3950 Joan Ave, Concord, CA 94521 Property Records

Contra Costa County property record for 3950 Joan Ave, Concord, CA 94521

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,506 sqft · built 2005
Lot Size	0.27 acres (11,761 sqft)
Owner	Individual Name on Record
Last Sale	$385,000 (Dec 2025)
Tax Bill	$12,054 (2025)
Deeds & Mortgages	Dec 2025 Sale & Mortgage Oct 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`132-080-007-9`

Property Details

APN / Parcel Number

Primary APN	`132-080-007-9`
Alternative APN	`132-080-007`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,506 sqft Living Area
1st Floor Area	1,506 sqft

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2007
Architectural Style	Bungalow
Exterior Material	Block
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	11,761 sqft (0.27 acres)
Garage Type	Detached
Garage Area	432 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Floor/Wall Furnace
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	3950 JOAN AVE
City	CONCORD
State	CA
Zip	94521-2545
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R8
Legal Description	MAP OF GREENFIELD TR POR LOT 26
Legal Subdivision	GREENFIELD
Legal Lot Number	26
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	CENTRAL CONTRA COSTA
Census Block Group	2
Census Block	2007
Census Tract	334001

Owner

Source: Contra Costa County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3950 JOAN AVE, CONCORD, CA 94521-2545
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Man

Deeds, Mortgages & Sale History

Date	Document
Dec 12, 2025	Grant Deed, Transfer · Conventional Mortgage FIDELITY LENDING SOLUTIONS INC
Oct 10, 2023	Grant Deed, Transfer · Conventional Mortgage CITIBANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 12, 2025 · Amount on Record
Deed Sale	Dec 12, 2025 · Amount on Record
Prior Sale	Oct 10, 2023 · Amount on Record
Deed Document Number	2025139183
Prior Transfer Date	Mar 21, 2001
Prior Transfer Doc	0000075546
Record Updated	Oct 29, 2026

December 2025: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Dec 12, 2025
Property Address	3950 JOAN AVE, CONCORD, CA 94521-2545
Document Number	0000139183
Map Reference	MB 12 PG 276
Instrument Date	Dec 5, 2025
Instrument	2025- 139183
Transaction Type	Transfer
Record Updated	Dec 25, 2025
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3950 JOAN AVE, CONCORD, CA 94521-2545

Mortgage

Document Number	0000139184
Date	Dec 12, 2025
Instrument	2025- 139184

Lender

Name	FIDELITY LENDING SOLUTIONS INC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2056

October 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Oct 10, 2023
Property Address	3950 JOAN AVE, CONCORD, CA 94521-2545
Document Number	0000099231
Map Reference	MB 12 PG 276
Instrument Date	Oct 3, 2023
Instrument	2023-099231
Transaction Type	Transfer
Record Updated	Oct 19, 2023
Title Company	STEWART TITLE, STEWART TITLE OF CA INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	3950 JOAN AVE, CONCORD, CA 94521-2545

Mortgage

Document Number	0000099232
Date	Oct 10, 2023
Instrument	2023-099232

Lender

Name	CITIBANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2053

Tax Assessment & Valuation

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	Concord City
Unified School District	Mount Diablo Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$935,316 (-6.53%) Land $562,120 Building $373,196
2025	$12,054.00 (+105%)	$1,000,620 (+119.49%) Land $612,000 Building $388,620
2023	$5,880.00 (+1.5%) Homeowner's exemption	$455,885 Land $147,921 Building $307,964
2022	$5,793.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	9 in force
Nearby Flood Claims	3 (1980–2005)
Most Recent Claim	Dec 2005 · Severe Storms, Flooding, Mudslides, And Landslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CONTRA COSTA WATER DISTRICT serves 210,500 people · EPA ID CA0710003
Water Source	Surface water
Last State Inspection	Jan 2022
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 579 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Unwired Fixed Wireless	300 / 25
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: Sonic Telecom.

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