3950 Budds Creek Rd, Cunningham, TN 37052 Property Records

Montgomery County property record for 3950 Budds Creek Rd, Cunningham, TN 37052

Property Summary

Property Type	Single Family Home
Details	3 bd · 2,000 sqft · built 2016
Lot Size	5.01 acres (218,236 sqft)
Owner	2 Individual Names on File
Last Sale	$700,000 (Apr 2026)
Tax Bill	$3,085 (2025)
Deeds & Mortgages	Apr 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`134 6.02`

Property Details

APN / Parcel Number

Primary APN	`134 6.02`
Alternative APNs	`134 00602 000` `405784`

Interior

Bedrooms	3 Beds
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	3 Rooms
Stories	1 Story
Building Area	2,000 sqft Living Area
Gross Area	7,800 sqft
1st Floor Area	2,000 sqft
Flooring	Concrete/Cement
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Exterior Material	Metal
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	218,236 sqft (5.01 acres)
Garage Type	Attached
Garage Area	4,544 sqft
Porch	Porch
Porch Area	1,256 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Street Address	3950 BUDDS CREEK RD
City	CUNNINGHAM
State	TN
Zip	37052-4639
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AG
Legal Description	TENANTS BY THE ENTIRETY PCL IS A QC IN V1634-446 FROM 134-6. T-16
Jurisdiction	MONTGOMERY TN
Township / Civil Division	6
Census Block Group	2
Census Block	2034
Census Tract	101701

Owner

3950 Budds Creek Rd is owned and occupied by two individuals who bought it in April 2026.

Source: Montgomery County records, as of May 5, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3950 BUDDS CREEK RD, CUNNINGHAM, TN 37052-4639
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 22, 2026 · Amount on File
Deed Sale	Apr 22, 2026 · Amount on File
Deed Document Number	20261540895
Deed Book / Page	2486 / 4132
Record Updated	Sep 20, 2026

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONTGOMERY TN
Recording Date	Apr 22, 2026
Property Address	3950 BUDDS CREEK RD, CUNNINGHAM, TN 37052-4639
Document Number	0001540895
Book / Page	2486 / 4132
Instrument Date	Apr 21, 2026
Instrument	2026.1540895
Transaction Type	Transfer
Record Updated	May 1, 2026
Title Company	TITLE GROUP OF TENNESSEE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$261,590.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3950 BUDDS CREEK RD, CUNNINGHAM, TN 37052-4639
Investor	Possibly a Property Investor

Mortgage

Document Number	0001540895,
Date	Apr 22, 2026
Book Page	2486/4134
Instrument	2026.1540895

Lender

Name	COMMUNITY MORTGAGE CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.11%
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

The 2025 property tax bill for 3950 Budds Creek Rd was $3,085.

Source: Montgomery County assessment roll, as of May 5, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Montgomery County
Unified School District	Clarksville-Montgomery County School System (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,085.00	$146,925 (-)	$587,700 (-) Land $106,500 Building $481,200
2024	$3,085.00 (+74.99%)	$146,925 (+149.24%)	$587,700 Land $106,500 Building $481,200
2023	$1,763.00	$58,950 (-)
2022	$1,763.00	$58,950	$235,800 Land $45,800 Building $190,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 3950 Budds Creek Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3950 Budds Creek Rd is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CUNNINGHAM UTILITY DISTRICT serves 16,068 people · EPA ID TN0000167
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2025
Lead	1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cumberland Connect Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Budds Creek Rd

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