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3950 Warbler Dr, Winter Haven, FL 33880 Property Records

Polk County property record for 3950 Warbler Dr, Winter Haven, FL 33880

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,396 sqft · built 2006
Lot Size0.139 acres (6,046 sqft)
OwnerCompany Name on Record
Tax Bill$2,666 (2025)
Deeds & MortgagesJun 2021 Mortgage
Dec 2018 Loan Modification
Flood ZoneZone X (minimal risk)
APN25-29-02-356728-000430

Property Details

APN / Parcel Number

Primary APN25-29-02-356728-000430
Alternative APNs
  • 022925356728000430
  • 22925000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,396 sqft Living Area
Gross Area1,776 sqft
1st Floor Area1,396 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2006
Effective Year BuiltEffective 2006
Exterior MaterialStucco
Construction TypeMasonry / Concrete Block
Foundation TypeConcrete
Roof TypeHip
Roof MaterialOther
Lot Area6,046 sqft (0.139 acres)
View / LotCommercial/Industrial
Garage TypeAttached
Garage Area380 sqft
PorchUnfinished Open Porch

Location & Zoning

Street Address3950 WARBLER DR
CityWINTER HAVEN
StateFL
Zip33880-5033
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionQUEENS COVE PHASE IV PLAT BOOK 127 PGS 1 & 2 LOT 43
Legal Range25E
Legal Township29S
Legal Section02
Legal SubdivisionQUEENS COVE PHASE IV
Legal PhaseIV
Legal Tract356728
Legal Block2
Legal Lot Number43
JurisdictionPOLK FL
Township / Civil DivisionWINTER HAVEN-AUBURNDALE
Census Block Group2
Census Block2011
Census Tract14704

Owner

Source: Polk County records, as of September 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordCompany Name on Record
Mailing AddressPO BOX 31236, SALT LAKE CITY, UT 84131-0236
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

DateDocument
Jun 8, 2021Deed of Trust, Mortgage · Commercial Mortgage
ROYAL BANK OF CANADA
Dec 28, 2018Loan Modification, Mortgage · Line of Credit
MORGAN STANLEY MTG CAP HOLDING

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 1, 2016
Deed SaleSep 1, 2016
Prior SaleFeb 10, 2014 · Amount on Record
Deed Book / Page9952 / 971
Last Transfer DateSep 26, 2016
Transfer Doc0099520971
Record UpdatedOct 29, 2026

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPOLK FL
Property Address3950 WARBLER DR, WINTER HAVEN, FL 33880-5033
Transaction TypeMortgage
Record UpdatedAug 2, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000147476
DateJun 8, 2021
Book Page11748/2048
Instrument2021147476
Lender
NameROYAL BANK OF CANADA
TypeBank
AddressNEW YORK, NY 10281
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

December 2018: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionPOLK FL
Recording DateDec 28, 2018
Property Address3950 WARBLER DR, WINTER HAVEN, FL 33880-5033
Document Number0107080533
Book / Page010708 / 000533
Instrument DateDec 7, 2018
Instrument267094
Transaction TypeMortgage
Record UpdatedJan 17, 2019
Title CompanyPREMIUM TITLE INC

Transaction

Tax$0.00
Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address3505 KOGER BLVD #400 DULUTH GA 300967672, 400, DULUTH, GA 30096-7672
InvestorPossibly a Property Investor

Mortgage

Document Number107080533
DateDec 28, 2018
Book Page010708/000533
Instrument267094
Lender
NameMORGAN STANLEY MTG CAP HOLDING
TypeMortgage Company
Address1585 BROADWAY # 24TH, NEW YORK, NY 10036-8200
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyPolk County
Unified School DistrictPolk County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$197,276 (-4.35%) Land $36,000 Building $161,276$197,276 (-4.35%) Land $36,000 Building $161,276
2025$2,666.00 (-18.32%)$206,251 (-4.33%) Land $36,000 Building $170,251$206,251 (-4.33%) Land $36,000 Building $170,251
2024$3,264.00 (+7.3%)
2023$3,042.00 (+11.18%)$215,579 (+16.68%) Land $35,000 Building $180,579$215,579 (+16.68%) Land $35,000 Building $180,579
2022$2,736.00$184,764 Land $29,000 Building $155,764$184,764 Land $29,000 Building $155,764

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 47% of the US · lower than 82% of Florida
Wildfire Likelihood0.2% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCENTRAL
serves 13,595 people · EPA ID FL6534609
Water SourceGroundwater
Last State InspectionApr 2023
Lead1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting10
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 577 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 1,000
T-Mobile
Fixed Wireless		100 / 20

May also be available: Frontier.

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