	Combination
Construction Type	Masonry / Concrete Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	304,920 sqft (7 acres)
Garage Type	Attached
Garage Area	624 sqft
Porch	Porch
Porch Area	570 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R91321132132910
Street Address	3951 E 86TH ST N
City	SPERRY
State	OK
Zip	74073-4820
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AG
Legal Description	S1232 E/2 E/2 W/2 E/2 SW SEC 21 21 13 7ACS
Legal Range	13E
Legal Township	21N
Legal Section	21
Legal Subdivision	UNPLATTED
Jurisdiction	TULSA OK
Township / Civil Division	TULSA
Census Block Group	2
Census Block	2017
Census Tract	5600

Owner

3951 E 86th St N is owned and occupied by an individual who bought it in October 2015.

Source: Tulsa County records, as of September 22, 2026

Owner of Record	Individual Name on File
Mailing Address	3951 E 86TH ST N, SPERRY, OK 74073-4820
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 24, 2026	Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT
Jun 17, 2021	Deed of Trust, Mortgage · FHA Mortgage ARVEST BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 30, 2015 · Amount on File
Deed Sale	Oct 30, 2015 · Amount on File
Deed Document Number	201596940
Record Updated	Oct 29, 2026

June 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	TULSA OK
Recording Date	Jun 24, 2026
Property Address	3951 E 86TH ST N, SPERRY, OK 74073-4820
Document Number	0000057978
Instrument Date	Jun 22, 2026
Instrument	202657978
Transaction Type	Transfer
Record Updated	Aug 30, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3951 E 86TH ST N, SPERRY, OK 74073-4820

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TULSA OK
Property Address	3951 E 86TH ST N, SPERRY, OK 74073-4820
Transaction Type	Mortgage
Record Updated	Jul 1, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000070680
Date	Jun 17, 2021
Instrument	2021070680

Lender

Name	ARVEST BANK
Type	Bank
Address	LOWELL, AR 72745

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	293 Months
Due	Nov 1, 2045

Tax Assessment & Valuation

The 2025 property tax bill for 3951 E 86th St N was $2,380.

Source: Tulsa County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Oklahoma
County	Tulsa County
Unified School District	Owasso Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,380.00	$21,120 Land $1,540 Building $19,580	$192,000 Land $14,000 Building $178,000
2023	$2,300.00	$21,120 (-) Land $1,540 Building $19,580	$192,000 (-) Land $14,000 Building $178,000
2022	$2,300.00	$21,120 Land $1,540 Building $19,580	$192,000 Land $14,000 Building $178,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3951 E 86th St N in Zone X, an area of minimal flood risk, though there have been 47 flood claims nearby since 1980.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 12 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	12 in force
Nearby Flood Claims	47 (1980–2019)
Claims Outside the SFHA	7 of 47
Most Recent Claim	May 2019 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding
Claims by Event	Severe Storms, Straight-line Winds, Tornadoes, And Flooding, May 2019 · 8 claims Severe Storms, Tornadoes & Flooding, May 1993 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3951 E 86th St N is moderate, ranking above 50% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 50% of the US · lower than 85% of Oklahoma
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WASHINGTON CO RWD #3 (NEW,#1) serves 25,375 people · EPA ID OK1021418
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: AT&T, T-Mobile, Wake Wireless.

Nearby Properties on E 86th St N

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures