3950 Central Ave, Dubuque, IA 52001 Property Records

Dubuque County property record for 3950 Central Ave, Dubuque, IA 52001

Property Summary

Property Type	Single Family Home
Details	2 bd · 4 ba · 1,320 sqft · built 1939
Lot Size	0.097 acres (4,240 sqft)
Owner	Individual Name on File
Last Sale	$104,000 (Jan 2023)
Tax Bill	$1,576 (2024)
Deeds & Mortgages	Jan 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`10-11-476-003`

Property Details

APN / Parcel Number

Primary APN	`10-11-476-003`

Interior

Bedrooms	2 Beds
Full Baths	4 Baths
Half Baths	2 Half Baths
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,320 sqft Living Area
1st Floor Area	660 sqft
Upper Floors Area	660 sqft
Basement Area	660 sqft
Game Room	Game Room

Exterior

Year Built	Built 1939
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Construction Type	Wood Frame
Lot Area	4,240 sqft (0.097 acres)
Lot Dimensions	77 ft deep x 55 ft wide
Garage Type	Mixed
Garage Area	480 sqft
Carport	Carport
Carport Area	400 sqft
Parking Spaces	4 Parking Spaces
Porch	Enclosed Porch
Porch Area	158 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Street Address	3950 CENTRAL AVE
City	DUBUQUE
State	IA
Zip	52001-1165
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CI
Legal Description	BAL S 55' LOTS 1 & 2 OF SUB LOT 122 LINEHAN PARK ADD
Legal Subdivision	EISENHOWER
Legal Lot Number	1-2,122 2
Jurisdiction	DUBUQUE IA
Township / Civil Division	DUBUQUE
Census Block Group	2
Census Block	2006
Census Tract	10103

Owner

3950 Central Ave is owned and occupied by an individual who bought it in January 2023.

Source: Dubuque County records, as of October 6, 2025

Owner of Record	Individual Name on File
Mailing Address	3950 CENTRAL AVE, DUBUQUE, IA 52001-1165
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 26, 2023 · Amount on File
Deed Sale	Jan 26, 2023 · Amount on File
Deed Document Number	2023-00000753
Record Updated	Jun 8, 2026

January 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DUBUQUE IA
Recording Date	Jan 26, 2023
Property Address	3950 CENTRAL AVE, DUBUQUE, IA 52001-1165
Document Number	0000000753
Instrument Date	Jan 23, 2023
Instrument	2023-00000753
Transaction Type	Transfer
Record Updated	Feb 21, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$165.60
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3950 CENTRAL AVE, DUBUQUE, IA 52001-1165

Mortgage

Document Number	0000000756
Date	Jan 26, 2023
Instrument	2023-00000756

Lender

Name	FIDELITY BANK & TRUST
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2053

Tax Assessment & Valuation

Source: Dubuque County assessment roll, as of May 1, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Dubuque County
Municipality	Dubuque City
Unified School District	Dubuque Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$136,300 Land $22,500 Building $113,800	$136,300 Land $22,500 Building $113,800
2024	$1,576.00
2023		$109,600 (+30.85%) Land $20,000 Building $89,600	$109,600 Land $20,000 Building $89,600
2022	$1,292.00 Homeowner's exemption	$83,760 Land $15,020 Building $68,740
2021			$83,760 Land $15,020 Building $68,740

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3950 Central Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 9, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3950 Central Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 49% of Iowa
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DUBUQUE WATER WORKS serves 59,667 people · EPA ID IA3126052
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	5 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 154 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: Comelec Internet Services, ImOn Communications, Verizon.

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