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3950 Michael Rd, Memphis, TN 38116 Property Records

Shelby County property record for 3950 Michael Rd, Memphis, TN 38116

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,096 sqft · built 1955
Lot Size0.398 acres (17,349 sqft)
OwnerIndividual Name on Record
Last Sale$74,000 (Aug 2017)
Tax Bill$643 (2025)
Deeds & MortgagesAug 2017 Sale & Mortgage
May 2017 Loan Modification
+ 3 more
Flood ZoneZone X (minimal risk)
APN07-7027-0-0053

Property Details

APN / Parcel Number

Primary APN07-7027-0-0053

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area1,096 sqft Living Area
1st Floor Area1,012 sqft

Exterior

Year BuiltBuilt 1955
Effective Year BuiltEffective 1986
Architectural StyleCottage
Construction TypeFrame
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area17,349 sqft (0.398 acres)
Lot Dimensions173 ft deep x 100 ft wide
Garage TypeDetached
Garage Area240 sqft

Exterior Amenities

PorchPorch
Porch Area84 sqft
Deck Area52 sqft
Patio Area40 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas

Location & Zoning

Street Address3950 MICHAEL RD
CityMEMPHIS
StateTN
Zip38116-5556
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-10
Legal SubdivisionLACEY MOSBYS WHITEHAVEN PARK 1ST ADDN
Legal Lot Number76
JurisdictionSHELBY TN
Township / Civil Division9
Census Block Group2
Census Block2005
Census Tract22500

Owner

Source: Shelby County records, as of June 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address981 MAY POST OFFICE RD, STRASBURG, PA 17579-9729
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 24, 2017Warranty Deed, Transfer · Conventional Mortgage
GUARANTEED RATE
May 30, 2017Loan Modification, Mortgage · Line of Credit
FINANCIAL FED'L BK
Jun 1, 2017Warranty Deed, Transfer
SADDLE CREEK TITLE LLC
Apr 19, 2017Grant Deed, Transfer
COMMERCIAL TITLE COMPANY, COMMERCIAL TITLE GROUP LIMITED
Mar 1, 2017Grant Deed, Transfer
OTHER

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 24, 2017 · Amount on Record
Deed SaleAug 24, 2017 · Amount on Record
Prior SaleJun 1, 2017 · Amount on Record
Deed Document Number201787032
Record UpdatedOct 29, 2026

August 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSHELBY TN
Recording DateAug 24, 2017
Property Address3950 MICHAEL RD, MEMPHIS, TN 38116-5556
Document Number0000087032
Instrument DateAug 17, 2017
Instrument87032
Transaction TypeTransfer
Record UpdatedSep 6, 2017
Title CompanySADDLE CREEK TITLE LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$273.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address981 MAY POST OFFICE RD STRASBURG PA 175799729, STRASBURG, PA 17579-9729

Mortgage

Document Number87033
DateAug 24, 2017
Instrument87033
Lender
NameGUARANTEED RATE
AddressCHICAGO, IL 60613
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 23, 2047

May 2017: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionSHELBY TN
Property Address3950 MICHAEL RD, MEMPHIS, TN 38116-5556
Document Number0000055070
Instrument DateMay 30, 2017
Transaction TypeMortgage
Record UpdatedJan 9, 2019
Title CompanySADDLE CREEK TITLE LLC

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address2238 CENTRAL AVE MEMPHIS TN 381045508, MEMPHIS, TN 38104-5508
InvestorPossibly a Property Investor

Mortgage

Document Number0000055070
DateJun 1, 2017
Instrument55070
Lender
NameFINANCIAL FED'L BK
TypeBank
Agreement
TypeLine of Credit
Interest
Rate TypeAdjustable Rate

June 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSHELBY TN
Recording DateJun 1, 2017
Property Address3950 MICHAEL RD, MEMPHIS, TN 38116-5556
Document Number0000055069
Instrument DateMay 30, 2017
Instrument55069
Transaction TypeTransfer
Record UpdatedJun 8, 2017
Title CompanySADDLE CREEK TITLE LLC

Transaction

AmountAmount Recorded
Tax$83.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address2238 CENTRAL AVE MEMPHIS TN 381045508, MEMPHIS, TN 38104-5508
InvestorPossibly a Property Investor

April 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSHELBY TN
Recording DateApr 19, 2017
Property Address3950 MICHAEL RD, MEMPHIS, TN 38116-5556
Document Number0000038921
Instrument DateApr 13, 2017
Instrument38921
Transaction TypeTransfer
Record UpdatedMay 1, 2017
Title CompanyCOMMERCIAL TITLE COMPANY, COMMERCIAL TITLE GROUP LIMITED

Transaction

AmountAmount Recorded
Tax$45.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address3871 INNSBROOK DR MEMPHIS TN 381155345, MEMPHIS, TN 38115-5345

March 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSHELBY TN
Recording DateMar 1, 2017
Property Address3950 MICHAEL RD, MEMPHIS, TN 38116-5556
Document Number0000020721
Instrument DateJan 13, 2015
Instrument20721
Transaction TypeTransfer
Record UpdatedMar 9, 2017
Title CompanyOTHER

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Shelby County assessment roll, as of June 2, 2026

Property Jurisdictions

TypeName
StateTennessee
CountyShelby County
MunicipalityMemphis City
Unified School DistrictShelby County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$643.00 (-30.03%)$23,925 (+58.44%) Land $4,400 Building $19,525$95,700 (+58.44%) Land $17,600 Building $78,100
2023$15,100 Land $3,425 Building $11,675
2022$919.00
2021$60,400 Land $13,700 Building $46,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 93% of the US · lower than 93% of Tennessee
Wildfire Likelihood0.03% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMEMPHIS LIGHT, GAS, & WATER
serves 659,500 people · EPA ID TN0000450
Water SourceGroundwater
Last State InspectionApr 2024
Lead5 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 234 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL		5,000 / 5,000
Xfinity
Cable		2,000 / 250
T-Mobile
Fixed Wireless		100 / 20

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