San Diego County property record for 3950 S Mission Rd, Fallbrook, CA 92028
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,222 sqft · built 1961 |
| Lot Size | 1.91 acres (83,635 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $142,500 (Dec 1998) |
| Tax Bill | $2,373 (2025) |
| Deeds & Mortgages | Mar 2022 Line of Credit Jan 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 123-291-14-00 |
| Primary APN | 123-291-14-00 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,222 sqft Living Area |
| Year Built | Built 1961 |
|---|---|
| Effective Year Built | Effective 1961 |
| Lot Area | 83,635 sqft |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 3950 S MISSION RD |
|---|---|
| City | FALLBROOK |
| State | CA |
| Zip | 92028-9455 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A70 |
| Legal Description | LOT 5 POR TR 002323 |
| Legal Subdivision | SAN LUIS REY DOWNS |
| Legal Tract | 002323 |
| Legal Block | 3 |
| Legal Lot Number | 5 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | FALLBROOK |
| Census Block Group | 3 |
| Census Block | 3016 |
| Census Tract | 18804 |
Source: San Diego County records, as of July 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3950 S MISSION RD, FALLBROOK, CA 92028-9455 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Mar 24, 2022 | Deed of Trust, Mortgage · Line of Credit MUFG UNION BANK NA |
| Jan 20, 2021 | Deed of Trust, Mortgage · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP |
| Mar 9, 2020 | Deed of Trust, Mortgage · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP |
| Jan 23, 2017 | Quit Claim Deed, Transfer · Conventional Mortgage BAY EQUITY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 21, 1998 · Amount on Record |
| Deed Sale | Dec 21, 1998 · Amount on Record |
| Deed Document Number | 1998835762 |
| Last Transfer Date | Jan 18, 2017 |
| Transfer Doc | 0000034800 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 3950 S MISSION RD, FALLBROOK, CA 92028-9455 |
| Transaction Type | Mortgage |
| Record Updated | Apr 1, 2022 |
| Title Company | FIRST AMERICAN |
| Name | Verified Name |
|---|---|
| Address | 3950 S MISSION RD, FALLBROOK, CA 92028-9455 |
| Document Number | 0000130010 |
|---|---|
| Date | Mar 24, 2022 |
| Instrument | 2022-0130010 |
| Name | MUFG UNION BANK NA |
|---|---|
| Type | Bank |
| Address | BARSTOW, CA 92312 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 15, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 3950 S MISSION RD, FALLBROOK, CA 92028-9455 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | FIRST AMER TTL CO RES DIV |
| Name | Verified Name |
|---|---|
| Address | 3950 S MISSION RD, FALLBROOK, CA 92028-9455 |
| Document Number | 0000040632 |
|---|---|
| Date | Jan 20, 2021 |
| Instrument | 2021-0040632 |
| Name | CARDINAL FINANCIAL COMPANY LP |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28273 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Feb 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 3950 S MISSION RD, FALLBROOK, CA 92028-9455 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | FIRST AMERICAN TITLE COMPANY |
| Name | Verified Name |
|---|
| Document Number | 0000120995 |
|---|---|
| Date | Mar 9, 2020 |
| Instrument | 2020-0120995 |
| Name | CARDINAL FINANCIAL COMPANY LP |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28273 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Apr 1, 2040 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Jan 23, 2017 |
| Property Address | 3950 S MISSION RD, FALLBROOK, CA 92028-9455 |
| Document Number | 0000034800 |
| Instrument Date | Jan 18, 2017 |
| Instrument | 34800 |
| Transaction Type | Transfer |
| Record Updated | Jan 30, 2017 |
| Title Company | FIRST AMERICAN TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 3950 S MISSION RD FALLBROOK CA 920289455, FALLBROOK, CA 92028-9455 |
| Document Number | 34801, |
|---|---|
| Date | Jan 23, 2017 |
| Instrument | 34801 |
| Name | BAY EQUITY |
|---|---|
| Type | Funding / Finance Company |
| Address | SAUSALITO, CA 94965 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 22, 2047 |
Source: San Diego County assessment roll, as of July 21, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Elementary School District | Fallbrook Union Elementary School District (KG - 08) |
| Secondary School District | Fallbrook Union High School District (09 - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $227,835 (+2%) Land $132,909 Building $94,926 | |
| 2025 | $2,373.00 (+4.72%) Homeowner's exemption | $223,368 (+4.04%) Land $130,303 Building $93,065 |
| 2023 | $2,266.00 (+0.04%) Homeowner's exemption | $214,697 Land $125,245 Building $89,452 |
| 2022 | $2,265.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 62% of the US · lower than 62% of California |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RAINBOW MUNICIPAL WD serves 23,536 people · EPA ID CA3710016 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Dec 2023 |
| Lead | 3 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 90 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| San Diego Broadband Fixed Wireless | 500 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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