395 Trunk Dr, Dayton, OH 45431 Property Records

Montgomery County property record for 395 Trunk Dr, Dayton, OH 45431

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 864 sqft · built 1954
Lot Size	0.21 acres (9,148 sqft)
Owner	Individual Name on File
Last Sale	$125,000 (Mar 2024)
Tax Bill	$2,467 (2024)
Deeds & Mortgages	Mar 2024 Sale Nov 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`I39 00907 0024`

Property Details

APN / Parcel Number

Primary APN	`I39 00907 0024`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	864 sqft Living Area
1st Floor Area	864 sqft
Basement Area	144 sqft
Finished Basement	144 sqft

Exterior

Year Built	Built 1954
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	9,148 sqft
Garage Type	Detached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Enclosed Porch
Porch Area	200 sqft
Patio Area	192 sqft
Canopy	432 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	395 TRUNK DR
City	DAYTON
State	OH
Zip	45431-2246
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	254 BEVERLEY GDNS 1
Legal Subdivision	BEVERLEY GDNS 1
Legal Lot Number	24
Jurisdiction	MONTGOMERY OH
Township / Civil Division	RIVERSIDE
Census Block Group	2
Census Block	2001
Census Tract	90800

Owner

395 Trunk Dr is owned and occupied by an individual who bought it in March 2024.

Source: Montgomery County records, as of January 26, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	3958 TRUNK DR, DAYTON, OH 45431
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 8, 2024	Survivorship Deed, Transfer
Nov 24, 2020	Warranty Deed, Transfer UNION HM MTG CORP
May 27, 2020	Deed of Trust, Mortgage · VA Mortgage FREEDOM MTG
Aug 30, 2017	Grant Deed, Transfer · VA Mortgage CALIBER HM LOANS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 8, 2024 · Amount on File
Deed Sale	Mar 8, 2024 · Amount on File
Prior Sale	Nov 24, 2020 · Amount on File
Deed Document Number	2024-00011665
Record Updated	Jun 8, 2026

March 2024: Survivorship Deed, Transfer

Document Type	Survivorship Deed
Jurisdiction	MONTGOMERY OH
Recording Date	Mar 8, 2024
Property Address	395 TRUNK DR, DAYTON, OH 45431-2246
Document Number	0000011665
Map Reference	MB EE PGS 5455
Instrument Date	Feb 29, 2024
Instrument	2024-00011665
Transaction Type	Transfer
Record Updated	Jan 27, 2026

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	395 TRUNK DR, DAYTON, OH 45431-2246

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONTGOMERY OH
Recording Date	Nov 24, 2020
Property Address	395 TRUNK DR, DAYTON, OH 45431-2246
Document Number	0000071249
Instrument Date	Nov 6, 2020
Instrument	71249
Transaction Type	Transfer
Record Updated	Dec 10, 2020
Title Company	SAFEMARK TITLE AGENCY INC

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2652 HARRISON LN BEAVERCREEK OH 454315757, BEAVERCREEK, OH 45431-5757

Mortgage

Document Number	71250
Date	Nov 24, 2020
Instrument	71250

Lender

Name	UNION HM MTG CORP
Address	STRONGSVILLE, OH 44136

Agreement

Amount	Amount on Record
Term	360 Months
Due	Nov 23, 2050

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY OH
Property Address	395 TRUNK DR, DAYTON, OH 45431-2246
Document Number	0000031864
Instrument Date	May 27, 2020
Transaction Type	Mortgage
Record Updated	Aug 6, 2020
Title Company	INSPIRE CLOSING SERVICES LLC, INSPIRE CLOSING SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	395 TRUNK DR DAYTON OH 454312246, DAYTON, OH 45431-2246

Mortgage

Document Number	0000031864
Date	Jun 4, 2020
Instrument	31864

Lender

Name	FREEDOM MTG
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 3, 2050

August 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONTGOMERY OH
Recording Date	Aug 30, 2017
Property Address	395 TRUNK DR, DAYTON, OH 45431-2246
Document Number	0000051239
Instrument Date	Aug 25, 2017
Instrument	51239
Transaction Type	Transfer
Record Updated	Sep 22, 2017
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MTG SOLUTIONS

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$292.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	395 TRUNK DR DAYTON OH 454312246, DAYTON, OH 45431-2246

Mortgage

Document Number	51240
Date	Aug 30, 2017
Instrument	51240

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	IRVING, TX 75063

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 29, 2047

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Montgomery County
Municipality	Riverside City
Unified School District	Mad River Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$47,890 Land $7,930 Building $39,960
2024	$2,467.00 (+4.89%)
2023	$2,352.00 (+12.75%)	$47,890 (+51.02%) Land $7,930 Building $39,960	$136,810 Land $22,650 Building $114,160
2022	$2,086.00	$31,710 Land $5,250 Building $26,460
2020			$90,600 Land $15,000 Building $75,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 395 Trunk Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 21, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 395 Trunk Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONTGOMERY COUNTY WATER SERVICES 1 PWS serves 150,207 people · EPA ID OH5701315
Water Source	Purchased surface water from DAYTON PUBLIC WATER SYSTEM
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2017
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 504 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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