39502 Ridgeway Dr, Polson, MT 59860 Property Records

Lake County property record for 39502 Ridgeway Dr, Polson, MT 59860

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 1,963 sqft · built 2023
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on File
Tax Bill	$4,920 (2026)
Deeds & Mortgages	Jul 2022 Construction Loan Sep 2025 Transfer + 10 more
Flood Zone	Zone X (minimal risk)
APN	`R154667`

Property Details

APN / Parcel Number

Primary APN	`R154667`
Alternative APNs	`15-3228-08-2-03-06-0000` `0000003430`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,963 sqft Living Area
1st Floor Area	1,963 sqft
Basement Area	1,384 sqft
Finished Basement	1,384 sqft

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	43,560 sqft (1 acres)
Garage Area	1,222 sqft
Parking Spaces	5 Parking Spaces
Deck Area	722 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Electric
Water Source	Well

Location & Zoning

Account Number	0000003430
Street Address	39502 RIDGEWAY DR
City	POLSON
State	MT
Zip	59860-6946
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	2
Legal Description	RIVERSIDE TERRACES, S08, T22 N, R20 W, BLOCK 001, LOT 022, ACRES 1
Legal Range	20W
Legal Township	22N
Legal Section	08
Legal Subdivision	RIVERSIDE TERRACES
Legal Block	1
Legal Lot Number	22
Jurisdiction	LAKE MT
Township / Civil Division	FLATHEAD RESERVATION
Census Block Group	3
Census Block	3071
Census Tract	940307

Owner

39502 Ridgeway Dr is owned and occupied by two individuals who acquired it in September 2025.

Source: Lake County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	39502 RIDGEWAY DR, POLSON, MT 59860-6946
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 29, 2022	Deed of Trust, Mortgage · Construction Mortgage FIRST INTERSTATE BANK
Sep 30, 2025	Transfer on Death Deed, Transfer
Oct 2, 2020	Warranty Deed, Transfer
Oct 2, 2020	Warranty Deed, Transfer
Jan 31, 2018	Warranty Deed, Transfer
Jan 31, 2018	Warranty Deed, Transfer
Jan 31, 2017	Warranty Deed, Transfer · ARM GLACIER BANK
Jan 31, 2017	Warranty Deed, Transfer · ARM GLACIER BANK
Jan 31, 2017	Intrafamily Transfer, Transfer
Jan 31, 2017	Intrafamily Transfer, Transfer
Feb 7, 2017	Deed, Transfer
Feb 7, 2017	Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 2, 2020
Deed Sale	Oct 2, 2020
Prior Sale	Jan 31, 2018
Deed Document Number	2020581576
Last Transfer Date	Sep 30, 2025
Transfer Doc	0000634732
Record Updated	Oct 29, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE MT
Property Address	39502 RIDGEWAY DR, POLSON, MT 59860-6946
Transaction Type	Mortgage
Record Updated	Oct 15, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	39502 RIDGEWAY DR, POLSON, MT 59860-6946

Mortgage

Document Number	0000599794
Date	Jul 29, 2022
Instrument	599794

Lender

Name	FIRST INTERSTATE BANK
Type	Bank
Address	KALISPELL, MT 59904

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	373 Months
Due	Aug 1, 2053

September 2025: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	LAKE MT
Recording Date	Sep 30, 2025
Property Address	39502 RIDGEWAY DR, POLSON, MT 59860-6946
Document Number	0000634732
Instrument Date	Sep 30, 2025
Instrument	634732
Transaction Type	Transfer
Record Updated	Oct 15, 2025

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	39502 RIDGEWAY DR, POLSON, MT 59860-6946

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2775 RIATA RD # A, A, MISSOULA, MT 59808-5258

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE MT
Recording Date	Oct 2, 2020
Property Address	39502 RIDGEWAY DR, POLSON, MT 59860-6946
Document Number	581576
Instrument Date	Oct 1, 2020
Instrument	581576
Transaction Type	Transfer
Record Updated	Aug 10, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	27146 MT HIGHWAY 35, 27146, POLSON, MT 59860-7794

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	PO BOX 93, POLSON, MT 59860-0093

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE MT
Recording Date	Oct 2, 2020
Property Address	39502 RIDGEWAY DR, POLSON, MT 59860-6946
Document Number	0000581576
Instrument Date	Oct 1, 2020
Instrument	581576
Transaction Type	Transfer
Record Updated	Oct 15, 2025

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	27146 MT HIGHWAY 35, POLSON, MT 59860-7794

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	PO BOX 93, POLSON, MT 59860-0093

January 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE MT
Recording Date	Jan 31, 2018
Property Address	39502 RIDGEWAY DR, POLSON, MT 59860-6946
Document Number	560433
Instrument Date	Jan 31, 2018
Instrument	560433
Transaction Type	Transfer
Record Updated	Aug 10, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	39291 OVERLOOK DR, 39291, POLSON, MT 59860-8119

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	27146 MT HIGHWAY, POLSON, MT 59860

