3950 Palm St, Saint Augustine, FL 32084 Property Records

St. Johns County property record for 3950 Palm St, Saint Augustine, FL 32084

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,562 sqft · built 2005
Lot Size	0.23 acres (10,018 sqft)
Owner	2 Company Names on File
Last Sale	$148,000 (Mar 2004)
Tax Bill	$3,358 (2025)
Deeds & Mortgages	Apr 2024 Transfer
Flood Zone	Zone AE (high risk)
APN	`146002-0140`

Property Details

APN / Parcel Number

Primary APN	`146002-0140`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Stories	1 Story
Building Area	1,562 sqft Living Area
Gross Area	2,039 sqft
1st Floor Area	1,562 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Concrete
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	10,018 sqft (0.23 acres)
Lot Dimensions	100 ft deep x 100 ft wide
Garage Type	Attached
Garage Area	477 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished/Open Porch
Porch Area	388 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	3950 PALM ST
City	SAINT AUGUSTINE
State	FL
Zip	32084-1579
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS3
Legal Description	3-28 PACETTI SUB NORTH BEACH LOTS 14 & 16 BLK 75 OR2167/71 & 5928/638(Q/C)
Legal Range	30E
Legal Township	06S
Legal Section	44
Legal Subdivision	NORTH BEACH
Legal Block	75
Legal Lot Number	14,16
Jurisdiction	ST JOHNS FL
Township / Civil Division	ST. AUGUSTINE
Census Block Group	2
Census Block	2049
Census Tract	20603

Owner

Source: St. Johns County assessment roll, as of April 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on File
Mailing Address	3950 PALM ST, SAINT AUGUSTINE, FL 32084-1579
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Life Tenant

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 30, 2004 · Amount on Record
Deed Sale	Mar 30, 2004 · Amount on Record
Prior Sale	May 15, 2002 · Amount on Record
Deed Document Number	200422986
Deed Book / Page	2167 / 71
Last Transfer Date	Jan 5, 2024
Transfer Doc	0059280638
Record Updated	Jun 8, 2026

April 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST JOHNS FL
Recording Date	Apr 8, 2024
Property Address	3950 PALM ST, SAINT AUGUSTINE, FL 32084-1579
Document Number	0059280638
Book / Page	5928 / 638
Map Reference	MB 3 PG 28
Instrument Date	Jan 5, 2024
Instrument	2024025930
Transaction Type	Transfer
Record Updated	Apr 19, 2024
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3950 PALM ST, SAINT AUGUSTINE, FL 32084-1579

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3950 PALM ST, SAINT AUGUSTINE, FL 32084-1579

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$269,462 (+2.7%)	$720,206 (+8.29%) Land $320,000 Building $400,206
2025	$3,358.00 (+13.1%) Homeowner's exemption	$262,378 (+5.99%)	$665,059 (+9.03%) Land $290,000 Building $375,059
2024	$2,969.00 (+2.1%)
2023	$2,908.00 (+3.12%) Homeowner's exemption	$247,556 (+3%)	$609,964 (+14.51%) Land $290,000 Building $319,964
2022	$2,820.00 Homeowner's exemption	$240,346	$532,660 Land $257,600 Building $275,060

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	6.0 ft
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 504 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	648 units insured incl. 144 condo units
Nearby Flood Claims	163 (1999–2023)
Claims Outside the SFHA	7 of 163
Most Recent Claim	Feb 2023
Claims by Event	Hurricane Ian, Sep 2022 · 16 claims Hurricane Irma, Sep 2017 · 34 claims Hurricane Matthew, Oct 2016 · 85 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 96% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SJCU-NORTH BEACH UTILITIES public/private · serves 4,200 people · EPA ID FL2550812
Water Source	Groundwater
Last State Inspection	Jun 2025
Also Mapped Here	SJCU-CR214 MAINLAND WTP
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 272 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20