3950 Short St, Dubuque, IA 52002 Property Records

Dubuque County property record for 3950 Short St, Dubuque, IA 52002

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 1,364 sqft · built 1978
Lot Size	0.284 acres (12,350 sqft)
Owner	2 Individual Names on File
Last Sale	$205,000 (Mar 2015)
Tax Bill	$4,668 (2025)
Deeds & Mortgages	Nov 2023 Sale May 2019 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`10-21-305-007`

Property Details

APN / Parcel Number

Primary APN	`10-21-305-007`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	10 Rooms
Stories	1 Story
Building Area	1,364 sqft Living Area
1st Floor Area	1,364 sqft
Basement Area	1,364 sqft
Finished Basement	1,364 sqft
Game Room	Game Room
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Architectural Style	Ranch
Exterior Material	Brick
Construction Type	Brick
Roof Type	Hip
Roof Material	Asphalt
Lot Area	12,350 sqft (0.284 acres)
Lot Dimensions	130 ft deep x 95 ft wide
Garage Type	Attached
Garage Area	621 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	240 sqft
Deck Area	160 sqft
Patio Area	240 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	3950 SHORT ST
City	DUBUQUE
State	IA
Zip	52002-2673
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CI
Legal Description	LOT 8 BLK 14 METTEL-BYRNE ADD
Legal Range	02E
Legal Township	89N
Legal Section	21
Legal Subdivision	KENNEDY
Legal Block	14
Legal Lot Number	8
Jurisdiction	DUBUQUE IA
Township / Civil Division	DUBUQUE
Census Block Group	1
Census Block	1005
Census Tract	1205

Owner

3950 Short St is owned and occupied by two individuals who bought it in March 2015.

Source: Dubuque County records, as of December 23, 2025

Owner of Record	2 Individual Names on File
Mailing Address	3950 SHORT ST, DUBUQUE, IA 52002-2673
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 1, 2023	Warranty Deed, Transfer
May 22, 2019	Deed of Trust, Mortgage · Line of Credit US BANK NA
Aug 30, 2017	Deed of Trust, Mortgage · Conventional with PMI AMERICAN TR & SVGS BK
Sep 1, 2017	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 9, 2015 · Amount on File
Deed Sale	Mar 9, 2015 · Amount on File
Prior Sale	Jul 15, 2008 · Amount on File
Deed Document Number	20152589
Record Updated	Sep 20, 2026

November 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DUBUQUE IA
Recording Date	Nov 1, 2023
Property Address	3950 SHORT ST, DUBUQUE, IA 52002-2673
Document Number	0000010348
Instrument Date	Nov 1, 2023
Instrument	2023-00010348
Transaction Type	Transfer
Record Updated	Oct 7, 2025

Transaction

Amount	Amount on Record
Tax	$271.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3950 SHORT ST, DUBUQUE, IA 52002-2673

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUBUQUE IA
Property Address	3950 SHORT ST, DUBUQUE, IA 52002-2673
Transaction Type	Mortgage
Record Updated	Jul 8, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000005061
Date	May 22, 2019
Instrument	2019-00005061

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	May 1, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUBUQUE IA
Property Address	3950 SHORT ST, DUBUQUE, IA 52002-2673
Document Number	0000010895
Instrument Date	Aug 30, 2017
Transaction Type	Mortgage
Record Updated	Jan 3, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3950 SHORT ST DUBUQUE IA 520022673, DUBUQUE, IA 52002-2673

Mortgage

Document Number	0000010895
Date	Sep 1, 2017
Instrument	10895

Lender

Name	AMERICAN TR & SVGS BK
Type	Federal Savings Bank
Address	DUBUQUE, IA 52001

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	180 Months
Due	Aug 31, 2032

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DUBUQUE IA
Recording Date	Sep 1, 2017
Property Address	3950 SHORT ST, DUBUQUE, IA 52002-2673
Document Number	0000010894
Instrument Date	Aug 25, 2017
Instrument	10894
Transaction Type	Transfer
Record Updated	Feb 20, 2018

Transaction

Amount	Amount on Record
Tax	$351.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3950 SHORT ST DUBUQUE IA 520022673, DUBUQUE, IA 52002-2673

Tax Assessment & Valuation

The 2025 property tax bill for 3950 Short St was $4,668 with a homeowner's exemption.

Source: Dubuque County assessment roll, as of October 7, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Dubuque County
Municipality	Dubuque City
Unified School District	Dubuque Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,668.00 Homeowner's exemption	$378,600 Land $51,200 Building $327,400	$378,600 Land $51,200 Building $327,400
2024	$4,668.00
2023		$334,900 (+23.42%) Land $46,300 Building $288,600	$334,900 Land $46,300 Building $288,600
2022	$4,526.00 Homeowner's exemption	$271,340 Land $43,860 Building $227,480
2021			$271,340 Land $43,860 Building $227,480

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3950 Short St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1999.

Source: FEMA National Flood Hazard Layer, effective August 9, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (1999)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 1999 · Severe Storms, Flooding, And Tornadoes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 3950 Short St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DUBUQUE WATER WORKS serves 59,667 people · EPA ID IA3126052
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	5 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 294 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
ImOn Communications Fiber	1,000 / 1,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Comelec Internet Services, Nextlink.

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