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395 Topside Dr, Saint Johns, FL 32259 Property Records

St. Johns County property record for 395 Topside Dr, Saint Johns, FL 32259

Property Summary

Property TypeSingle Family Home
Details4 bd · 5.5 ba · 4,853 sqft · built 2023
Lot Size0.27 acres (11,761 sqft)
OwnerIndividual Name on Record
Last Sale$774,903 (Mar 2023)
Tax Bill$15,876 (2025)
Deeds & MortgagesApr 2026 Line of Credit
Apr 2025 Mortgage
+ 5 more
Flood ZoneZone X (minimal risk)
APN023715-0940

Property Details

APN / Parcel Number

Primary APN023715-0940

Interior

Bedrooms4 Beds
Full Baths5.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures25 Plumbing Fixtures
Stories2 Stories
Building Area4,853 sqft Living Area
Gross Area5,891 sqft
1st Floor Area2,419 sqft
FlooringCarpet

Exterior

Year BuiltBuilt 2023
Effective Year BuiltEffective 2023
Exterior MaterialConcrete
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area11,761 sqft (0.27 acres)
Garage TypeAttached
Garage Area758 sqft
Parking Spaces2 Parking Spaces
PorchFinished Screened Porch

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address395 TOPSIDE DR
CitySAINT JOHNS
StateFL
Zip32259-2323
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description87/13-21 TWIN CREEKS NORTH PARCEL 14 PHASE 1 LOT 94 OR5722/1463
Legal Range28E
Legal Township05S
Legal Section03
Legal SubdivisionTWIN CREEKS NORTH PARCEL 14 PHASE 1
Legal Phase1
Legal Lot Number94
JurisdictionST JOHNS FL
Township / Civil DivisionST. AUGUSTINE
Census Block Group2
Census Block2019
Census Tract20904

Owner

Source: St. Johns County records, as of April 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address395 TOPSIDE DR, SAINT JOHNS, FL 32259-2323
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 8, 2026Deed of Trust, Mortgage · Line of Credit
LENDAGE LLC
Apr 29, 2025Deed of Trust, Mortgage · Conventional Mortgage
ROCKET MORTGAGE LLC
Mar 13, 2023Warranty Deed, Subdivision Related Transfer · Conventional Mortgage
JET HOMELOANS LLC
Oct 1, 2020Loan Modification, Mortgage · Line of Credit
AMERIS BK
Oct 5, 2020Grant Deed, Transfer
DF TITLE LLC
Sep 29, 2020Loan Modification, Mortgage
FLAGSTAR BK
Aug 31, 2018Grant Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 13, 2023 · Amount on Record
Deed SaleMar 13, 2023 · Amount on Record
Deed Document Number202318552
Deed Book / Page5722 / 1463
Record UpdatedJun 8, 2026

April 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST JOHNS FL
Recording DateApr 8, 2026
Property Address395 TOPSIDE DR, SAINT JOHNS, FL 32259-2323
Document Number0000029474
Book / Page6339 / 817
Instrument DateMar 31, 2026
Instrument202629474
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyE-CHICAGO TITLE, CHICAGO TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address395 TOPSIDE DR, SAINT JOHNS, FL 32259-2323

Mortgage

Document Number0000029474,
DateApr 8, 2026
Book Page6339/817
Instrument202629474
Lender
NameLENDAGE LLC
Agreement
TypeLine of Credit
AmountAmount Recorded
Term240 Months
DueMay 1, 2046
Interest
Rate6%
Max Rate-1%

April 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST JOHNS FL
Property Address395 TOPSIDE DR, SAINT JOHNS, FL 32259-2323
Transaction TypeMortgage
Record UpdatedOct 23, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address395 TOPSIDE DR, ST JOHNS, FL 32259-2323

Mortgage

Document Number0061390457
DateApr 29, 2025
Book Page6139/457
Instrument2025033254
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 1, 2055

March 2023: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionST JOHNS FL
Recording DateMar 13, 2023
Property Address395 TOPSIDE DR, SAINT JOHNS, FL 32259-2323
Document Number0057221463
Book / Page5722 / 1463
Map ReferenceMB 87 PG 13-21
Instrument DateFeb 28, 2023
Instrument2023018552
Transaction TypeSubdivision Related Transfer
Record UpdatedOct 23, 2025
Title CompanyGOLDEN DOG TITLE AND TRUST, GOLDEN DOG TITLE & TRUST

