395 Walker St, Columbus, NC 28722 Property Records

Polk County property record for 395 Walker St, Columbus, NC 28722

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,080 sqft · built 1977
Lot Size	0.42 acres (18,295 sqft)
Owner	2 Individual Names on File
Last Sale	$232,000 (Dec 2025)
Tax Bill	$1,776 (2026)
Deeds & Mortgages	Dec 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`C4-B12`

Property Details

APN / Parcel Number

Primary APN	`C4-B12`
Alternative APN	`1956`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Total Rooms	4 Rooms
Building Area	1,080 sqft Finished Area
Basement Area	1,080 sqft
Unfinished Basement	1,080 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Exterior Material	Wood Siding
Foundation Type	Retaining Wall
Roof Type	Gable
Roof Material	Shingle
Lot Area	18,295 sqft (0.42 acres)
Porch	Porch
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	1956
Street Address	395 WALKER ST
City	COLUMBUS
State	NC
Zip	28722-8420
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	M
Legal Description	C4, 0C57 COLUMBUS RES AREA 57
Legal Subdivision	COLUMBUS RES AREA 51
Jurisdiction	POLK NC
Township / Civil Division	COLUMBUS
Census Block Group	2
Census Block	2060
Census Tract	920104

Owner

395 Walker St is owned by two individuals who bought it in December 2025.

Source: Polk County records, as of September 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	7311 SOUND DR, EMERALD ISLE, NC 28594-2951
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 16, 2025 · Amount on File
Deed Sale	Dec 16, 2025 · Amount on File
Prior Sale	Aug 16, 1977
Deed Book / Page	496 / 1056
Record Updated	Oct 29, 2026

December 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK NC
Recording Date	Dec 16, 2025
Property Address	395 WALKER ST, COLUMBUS, NC 28722-8420
Document Number	00496/1056
Book / Page	496 / 1056
Instrument Date	Dec 12, 2025
Transaction Type	Transfer
Record Updated	Jan 2, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$464.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	132 RUSSELL ST, SPARTANBURG, SC 29307-3072

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7311 SOUND DR, EMERALD ISLE, NC 28594-2951
Investor	Possibly a Property Investor

Mortgage

Document Number	0004961061
Date	Dec 16, 2025
Instrument	496/1061

Lender

Name	NAVY FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Jan 1, 2041

Tax Assessment & Valuation

The 2026 property tax bill for 395 Walker St was $1,776, up 16.5% from the year before.

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	North Carolina
Municipality	Columbus Town
County	Polk County
Unified School District	Polk County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,776.00 (+16.54%)	$188,442 (+16.54%) Land $23,100 Building $165,342	$188,442 (+16.54%) Land $23,100 Building $165,342
2025	$1,524.00	$161,696 Land $23,100 Building $138,596	$161,696 Land $23,100 Building $138,596
2023	$1,387.00	$131,279 Land $23,100 Building $108,179
2021			$131,279 Land $23,100 Building $108,179

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 395 Walker St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2016.

Source: FEMA National Flood Hazard Layer, effective July 8, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2016)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2016 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 395 Walker St is moderate, ranking above 45% of the US, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · above 66% of North Carolina
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF COLUMBUS serves 2,489 people · EPA ID NC0175015
Water Source	Groundwater
Last State Inspection	Apr 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory currently in violation since Oct 2024
Monitoring and Reporting	134 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 80 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Skyrunner Fixed Wireless	500 / 250

May also be available: Pangaea Internet, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Walker St

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