3950 Oak Dr, Clearlake, CA 95422 Property Records

Lake County property record for 3950 Oak Dr, Clearlake, CA 95422 · Last verified May 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 1,967 sqft · built 1971
Lot Size0.16 acres (6,970 sqft)
Owner2 Individual Names on File
Last Sale$342,500 (Jul 2016)
Tax Bill$4,612 (2025)
Deeds & MortgagesApr 2026 Line of Credit
Dec 2020 Mortgage
Flood ZoneZone AE (high risk)
APN037-421-130-000

Property Details

APN / Parcel Number

Primary APN037-421-130-000
Alternative APN
  • 037-421-13

Interior

Bedrooms4 Beds
Full Baths3 Baths
Building Area1,967 sqft Living Area

Exterior

Year BuiltBuilt 1971
Effective Year BuiltEffective 1986
Construction TypeConcrete
Lot Area6,970 sqft (0.16 acres)
View / LotLake

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Old Parcel Number037-421-13
Street Address3950 OAK DR
CityCLEARLAKE
StateCA
Zip95422-9786
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal SubdivisionOAKMONT PARK 01
Legal Block2
Legal Lot Number29
JurisdictionLAKE CA
Township / Civil DivisionCLEARLAKE
Census Block Group2
Census Block2007
Census Tract704

Owner

Source: Lake County records · APN 037-421-130-000

Assessment roll updated October 15, 2025 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address4805 DUVAL ST, FAIRFIELD, CA 94533-8715
Owner TypeIndividual
VestingCommunity Property

Deeds, Mortgages & Sale History

DateDocument
Apr 07, 2026Deed of Trust, Mortgage · Line of Credit
NAVY FEDERAL CREDIT UNION
Dec 15, 2020Deed of Trust, Mortgage · Conventional Mortgage
HOMEBRIDGE FINANCIAL SERVICES INC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJul 29, 2016 · Amount on Record
Deed SaleJul 29, 2016 · Amount on Record
Deed Document Number20169695
Prior Transfer DateNov 19, 2004
Prior Transfer Doc0000033432
Record UpdatedJun 08, 2026

April 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAKE CA
Recording DateApr 07, 2026
Property Address3950 OAK DR, CLEARLAKE, CA 95422-9786
Document Number0000003334
Instrument DateMar 18, 2026
Instrument20263334
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address3950 OAK DR, CLEARLAKE, CA 95422-9786

Mortgage

Document Number0000003334,
DateApr 07, 2026
Instrument20263334
Lender
NameNAVY FEDERAL CREDIT UNION
Agreement
TypeLine of Credit
AmountAmount Recorded
Term480 Months
DueApr 01, 2066
Interest
Rate6.01%
Max Rate-1%

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAKE CA
Property Address3950 OAK DR, CLEARLAKE, CA 95422-9786
Transaction TypeMortgage
Record UpdatedMar 26, 2021
Title CompanyFIDELITY NATIONAL TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name
Address4805 DUVAL ST, FAIRFIELD, CA 94533-8715

Mortgage

Document Number0000016388
DateDec 15, 2020
Instrument2020016388
Lender
NameHOMEBRIDGE FINANCIAL SERVICES INC
TypeMortgage Company
AddressISELIN, NJ 08830
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 01, 2051

Tax Assessment & Valuation

Source: Lake County records · Assessment roll updated October 15, 2025 · Last verified May 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyLake County
MunicipalityClearlake City
Unified School DistrictKonocti Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2025$4,612.00 (+2.31%)$397,493 (+4.04%) Land $203,099 Building $194,394
2023$4,508.00 (+5.28%)$382,060 Land $195,213 Building $186,847
2022$4,282.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lake County (06033C), updated October 9, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone AE
Flood HazardHigh
100-Year FloodplainYes
1% annual chance
Special Flood Hazard AreaYes
Flood Insurance RequirementRequired (federally backed mortgages)
FloodwayNo
Base Flood Elevation1,331.0 ft

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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