3951 Courthouse Rd, Guyton, GA 31312 Property Records

Effingham County property record for 3951 Courthouse Rd, Guyton, GA 31312

Property Summary

Property Type	Single Family Home
Details	2 ba · 864 sqft · built 2004
Lot Size	0.87 acres (37,897 sqft)
Owner	Individual Name on Record
Last Sale	$80,000 (Jun 2009)
Tax Bill	$2,491 (2025)
Deeds & Mortgages	Sep 2022 Mortgage Apr 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`03240-034-000`

Property Details

APN / Parcel Number

Primary APN	`03240-034-000`
Alternative APNs	`00490021A00` `03240034` `4906`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	864 sqft Heated Area
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2005
Exterior Material	Vinyl
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	37,897 sqft (0.87 acres)

Exterior Amenities

Porch	Slab
Porch Area	72 sqft
Shed	1 Shed
Shed Area	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	4906
Street Address	3951 COURTHOUSE RD
City	GUYTON
State	GA
Zip	31312-5410
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AR-1
Legal Description	.87 AC (OUT 49-21)
Jurisdiction	EFFINGHAM GA
Township / Civil Division	RINCON
Census Block Group	2
Census Block	2000
Census Tract	30404

Owner

Source: Effingham County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3951 COURTHOUSE RD, GUYTON, GA 31312-5410
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 6, 2022	Deed of Trust, Mortgage · Conventional Mortgage QUEENSBOROUGH NATIONAL BANK
Apr 16, 2020	Deed of Trust, Mortgage · Commercial Mortgage QUEENSBOROUGH NATIONAL BANK
Aug 26, 2020	Deed of Trust, Mortgage · Commercial Mortgage QUEENSBOROUGH NATIONAL BANK
Jul 11, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 8, 2009 · Amount on Record
Deed Sale	Jun 8, 2009 · Amount on Record
Prior Sale	Mar 10, 2005 · Amount on Record
Deed Document Number	20091106
Deed Book / Page	1857 / 450
Last Transfer Date	Nov 1, 2024
Transfer Doc	0002940/58
Record Updated	Oct 29, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM GA
Property Address	3951 COURTHOUSE RD, GUYTON, GA 31312-5410
Transaction Type	Mortgage
Record Updated	Oct 7, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3951 COURTHOUSE RD, GUYTON, GA 31312-5410

Mortgage

Document Number	0000002806/0000000470
Date	Sep 6, 2022
Book Page	0000002806/0000000470
Instrument	008972

Lender

Name	QUEENSBOROUGH NATIONAL BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2052

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM GA
Property Address	3951 COURTHOUSE RD, GUYTON, GA 31312-5410
Transaction Type	Mortgage
Record Updated	Aug 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3951 COURTHOUSE RD, GUYTON, GA 31312-5410

Mortgage

Document Number	0000002585/0000000905
Date	Apr 16, 2020
Book Page	0000002585/0000000905
Instrument	003463

Lender

Name	QUEENSBOROUGH NATIONAL BANK

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Jan 1, 2030

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM GA
Property Address	3951 COURTHOUSE RD, GUYTON, GA 31312-5410
Transaction Type	Mortgage
Record Updated	Aug 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3951 COURTHOUSE RD, GUYTON, GA 31312-5410

Mortgage

Document Number	0000002618/0000000201
Date	Aug 26, 2020
Book Page	0000002618/0000000201
Instrument	008644

Lender

Name	QUEENSBOROUGH NATIONAL BANK

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Jan 1, 2021

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EFFINGHAM GA
Recording Date	Jul 11, 2018
Property Address	3951 COURTHOUSE RD, GUYTON, GA 31312-5410
Document Number	002479/264
Book / Page	2479 / 264
Instrument Date	Jul 11, 2018
Instrument	2018-001917
Transaction Type	Transfer
Record Updated	Nov 16, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Notice of Trustee Sale Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3951 COURTHOUSE RD, GUYTON, GA 31312-5410

Tax Assessment & Valuation

Source: Effingham County assessment roll, as of December 22, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Effingham County
Unified School District	Effingham County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$69,510 (+1.96%) Land $19,023 Building $50,487	$173,776 (+1.96%) Land $47,558 Building $126,218
2025	$2,491.00 (+20.45%) Homeowner's exemption	$68,174 (+15.4%) Land $17,687 Building $50,487	$170,435 (+15.4%) Land $44,217 Building $126,218
2024	$2,068.00 (+37.68%)	$59,075 (+38.89%) Land $17,103 Building $41,972	$147,689 (+38.89%) Land $42,758 Building $104,931
2023	$1,502.00 (+7.75%)	$42,535 (+17.75%) Land $17,103 Building $25,432	$106,338 (+17.76%) Land $42,758 Building $63,580
2022	$1,394.00	$36,122 Land $10,690 Building $25,432	$90,304 Land $26,724 Building $63,580

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 19 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	19 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · above 58% of Georgia
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 77 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Planters Rural Telephone Cooperative Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Courthouse Rd

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