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$5,425.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address14701 PHILIPS HWY STE 300, 300, JACKSONVILLE, FL 32256-3742

Transferred To (Grantee/Buyer)

NameVerified Name
Address395 TOPSIDE DR, ST JOHNS, FL 32259-2323

Mortgage

Document Number0057221465
DateMar 13, 2023
Instrument5722/1465
Lender
NameJET HOMELOANS LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMar 1, 2053

October 2020: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionST JOHNS FL
Property Address395 TOPSIDE DR, SAINT JOHNS, FL 32259-2323
Document Number0050620420
Instrument DateOct 1, 2020
Transaction TypeMortgage
Record UpdatedOct 23, 2020
Title CompanyGOLDEN DOG TITLE AND TRUST, GOLDEN DOG TITLE & TR

Transaction

Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address395 TOPSIDE DR ST JOHNS FL 322592323, ST JOHNS, FL 32259-2323
InvestorPossibly a Property Investor

Mortgage

Document Number0050620420
DateOct 5, 2020
Book Page005062/000420
Instrument87137
Lender
NameAMERIS BK
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

October 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionST JOHNS FL
Recording DateOct 5, 2020
Property Address395 TOPSIDE DR, SAINT JOHNS, FL 32259-2323
Document Number0050620383
Book / Page005062 / 000383
Instrument DateOct 1, 2020
Instrument87130
Transaction TypeTransfer
Record UpdatedOct 22, 2020
Title CompanyDF TITLE LLC

Transaction

AmountAmount Recorded
Tax$1,570.00
Amount AccuracyConfirmed
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address14701 PHILIPS HWY #300 JACKSONVILLE FL 322563742, 300, JACKSONVILLE, FL 32256-3742
InvestorPossibly a Property Investor

September 2020: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionST JOHNS FL
Property Address395 TOPSIDE DR, SAINT JOHNS, FL 32259-2323
Document Number0050581968
Instrument DateSep 29, 2020
Transaction TypeMortgage
Record UpdatedOct 14, 2020
Title CompanyNOT AVAILABLE

Transaction

Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address395 TOPSIDE DR ST JOHNS FL 322592323, ST JOHNS, FL 32259-2323

Mortgage

Document Number0050581968
DateOct 1, 2020
Book Page005058/001968
Instrument85730
Lender
NameFLAGSTAR BK
TypeBank
Agreement
AmountAmount Recorded
Term12 Months
DueSep 30, 2021

August 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionST JOHNS FL
Recording DateAug 31, 2018
Property Address395 TOPSIDE DR, SAINT JOHNS, FL 32259-2323
Document Number0046060027
Book / Page004606 / 000027
Instrument DateAug 8, 2018
Instrument63663
Transaction TypeTransfer
Record UpdatedFeb 4, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$23,100.00
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address14701 PHILIPS HWY #300 JACKSONVILLE FL 322563742, 300, JACKSONVILLE, FL 32256-3742
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

TypeName
StateFlorida
CountySt. Johns County
Unified School DistrictSt. Johns County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$979,709 (+17.98%)$1,115,472 (+12.42%) Land $210,000 Building $905,472
2025$15,876.00 (+7.56%) Homeowner's exemption$830,376 (+2.9%)$992,268 (+14.62%) Land $185,000 Building $807,268
2024$14,760.00 (+113.94%) Homeowner's exemption$806,974 (+404.36%)$865,682 (+441.05%) Land $160,000 Building $705,682
2023$6,899.00 (+11.04%)$160,000 (+14.29%)$160,000 (+14.29%) Land $160,000
2022$6,213.00$140,000$140,000 Land $140,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 206 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies206 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 53% of the US · lower than 76% of Florida
Wildfire Likelihood0.1% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemJEA MAJOR GRID
serves 826,664 people · EPA ID FL2161328
Water SourceGroundwater
Last State InspectionFeb 2026
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 142 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber		5,000 / 5,000
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

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