3951 Champion Cir E, Mobile, AL 36695 Property Records

Mobile County property record for 3951 Champion Cir E, Mobile, AL 36695

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,779 sqft · built 2006
Lot Size	0.496 acres (21,625 sqft)
Owner	Individual Name on File
Last Sale	$237,800 (Mar 2026)
Tax Bill	$2,426 (2025)
Deeds & Mortgages	Mar 2026 Mortgage Mar 2026 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R023405150000032046`

Property Details

APN / Parcel Number

Primary APN	`R023405150000032046`
Alternative APNs	`34 05 15 0 000 032.046` `03365290` `3365290`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,779 sqft Living Area
1st Floor Area	1,779 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2008
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	21,625 sqft (0.496 acres)
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	114 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	3365290
Street Address	3951 CHAMPION CIR E
City	MOBILE
State	AL
Zip	36695-6921
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 46 CHAMPION HILLS S/D REVISED MBK 105/31 #SEC 15 T5S R3W #MP34 05 15 0 000
Legal Range	05S
Legal Township	05S
Legal Section	15
Legal Subdivision	CHAMPION HILLS S/D
Legal Lot Number	46
Jurisdiction	MOBILE AL
Township / Civil Division	GRAND BAY
Census Block Group	1
Census Block	1007
Census Tract	6503

Owner

3951 Champion Cir E is owned by an individual who bought it in March 2026.

Source: Mobile County records, as of September 15, 2026

Owner of Record	Individual Name on File
Mailing Address	6053 SUSSEX DR, MOBILE, AL 36608-3425
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 30, 2026	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Mar 13, 2026	Warranty Deed, Transfer
Aug 28, 2025	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 13, 2026 · Amount on File
Deed Sale	Mar 13, 2026 · Amount on File
Prior Sale	Aug 28, 2025 · Amount on File
Deed Document Number	202614463
Prior Transfer Date	Jun 6, 2025
Prior Transfer Doc	0000052904
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MOBILE AL
Property Address	3951 CHAMPION CIR E, MOBILE, AL 36695-6921
Transaction Type	Mortgage
Record Updated	Apr 14, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6053 SUSSEX DR, MOBILE, AL 36608-3425

Mortgage

Document Number	0000017448
Date	Mar 30, 2026
Instrument	2026017448

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	585 SOUTH BLVD E, PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2056

March 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MOBILE AL
Recording Date	Mar 13, 2026
Property Address	3951 CHAMPION CIR E, MOBILE, AL 36695-6921
Document Number	0000014463
Map Reference	MB 105 PG 31
Instrument Date	Mar 5, 2026
Instrument	2026014463
Transaction Type	Transfer
Record Updated	Mar 27, 2026

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6053 SUSSEX DR, MOBILE, AL 36608-3425

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6053 SUSSEX DR, MOBILE, AL 36608-3425

August 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MOBILE AL
Recording Date	Aug 28, 2025
Property Address	3951 CHAMPION CIR E, MOBILE, AL 36695-6921
Document Number	0000052904
Map Reference	MBK 105 PG 31
Instrument Date	Jun 5, 2025
Instrument	2025052904
Transaction Type	Transfer
Record Updated	Mar 27, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6053 SUSSEX DR, MOBILE, AL 36608-3425

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3951 CHAMPION CIRCLE, MOBILE, AL 36695-6921

Tax Assessment & Valuation

The 2025 property tax bill for 3951 Champion Cir E was $2,426, up 0.2% from the year before.

Source: Mobile County assessment roll, as of September 15, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Mobile County
Unified School District	Mobile County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,426.00 (+0.25%)	$47,560 (+0.25%) Land $9,000 Building $38,560	$237,800 (+0.25%) Land $45,000 Building $192,800
2024	$2,420.00 (+10.5%)	$47,440 (+11.1%) Land $9,000 Building $38,440	$237,200 (+11.1%) Land $45,000 Building $192,200
2023	$2,190.00	$42,700 Land $7,980 Building $34,720	$213,500 Land $39,900 Building $173,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3951 Champion Cir E in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3951 Champion Cir E is moderate, ranking above 67% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 67% of the US · above 88% of Alabama
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MOBILE, BD. OF W&S COMM. OF THE serves 279,000 people · EPA ID AL0001005
Water Source	Surface water
Last State Inspection	Sep 2023
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 186 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: C Spire Wireless.

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