January 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE MT
Recording Date	Jan 31, 2018
Property Address	39502 RIDGEWAY DR, POLSON, MT 59860-6946
Document Number	0000560433
Instrument Date	Jan 31, 2018
Instrument	560433
Transaction Type	Transfer
Record Updated	Oct 15, 2025

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	39291 OVERLOOK DR, POLSON, MT 59860-8119

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	27146 MT HIGHWAY, POLSON, MT 59860

January 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE MT
Recording Date	Jan 31, 2017
Property Address	39502 RIDGEWAY DR, POLSON, MT 59860-6946
Document Number	553176
Instrument Date	Jan 26, 2017
Instrument	553176
Transaction Type	Transfer
Record Updated	Aug 10, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	30760 VICKERS DR NE, CAMBRIDGE, MN 55008-6319

Mortgage

Document Number	553178
Date	Jan 31, 2017
Instrument	553178

Lender

Name	GLACIER BANK
Type	Bank

Agreement

Type	ARM
Amount	Amount on Record
Term	181 Months
Due	Feb 10, 2032

Interest

Rate Type	Adjustable Rate
Rate	4.49%
Adjustable	Adjustable Rate Rider
Type Change Date	Feb 10, 2022
Change Frequency	5 Years
Min Rate At Change	3.5%
Max Rate At Change	9.49%
Index	5-Year CMT
Max Rate	14.4%

January 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE MT
Recording Date	Jan 31, 2017
Property Address	39502 RIDGEWAY DR, POLSON, MT 59860-6946
Document Number	0000553176
Instrument Date	Jan 26, 2017
Instrument	553176
Transaction Type	Transfer
Record Updated	Oct 15, 2025

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	30760 VICKERS DR NE, CAMBRIDGE, MN 55008-6319

Mortgage

Document Number	0000553178
Date	Jan 31, 2017
Instrument	553178

Lender

Name	GLACIER BANK
Type	Bank

Agreement

Type	ARM
Amount	Amount on Record
Term	181 Months
Due	Feb 10, 2032

Interest

Rate Type	Adjustable Rate
Rate	4.49%
Adjustable	Adjustable Rate Rider
Type Change Date	Feb 10, 2022
Change Frequency	5 Years
Min Rate At Change	3.5%
Max Rate At Change	9.49%
Index	5-Year CMT
Max Rate	14.4%

January 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LAKE MT
Recording Date	Jan 31, 2017
Property Address	39502 RIDGEWAY DR, POLSON, MT 59860-6946
Document Number	553175
Instrument Date	Dec 15, 2011
Instrument	553175
Transaction Type	Transfer
Record Updated	Aug 10, 2021

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	184 W RIVERVIEW AVE, SOLDOTNA, AK 99669-7921

January 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LAKE MT
Recording Date	Jan 31, 2017
Property Address	39502 RIDGEWAY DR, POLSON, MT 59860-6946
Document Number	0000553175
Instrument Date	Dec 15, 2011
Instrument	553175
Transaction Type	Transfer
Record Updated	Oct 15, 2025

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	184 W RIVERVIEW AVE, SOLDOTNA, AK 99669-7921

February 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	LAKE MT
Recording Date	Feb 7, 2017
Property Address	39502 RIDGEWAY DR, POLSON, MT 59860-6946
Document Number	553284
Instrument Date	May 1, 2004
Instrument	553284
Transaction Type	Transfer
Record Updated	Aug 10, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2821 ST THOMAS DR, 2821, MISSOULA, MT 59803-2914

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	184 W RIVERVIEW AVE, SOLDOTNA, AK 99669-7921

February 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	LAKE MT
Recording Date	Feb 7, 2017
Property Address	39502 RIDGEWAY DR, POLSON, MT 59860-6946
Document Number	0000553284
Instrument Date	May 1, 2004
Instrument	553284
Transaction Type	Transfer
Record Updated	Oct 15, 2025

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2821 ST THOMAS DR, MISSOULA, MT 59803-2914

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	184 W RIVERVIEW AVE, SOLDOTNA, AK 99669-7921

Tax Assessment & Valuation

The 2026 property tax bill for 39502 Ridgeway Dr was $4,920, down 18% from the year before.

Source: Lake County assessment roll, as of September 11, 2026

Property Jurisdictions

Type	Name
State	Montana
County	Lake County
Elementary School District	Polson Elementary School District (PK - 08)
Secondary School District	Polson High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,920.00 (-18.01%)	$1,097,700 (-)
2025	$6,001.00	$1,097,700	$1,097,700 Land $246,400 Building $851,300
2023	$1,752.00	$97,400	$97,400 Land $97,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 39502 Ridgeway Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 39502 Ridgeway Dr is low, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 85% of Montana
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OVERLOOK SUBDIVISION private · serves 49 people · EPA ID MT0003792
Water Source	Groundwater
Last State Inspection	Apr 2023
Lead	Under 1 ppb (2015–2017) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Western Montana CommunityTel Fixed Wireless	25 / 10
CenturyLink DSL	10 / 1

May also be available: Verizon.

Nearby Properties on Ridgeway Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures