395 Trader Rd, Fort Denaud (Labelle), FL 33935 Property Records

Hendry County property record for 395 Trader Rd, Fort Denaud, FL 33935

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 3,460 sqft · built 1977
Lot Size	5.98 acres (260,924 sqft)
Owner	2 Individual Names on Record
Last Sale	$3,500 (Mar 2015)
Tax Bill	$809 (2025)
Deeds & Mortgages	Apr 2023 Mortgage Apr 2021 Mortgage + 2 more
Flood Zone	Zone X (moderate risk)
APN	`1 28 43 03 010 000L-016.0`

Property Details

APN / Parcel Number

Primary APN	`1 28 43 03 010 000L-016.0`
Alternative APN	`10313`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	3,460 sqft Adjusted Area
1st Floor Area	3,460 sqft
Interior Walls	Wood

Exterior

Year Built	Built 1977
Exterior Material	Stucco
Construction Type	Wood Frame
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	260,924 sqft (5.98 acres)

Exterior Amenities

Porch	Open Porch
Porch Area	440 sqft
Deck Area	256 sqft
Patio Area	1,072 sqft
Shed	1 Shed
Shed Area	220 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Account Number	10313
Street Address	395 TRADER RD
City	FORT DENAUD
State	FL
Zip	33935-6394
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Description	FT DENAUD ACRES S/D UNIT 2 BLK L LOTS 16 & 17 & BLK L LOT 15 EXC N 50 FT
Legal Range	28
Legal Township	43
Legal Section	03
Legal Subdivision	FT DENAUD ACRES
Legal Block	L
Legal Lot Number	16 17
Legal Unit	2
Jurisdiction	HENDRY FL
Township / Civil Division	LABELLE
Census Block Group	1
Census Block	1011
Census Tract	401

Owner

Source: Hendry County records, as of January 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	395 TRADER RD, FORT DENAUD, FL 33935-6394
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 3, 2023	Deed of Trust, Mortgage · VA Mortgage RAPID MORTGAGE FUNDING INC
Apr 21, 2021	Deed of Trust, Mortgage · VA Mortgage VILLAGE CAPITAL & INVESTMENT LLC
Mar 20, 2020	Deed of Trust, Mortgage · VA Mortgage UNITED WHOLESALE MORTGAGE
Feb 3, 2017	Deed of Trust, Mortgage · VA Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 19, 2015 · Amount on Record
Deed Sale	Mar 19, 2015 · Amount on Record
Deed Document Number	201526002197
Record Updated	Jun 8, 2026

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENDRY FL
Property Address	395 TRADER RD, FORT DENAUD, FL 33935-6394
Transaction Type	Mortgage
Record Updated	Apr 26, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	395 TRADER RD, FORT DENAUD, FL 33935-6394

Mortgage

Document Number	0010471925
Date	Apr 3, 2023
Book Page	1047/1925
Instrument	202326004058

Lender

Name	RAPID MORTGAGE FUNDING INC
Type	Mortgage Company
Address	FARMINGTON, MI 48334

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2053

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENDRY FL
Property Address	395 TRADER RD, FORT DENAUD, FL 33935-6394
Transaction Type	Mortgage
Record Updated	May 6, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	395 TRADER RD, FORT DENAUD, FL 33935-6394

Mortgage

Document Number	0009970496
Date	Apr 21, 2021
Book Page	997/496
Instrument	202126005209

Lender

Name	VILLAGE CAPITAL & INVESTMENT LLC
Type	Mortgage Company
Address	HENDERSON, NV 89052

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Mar 1, 2051

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENDRY FL
Property Address	395 TRADER RD, FORT DENAUD, FL 33935-6394
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	MADISON SETTLEMENT SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0009740047
Date	Mar 20, 2020
Book Page	974/47
Instrument	202026003294

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2050

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENDRY FL
Property Address	395 TRADER RD, FORT DENAUD, FL 33935-6394
Document Number	0009171851
Book / Page	000917 / 001851
Instrument Date	Feb 3, 2017
Transaction Type	Mortgage
Record Updated	May 23, 2017
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	395 TRADER RD FORT DENAUD FL 339356394, FORT DENAUD, FL 33935-6394

Mortgage

Document Number	0009171851
Date	Feb 16, 2017
Book Page	000917/001851
Instrument	26001382

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 15, 2047

Tax Assessment & Valuation

Source: Hendry County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Hendry County
Unified School District	Hendry County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$809.00 (+25.23%) Senior Citizen's exemption	$198,807 (+5.99%)	$599,085 (-6.7%) Land $139,687 Building $459,398
2023	$646.00 Senior Citizen's exemption	$187,577 (+3%)	$642,125 (+39.93%) Land $139,687 Building $502,438
2022	$646.00 Senior Citizen's exemption	$182,113	$458,904 Land $112,013 Building $346,891

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 30 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	30 in force
Nearby Flood Claims	7 (1983–2022)
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Irma, Sep 2017 · 2 claims Tropical Storm Fay, Aug 2008 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 69% of the US · above 50% of Florida
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

May also be available: Streamline Internet.

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