3950 Harmony Ln, Indianapolis, IN 46221 Property Records

Marion County property record for 3950 Harmony Ln, Indianapolis, IN 46221

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,294 sqft · built 1995
Lot Size	0.217 acres (9,496 sqft)
Owner	2 Individual Names on File
Tax Bill	$1,633 (2023)
Deeds & Mortgages	Oct 2022 Mortgage Sep 2017 Transfer
Flood Zone	Zone X (minimal risk)
APN	`49-11-29-108-004.000-200`

Property Details

APN / Parcel Number

Primary APN	`49-11-29-108-004.000-200`
Alternative APN	`2009528`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,294 sqft Living Area
1st Floor Area	696 sqft
2nd Floor Area	598 sqft
Fireplaces	2 Fireplaces
Fireplace	Masonry

Exterior

Year Built	Built 1995
Effective Year Built	Effective 2003
Construction Type	Wood
Foundation Type	Raised
Roof Material	Asphalt
Lot Area	9,496 sqft (0.217 acres)
Lot Dimensions	100 ft deep x 95 ft wide
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	2009528
Old Parcel Number	2009528
Street Address	3950 HARMONY LN
City	INDIANAPOLIS
State	IN
Zip	46221-2661
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WESTCREEK SUB L34
Legal Range	03
Legal Township	15
Legal Section	32
Legal Subdivision	WESTCREEK SUB
Legal Lot Number	34
Jurisdiction	MARION IN
Township / Civil Division	DECATUR
Census Block Group	3
Census Block	3003
Census Tract	370204

Owner

3950 Harmony Ln is owned and occupied by two individuals who acquired it in January 2021.

Source: Marion County records, as of May 10, 2024

Owner of Record	2 Individual Names on File
Mailing Address	3950 HARMONY LN, INDIANAPOLIS, IN 46221-2661
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 17, 2022	Deed of Trust, Mortgage HUD
Sep 18, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 19, 2021
Deed Sale	Jan 19, 2021
Prior Sale	Sep 18, 2017
Deed Document Number	A202100007365
Record Updated	Jun 7, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARION IN
Property Address	3950 HARMONY LN, INDIANAPOLIS, IN 46221-2661
Transaction Type	Mortgage
Record Updated	Jun 13, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000113393
Date	Oct 17, 2022
Instrument	A202200113393

Lender

Name	HUD
Type	Government Agency

Agreement

Amount	Amount on Record
Term	348 Months
Due	Feb 1, 2051

Interest

Rate Type	Fixed Rate

September 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MARION IN
Recording Date	Sep 18, 2017
Property Address	3950 HARMONY LN, INDIANAPOLIS, IN 46221-2661
Document Number	0000105698
Instrument Date	Sep 18, 2017
Instrument	105698
Transaction Type	Transfer
Record Updated	Sep 21, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3950 HARMONY LN INDIANAPOLIS IN 462212661, INDIANAPOLIS, IN 46221-2661

Tax Assessment & Valuation

Source: Marion County assessment roll, as of July 1, 2023

Property Jurisdictions

Type	Name
State	Indiana
County	Marion County
County Subdivision	Decatur Township
Consolidated City	Indianapolis City
Unified School District	Decatur Township Metropolitan School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$1,633.00 (-3.49%) Homeowner's exemption	$149,200 (-2.23%) Land $12,500 Building $136,700	$149,200 (-2.23%) Land $12,500 Building $136,700
2022	$1,692.00 (+26.36%) Homeowner's exemption	$152,600 Land $12,500 Building $140,100	$152,600 Land $12,500 Building $140,100
2021	$1,339.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3950 Harmony Ln in Zone X, an area of minimal flood risk, though there have been 8 flood claims nearby since 2003.

Source: FEMA National Flood Hazard Layer, effective June 7, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 68 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	68 in force
Nearby Flood Claims	8 (2003–2015)
Most Recent Claim	Jul 2015 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3950 Harmony Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 63% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITIZENS WATER - INDIANAPOLIS serves 880,345 people · EPA ID IN5249004
Water Source	Surface water
Last State Inspection	May 2024
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 239 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: T-Mobile.

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