3950 E First St, Blue Ridge, GA 30513 Property Records

Fannin County property record for 3950 E First St, Blue Ridge, GA 30513

Property Summary

Property Type	Restaurant
Details	800 sqft · built 1980
Lot Size	0.21 acres (9,148 sqft)
Owner	Individual Name on Record
Last Sale	$215,000 (Apr 2026)
Tax Bill	$1,708 (2025)
Deeds & Mortgages	May 2007 Mortgage Apr 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`BR06 08002`

Property Details

APN / Parcel Number

Primary APN	`BR06 08002`
Alternative APN	`18314`

Interior

Plumbing Fixtures	4 Plumbing Fixtures
Building Area	800 sqft Total Area
1st Floor Area	800 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1980
Effective Year Built	Effective 2008
Construction Type	Concrete
Lot Area	9,148 sqft (0.21 acres)
Lot Dimensions	135 ft deep x 145 ft wide
Terrain	Rolling

Exterior Amenities

Porch	Open Porch
Porch Area	88 sqft
Deck Area	136 sqft
Canopy	88 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	18314
Street Address	3950 E FIRST ST
City	BLUE RIDGE
State	GA
Zip	30513-4515
Property Category	Commercial
Property Type	Commercial > Retail > Restaurant
Local Zoning Code	COMMERCIAL
Legal Description	8-2 LL278 DB923-631 0.21 ACS
Legal Subdivision	COMM-EAST FIRST MAIN ST
Jurisdiction	FANNIN GA
Township / Civil Division	BLUE RIDGE
Census Block Group	4
Census Block	4004
Census Tract	50400

Owner

Source: Fannin County records, as of June 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	238 S MOUNTAIN BROOK WAY, BALL GROUND, GA 30107-2975
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 3, 2007	Deed of Trust, Mortgage · Commercial Mortgage UNITED COMMUNITY BANK
Apr 24, 2026	Warranty Deed, Transfer · Stand-Alone First Mortgage PEOPLES BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 24, 2026 · Amount on Record
Deed Sale	Apr 24, 2026 · Amount on Record
Prior Sale	Mar 29, 2010 · Amount on Record
Deed Book / Page	1699 / 578
Record Updated	Sep 20, 2026

May 2007: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FANNIN GA
Property Address	3950 E FIRST ST, BLUE RIDGE, GA 30513-4515
Transaction Type	Mortgage
Record Updated	Jun 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000787/585
Date	May 3, 2007
Book Page	787/585
Instrument	512170010

Lender

Name	UNITED COMMUNITY BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	12 Months
Due	May 1, 2008

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FANNIN GA
Recording Date	Apr 24, 2026
Property Address	3950 E FIRST ST, BLUE RIDGE, GA 30513-4515
Document Number	001699/578
Book / Page	1699 / 578
Instrument Date	Apr 24, 2026
Transaction Type	Transfer
Record Updated	Jun 8, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1699000580,
Date	Apr 24, 2026
Book Page	1699/580

Lender

Name	PEOPLES BANK

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Apr 1, 2046

Interest

Rate	6.38%
Max Rate	-1%

Tax Assessment & Valuation

Source: Fannin County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Georgia
Municipality	Blue Ridge City
County	Fannin County
Unified School District	Fannin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,708.00 (-32.25%)	$132,485 (%) Land $109,058 Building $23,427	$331,214 (-) Land $272,646 Building $58,568
2023		$132,486 Land $109,058 Building $23,427	$331,214 Land $272,646 Building $58,568
2022	$2,521.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 2, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Georgia
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BLUE RIDGE WATER SYSTEM serves 6,112 people · EPA ID GA1110000
Water Source	Surface water
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 58 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
ETC Fiber · Cable	2,500 / 2,500
TDS Telecom Fiber	1,000 / 1,000

May also be available: Verizon.

Nearby Properties on E First St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures