395 Sunol St, Lathrop, CA 95330 Property Records

San Joaquin County property record for 395 Sunol St, Lathrop, CA 95330

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,320 sqft · built 2020
Lot Size0.13 acres (5,663 sqft)
OwnerIndividual Name on Record
Last Sale$710,000 (Jul 2026)
Tax Bill$9,593 (2026)
Deeds & MortgagesJul 2026 Sale & Mortgage
Jul 2026 Sale
+ 1 more
Flood ZoneZone X (reduced by levee)
APN192-090-060-000

Property Details

APN / Parcel Number

Primary APN192-090-060-000

Interior

Bedrooms4 Beds
Full Baths3 Baths
Total Rooms7 Rooms
Stories2 Stories
Building Area2,320 sqft Living Area

Exterior

Year BuiltBuilt 2020
Effective Year BuiltEffective 2020
Architectural StyleL-Shape
Construction TypeWood
Lot Area5,663 sqft (0.13 acres)
Garage Area421 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address395 SUNOL ST
CityLATHROP
StateCA
Zip95330-8342
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionLOT 6 STANFORD CROSSING-PHASE 2B-TRACT 3811
Legal SubdivisionSTANFORD CROSSING-PHASE 2B
Legal Tract3811
Legal Block3
Legal Lot Number6
JurisdictionSAN JOAQUIN CA
Township / Civil DivisionMANTECA
Census Block Group3
Census Block3032
Census Tract5119

Owner

Source: San Joaquin County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address395 SUNOL ST, LATHROP, CA 95330-8342
OccupancyOwner Occupied
Owner TypeIndividual
VestingSole Owner

Deeds, Mortgages & Sale History

DateDocument
Jul 15, 2026Grant Deed, Transfer · Conventional Mortgage
LENDING COMPANY
Jul 15, 2026Deed, Transfer
FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE COMPAN
Aug 2, 2021Deed of Trust, Mortgage · Conventional Mortgage
LOANDEPOT.COM LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 15, 2026 · Amount on Record
Deed SaleJul 15, 2026 · Amount on Record
Prior SaleJun 29, 2020 · Amount on Record
Deed Document Number202664042
Record UpdatedOct 29, 2026

July 2026: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN JOAQUIN CA
Recording DateJul 15, 2026
Property Address395 SUNOL ST, LATHROP, CA 95330-8342
Document Number0000064042
Instrument DateJul 8, 2026
Instrument202664042
Transaction TypeTransfer
Record UpdatedAug 4, 2026
Title CompanyFIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE COMPAN

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$78,881.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipSole Owner
Address395 SUNOL ST, LATHROP, CA 95330-8342

Mortgage

Document Number0000064044,
DateJul 15, 2026
Instrument202664044
Lender
NameLENDING COMPANY
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 1, 2056
Interest
Rate TypeFixed Rate
Rate6.48%
Initial TypeFixed Rate
Max Rate-1%

July 2026: Deed, Transfer

Document TypeDeed
JurisdictionSAN JOAQUIN CA
Recording DateJul 15, 2026
Property Address395 SUNOL ST, LATHROP, CA 95330-8342
Document Number0000064043
Instrument DateJul 1, 2026
Instrument202664043
Transaction TypeTransfer
Record UpdatedAug 4, 2026
Title CompanyFIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE COMPAN

Transaction

Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipSole Owner
Address395 SUNOL ST, LATHROP, CA 95330-8342

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN JOAQUIN CA
Property Address395 SUNOL ST, LATHROP, CA 95330-8342
Transaction TypeMortgage
Record UpdatedAug 25, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address395 SUNOL ST, LATHROP, CA 95330-8342

Mortgage

Document Number0000128518
DateAug 2, 2021
Instrument2021-128518
Lender
NameLOANDEPOT.COM LLC
TypeMortgage Company
AddressFOOTHILL RANCH, CA 92610
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 1, 2051

Tax Assessment & Valuation

Source: San Joaquin County assessment roll, as of September 24, 2025

Property Jurisdictions

TypeName
StateCalifornia
CountySan Joaquin County
MunicipalityLathrop City
Unified School DistrictManteca Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$9,593.00 (+1.27%)
2025$9,473.00 (+4.16%)$554,664 (+12.52%) Land $131,235 Building $423,429
2023$9,095.00 (+10.36%)$492,928 Land $126,140 Building $366,788$714,600
2022$8,241.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
reduced by levee · depends on levee performance
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 37 policies
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies37 in force
Nearby Flood Claims1 (2023)
Most Recent ClaimApr 2023 · Severe Winter Storms, Straight-line Winds, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 58% of the US · lower than 65% of California
Wildfire Likelihood0.2% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF LATHROP
serves 38,596 people · EPA ID CA3910015
Water SourcePurchased surface water from SOUTH SAN JOAQUIN IRRIGATION DISTRICT
Last State InspectionDec 2024
Also Mapped HereSAN JOAQUIN COUNTY-MOKELUMNE ACRES
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 442 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 2,000
unWired Broadband
Fixed Wireless
400 / 50
Matrix Broadband
Fixed Wireless
200 / 40
Ayera Technologies
Fixed Wireless
120 / 40
Cal.net
Fixed Wireless
100 / 20

May also be available: Verizon.

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