Clay County property record for 3950 Pondside Ct, Middleburg, FL 32068 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,268 sqft · built 2022 |
| Lot Size | 0.174 acres (7,560 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $4,749 (2024) |
| Deeds & Mortgages | Sep 2022 Sale & Mortgage Jun 2021 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 18-04-25-007953-057-49 |
| Primary APN | 18-04-25-007953-057-49 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 3 Rooms |
| Stories | 1 Story |
| Building Area | 2,268 sqft Living Area |
| Gross Area | 3,087 sqft |
| 1st Floor Area | 2,268 sqft |
| Flooring | Tile |
| Year Built | Built 2022 |
|---|---|
| Effective Year Built | Effective 2022 |
| Roof Type | Gable/Hip |
| Roof Material | Other |
| Lot Area | 7,560 sqft (0.174 acres) |
| Garage Type | Attached |
| Garage Area | 619 sqft |
| Porch | Finished Screened Porch |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 3950 PONDSIDE CT |
|---|---|
| City | MIDDLEBURG |
| State | FL |
| Zip | 32068-4486 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 438 GREYHAWK UNIT 3 AS REC OR 4887 PG 1434 |
| Legal Range | 25E |
| Legal Township | 04S |
| Legal Section | 18 |
| Legal Subdivision | GREYHAWK UNIT 3 |
| Legal Lot Number | 438 |
| Legal Unit | 3 |
| Jurisdiction | CLAY FL |
| Township / Civil Division | MIDDLEBURG-CLAY HILL |
| Census Block Group | 2 |
| Census Block | 2030 |
| Census Tract | 30205 |
Source: Clay County records · APN 18-04-25-007953-057-49
Assessment roll updated December 3, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3950 PONDSIDE CT, MIDDLEBURG, FL 32068-4486 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Married Couple |
| Date | Document |
|---|---|
| Sep 12, 2022 | Special Warranty Deed, Subdivision Related Transfer · VA Mortgage ALCOVA MORTGAGE LLC |
| Jun 16, 2021 | Special Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Dec 20, 2024 |
| Deed Sale | Dec 20, 2024 |
| Prior Sale | Sep 12, 2022 · Amount on Record |
| Deed Document Number | 202458540 |
| Deed Book / Page | 4887 / 1434 |
| Record Updated | Sep 20, 2026 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | CLAY FL |
| Recording Date | Sep 12, 2022 |
| Property Address | 3950 PONDSIDE CT, MIDDLEBURG, FL 32068-4486 |
| Document Number | 0046471495 |
| Book / Page | 4647 / 1495 |
| Map Reference | MB 64 PG 64 |
| Instrument Date | Aug 31, 2022 |
| Instrument | 2022055020 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Jan 24, 2023 |
| Title Company | LENNAR TITLE INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,081.40 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 9440 PHILIPS HWY STE 7, 7, JACKSONVILLE, FL 32256-1339 |
| Name | Verified Name |
|---|---|
| Address | 3950 PONDSIDE CT, MIDDLEBURG, FL 32068-4486 |
| Document Number | 0046471499 |
|---|---|
| Date | Sep 12, 2022 |
| Instrument | 4647/1499 |
| Name | ALCOVA MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 01, 2052 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | CLAY FL |
| Recording Date | Jun 16, 2021 |
| Property Address | 3950 PONDSIDE CT, MIDDLEBURG, FL 32068-4486 |
| Document Number | 0044701026 |
| Book / Page | 4470 / 1026 |
| Instrument Date | Jun 16, 2021 |
| Instrument | 2021037539 |
| Transaction Type | Transfer |
| Record Updated | Jan 24, 2023 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Tax | $50,757.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 7807 BAYMEADOWS RD E # E205, E205, JACKSONVILLE, FL 32256-9664 |
| Name | Verified Name |
|---|---|
| Address | 9440 PHILIPS HWY STE 7, 7, JACKSONVILLE, FL 32256-1339 |
| Investor | Possibly a Property Investor |
Source: Clay County records · Assessment roll updated December 3, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Clay County |
| Unified School District | Clay County School District (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $366,107 (-2.25%) Land $60,000 Building $306,107 | $366,107 (-2.25%) Land $60,000 Building $306,107 | |
| 2024 | $4,749.00 (-44.57%) | ||
| 2023 | $8,567.00 (+126.94%) Homeowner's exemption Disabled Person's exemption Veteran's exemption | $374,550 (+649.1%) Land $60,000 Building $314,550 | $374,550 (+649.1%) Land $60,000 Building $314,550 |
| 2022 | $3,775.00 | $50,000 Land $50,000 | $50,000 Land $50,000 |
Source: FEMA National Flood Hazard Layer, Clay County (12019C), updated July 6, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120190302052, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 80 individual NFIP policies nearby |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 80 in force |
| Wildfire Risk | Moderate above 52% of the US · above 23% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 1,282 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 287 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| AT&T | Fiber | 5,000 / 5,000 |
| Xfinity | Cable | 2,000 / 2,000 |
| Verizon | Fixed Wireless | 300 / 20 |
May also be available at this address: Hotwire Communications. Availability varies by address; speeds are provider-advertised maximums, not measured.
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