3950 Ironwood Dr, Prosper, TX 75078 Property Records

Denton County property record for 3950 Ironwood Dr, Prosper, TX 75078

Property Summary

Property Type	Single Family Home
Details	5 bd · 4.5 ba · 4,533 sqft · built 2021
Lot Size	0.272 acres (11,866 sqft)
Owner	2 Individual Names on File
Last Sale	$1,106,560 (Feb 2026)
Tax Bill	$16,077 (2025)
Deeds & Mortgages	May 2025 Second Mortgage Oct 2025 Second Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`R959771`

Property Details

APN / Parcel Number

Primary APN	`R959771`
Alternative APNs	`SB0069A-000000J-0000-0008-0000` `SB0069A-000000J-0000-0008`

Interior

Bedrooms	5 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	5 Plumbing Fixtures
Stories	2 Stories
Building Area	4,533 sqft Living Area
Gross Area	5,273 sqft
1st Floor Area	2,644 sqft
2nd Floor Area	1,889 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Exterior Material	Brick Veneer
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	11,866 sqft (0.272 acres)
Garage Type	Attached
Garage Area	740 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Pool Type	Pool with Hot Tub/Spa
Pool Area	1 sqft
Porch	Open Porch
Porch Area	281 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	3950 IRONWOOD DR
City	PROSPER
State	TX
Zip	75078-5148
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WINDSONG RANCH PHASE 5C BLK J LOT 8
Legal Subdivision	WINDSONG RANCH PHASE 5C
Legal Block	J
Legal Lot Number	8
Jurisdiction	DENTON TX
Township / Civil Division	PILOT POINT-AUBREY
Census Block Group	5
Census Block	5012
Census Tract	20128

Owner

3950 Ironwood Dr is owned and occupied by two individuals who bought it in February 2026.

Source: Denton County records, as of September 14, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3950 IRONWOOD DR, PROSPER, TX 75078-5148
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 22, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage HOMELIGHT HOME LOANS INC
Oct 30, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage HOMELIGHT HOME LOANS INC
Feb 9, 2026	Vendor's Lien, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Nov 19, 2021	Vendor's Lien, Subdivision Related Transfer · Conventional Mortgage FIRST EQUITY MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 9, 2026 · Amount on File
Deed Sale	Feb 9, 2026 · Amount on File
Prior Sale	Nov 19, 2021 · Amount on File
Deed Document Number	202613490
Prior Transfer Date	Nov 11, 2021
Prior Transfer Doc	0000212790
Record Updated	Oct 29, 2026

May 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DENTON TX
Property Address	3950 IRONWOOD DR, PROSPER, TX 75078-5148
Transaction Type	Mortgage
Record Updated	Jun 1, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000055273
Date	May 22, 2025
Instrument	2025-055273

Lender

Name	HOMELIGHT HOME LOANS INC
Type	Mortgage Company
Address	1375 N SCOTTSDALE RD STE 110, SCOTTSDALE, AZ 85257

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	4 Months
Due	Sep 9, 2025

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DENTON TX
Property Address	3950 IRONWOOD DR, PROSPER, TX 75078-5148
Transaction Type	Mortgage
Record Updated	Jun 1, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3950 IRONWOOD DR, PROSPER, TX 75078-5148

Mortgage

Document Number	0000122502
Date	Oct 30, 2025
Instrument	2025-122502

Lender

Name	HOMELIGHT HOME LOANS INC
Type	Mortgage Company
Address	1375 N SCOTTSDALE RD STE 125, SCOTTSDALE, AZ 85257

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	4 Months
Due	Feb 27, 2026

February 2026: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	DENTON TX
Recording Date	Feb 9, 2026
Property Address	3950 IRONWOOD DR, PROSPER, TX 75078-5148
Document Number	0000013490
Map Reference	FILE 2020-294
Instrument Date	Feb 5, 2026
Instrument	2026-013490
Transaction Type	Transfer
Record Updated	Feb 18, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2905 TWIN EAGLES DR, CELINA, TX 75009-4728

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3950 IRONWOOD DR, PROSPER, TX 75078-5148

Mortgage

Document Number	0000013491
Date	Feb 9, 2026
Instrument	2026-013491

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2056

November 2021: Vendor's Lien, Subdivision Related Transfer

Document Type	Vendor's Lien
Jurisdiction	DENTON TX
Recording Date	Nov 19, 2021
Property Address	3950 IRONWOOD DR, PROSPER, TX 75078-5148
Document Number	0000212790
Map Reference	DOC 2020-294
Instrument Date	Nov 11, 2021
Instrument	2021-212790
Transaction Type	Subdivision Related Transfer
Record Updated	Jan 9, 2023
Title Company	FIDELITY NATIONAL TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6225 N STATE HIGHWAY 161 # 161150, 161150, IRVING, TX 75038-2223

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3950 IRONWOOD DR, PROSPER, TX 75078-5148

Mortgage

Document Number	0000212791
Date	Nov 19, 2021
Instrument	2021-212791

Lender

Name	FIRST EQUITY MORTGAGE INC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 3950 Ironwood Dr was $16,077, down 8.6% from the year before.

Source: Denton County assessment roll, as of September 14, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Denton County
Municipality	Prosper Town
Unified School District	Prosper Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,060,000 (-10.42%) Land $246,026 Building $813,974	$1,060,000 (-10.42%) Land $246,026 Building $813,974
2025	$16,077.00 (-8.59%)	$1,183,244 Land $266,237 Building $917,007	$1,183,244 Land $266,237 Building $917,007
2024	$17,588.00 (-21.62%)
2023	$22,439.00 (+1,034.43%)	$1,166,830 Land $266,237 Building $900,593	$1,166,830 Land $266,237 Building $900,593
2022	$1,978.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3950 Ironwood Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3950 Ironwood Dr is moderate, ranking above 45% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 81% of Texas
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF PROSPER serves 42,598 people · EPA ID TX0430009
Water Source	Purchased surface water from NORTH TEXAS MWD WYLIE WTP
Last State Inspection	Apr 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 341 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Optimum Fiber · Cable	940 / 940
Verizon Fixed Wireless	300 / 20

May also be available: Hotwire Communications, Nextlink.

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