Mecklenburg County property record for 3951 Arborway, Charlotte, NC 28211
| Property Type | Single Family Home |
|---|---|
| Details | 6 bd · 9 ba · 8,181 sqft · built 2007 |
| Lot Size | 0.682 acres (29,738 sqft) |
| Owner | Individual Name on File |
| Last Sale | $2,700,000 (Oct 2022) |
| Tax Bill | $24,153 (2023) |
| Deeds & Mortgages | Mar 2021 Mortgage Oct 2022 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 183-073-07 |
| Primary APN | 183-073-07 |
|---|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 9 Baths |
| Half Baths | 3 Half Baths |
| Stories | 3 Stories |
| Building Area | 8,181 sqft Heated Area |
| Gross Area | 10,276 sqft |
| 1st Floor Area | 3,116 sqft |
| Upper Floors Area | 3,244 sqft |
| Attic Area | 1,827 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2007 |
|---|---|
| Architectural Style | Other |
| Exterior Material | Brick Veneer |
| Foundation Type | Raised |
| Roof Material | Asphalt |
| Lot Area | 29,738 sqft (0.682 acres) |
| Garage Area | 528 sqft |
| Pool Area | 512 sqft |
|---|---|
| Porch | Porch |
| Porch Area | 615 sqft |
| Deck Area | 277 sqft |
| Patio Area | 277 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Gas |
| Old Parcel Number | 183-073-07 |
|---|---|
| Street Address | 3951 ARBORWAY |
| City | CHARLOTTE |
| State | NC |
| Zip | 28211-3801 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-3 |
| Legal Description | L19 B6 M8-111 |
| Legal Subdivision | FOXCROFT HILLS |
| Legal Block | 6 |
| Legal Lot Number | 19 |
| Jurisdiction | MECKLENBURG NC |
| Township / Civil Division | 1, CHARLOTTE |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 2903 |
Source: Mecklenburg County records · APN 183-073-07
Assessment roll updated January 1, 2023 · Last verified June 2023
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 3951 ARBORWAY, CHARLOTTE, NC 28211-3801 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 30, 2021 | Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE INC |
| Oct 11, 2022 | Warranty Deed, Transfer · Conventional Mortgage BANK OF AMERICA NA |
| Dec 20, 2018 | Warranty Deed, Transfer · Conventional Mortgage FIRSTBANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 11, 2022 · Amount on Record |
| Deed Sale | Oct 11, 2022 · Amount on Record |
| Prior Sale | Jul 16, 2008 · Amount on Record |
| Deed Document Number | 0037706286 |
| Deed Book / Page | 37706 / 286 |
| Record Updated | Jun 07, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Property Address | 3951 ARBORWAY, CHARLOTTE, NC 28211-3801 |
| Transaction Type | Mortgage |
| Record Updated | May 25, 2023 |
| Title Company | RAVENSWOOD TITLE COMPANY LLC |
| Name | Verified Name |
|---|
| Document Number | 0000062185 |
|---|---|
| Date | Mar 30, 2021 |
| Book Page | 35873/267 |
| Instrument | 2021062185 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Mortgage Company |
| Address | CHICAGO, IL 60613 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Recording Date | Oct 11, 2022 |
| Property Address | 3951 ARBORWAY, CHARLOTTE, NC 28211-3801 |
| Document Number | 0000141560 |
| Book / Page | 37706 / 286 |
| Map Reference | MB 8 PG 111 |
| Instrument Date | Oct 07, 2022 |
| Instrument | 2022141560 |
| Transaction Type | Transfer |
| Record Updated | May 25, 2023 |
| Title Company | CASTLE TITLE AGENCY LLC, MASTER TITLE AGENCY LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $5,400.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3951 ARBORWAY, CHARLOTTE, NC 28211-3801 |
| Document Number | 0000141561 |
|---|---|
| Date | Oct 11, 2022 |
| Instrument | 2022141561 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4% |
| Type Change Date | Nov 01, 2027 |
| Change Frequency | 6 Months |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 9% |
| Index | Other |
| Max Rate | 9% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Recording Date | Dec 20, 2018 |
| Property Address | 3951 ARBORWAY, CHARLOTTE, NC 28211-3801 |
| Document Number | 0000156849 |
| Book / Page | 033183 / 000856 |
| Instrument Date | Dec 20, 2018 |
| Instrument | 156849 |
| Transaction Type | Transfer |
| Record Updated | Jan 21, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $667.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 1009 BEARMORE DR CHARLOTTE NC 282114705, CHARLOTTE, NC 28211-4705 |
| Document Number | 156850 |
|---|---|
| Date | Dec 20, 2018 |
| Book Page | 033183/000858 |
| Instrument | 156850 |
| Name | FIRSTBANK |
|---|---|
| Type | Bank |
| Address | FRANKLIN, TN 37067 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 19, 2048 |
Source: Mecklenburg County records · Assessment roll updated January 1, 2023 · Last verified June 2023
| Type | Name |
|---|---|
| State | North Carolina |
| County | Mecklenburg County |
| Municipality | Charlotte City |
| Unified School District | Charlotte-Mecklenburg Schools (PK - 12) |
Source: FEMA National Flood Hazard Layer as of October 3, 2024 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 20 policies |
| Community Rating System | Class 2 (40% premium discount) |
| Nearby Flood Policies | 20 in force |
| Nearby Flood Claims | 22 (1982–2025) |
| Claims Outside the SFHA | 7 of 22 |
| Most Recent Claim | Jun 2025 · rainfall accumulation |
| Claims by Event |
|
| Wildfire Risk | Low lower than 94% of the US · lower than 96% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
May also be available: Google Fiber.
Based on FCC filings for 169 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CHARLOTTE WATER serves 1,206,285 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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