Coles County property record for 3950 E Co Rd 450N, Mattoon, IL 61938
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,144 sqft · built 1998 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | Individual Name on File |
| Last Sale | $52,000 (Jun 2023) |
| Tax Bill | $1,513 (2025) |
| Deeds & Mortgages | Sep 2023 Mortgage Jun 2023 Sale & Construction Loan |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-1-01339-000 |
| Primary APN | 07-1-01339-000 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,144 sqft Base Area |
| 1st Floor Area | 2,144 sqft |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 1998 |
| Lot Area | 43,560 sqft (1 acres) |
| Garage Type | Detached |
| Garage Area | 288 sqft |
| Cooling System | Central |
|---|
| Street Address | 3950 E COUNTY ROAD 450N |
|---|---|
| City | MATTOON |
| State | IL |
| Zip | 61938-8917 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PT OF SEC 34 #595970* |
| Jurisdiction | COLES IL |
| Township / Civil Division | MATTOON |
| Census Block Group | 3 |
| Census Block | 3017 |
| Census Tract | 200 |
3950 E Co Rd 450N is owned and occupied by an individual who bought it in June 2023.
Source: Coles County records, as of June 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3950 E COUNTY ROAD 450N, MATTOON, IL 61938-8917 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 28, 2023 | Deed, Transfer · Conventional Mortgage WASHINGTON SAVINGS BANK |
| Jun 12, 2023 | Warranty Deed, Construction Loan · Construction Mortgage WASHINGTON SAVINGS BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 12, 2023 · Amount on File |
| Deed Sale | Jun 12, 2023 · Amount on File |
| Prior Sale | Feb 7, 2011 |
| Deed Document Number | 2023807072 |
| Prior Transfer Date | Jun 21, 2010 |
| Prior Transfer Doc | 2011727633 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | COLES IL |
| Recording Date | Sep 28, 2023 |
| Property Address | 3950 E COUNTY ROAD 450N, MATTOON, IL 61938-8917 |
| Document Number | 202300808868 |
| Instrument Date | Sep 16, 2023 |
| Instrument | 202300808868 |
| Transaction Type | Transfer |
| Record Updated | May 16, 2024 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 3950 E CO RD 450 N, MATTOON, IL 61938-8917 |
| Document Number | 202300808869 |
|---|---|
| Date | Sep 28, 2023 |
| Instrument | 202300808869 |
| Name | WASHINGTON SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Oct 1, 2038 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | COLES IL |
| Recording Date | Jun 12, 2023 |
| Property Address | 3950 E COUNTY ROAD 450N, MATTOON, IL 61938-8917 |
| Document Number | 202300807072 |
| Instrument Date | Jun 9, 2023 |
| Instrument | 202300807072 |
| Transaction Type | Construction Loan |
| Record Updated | May 16, 2024 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Amount | Amount on Record |
|---|---|
| Tax | $52.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 3950 E CO RD 450 N, MATTOON, IL 61938-8917 |
| Document Number | 202300807073 |
|---|---|
| Date | Jun 12, 2023 |
| Instrument | 202300807073 |
| Name | WASHINGTON SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 9 Months |
| Due | Mar 15, 2024 |
The 2025 property tax bill for 3950 E Co Rd 450N was $1,513 with a homeowner's exemption.
Source: Coles County assessment roll, as of June 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Coles County |
| County Subdivision | Mattoon Township |
| Unified School District | Mattoon Community Unit School District 2 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,513.00 | $30,777 Land $5,269 Building $25,508 | $92,331 Land $15,807 Building $76,524 |
| 2023 | $24,936 (+1.68%) Land $4,269 Building $20,667 | $74,808 (+1.68%) Land $12,807 Building $62,001 | |
| 2022 | $24,524 Land $4,198 Building $20,326 | $73,572 Land $12,594 Building $60,978 | |
| 2020 | $1,661.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 3950 E Co Rd 450N in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2008.
Source: FEMA National Flood Hazard Layer, effective July 18, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2008) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jun 2008 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3950 E Co Rd 450N is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 79% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CLEAR WATER SERVICE CORP private · serves 8,900 people · EPA ID IL0295100 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2024 |
| Lead | 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Seamless Fiber Innovations Fiber | 1,000 / 1,000 |
| Nextlink Fixed Wireless | 1,000 / 500 |
| Verizon Fixed Wireless | 300 / 20 |
| GigFire Fixed Wireless | 150 / 130 |
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