Clay County property record for 395 Summit Dr, Orange Park, FL 32073
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,721 sqft · built 2002 |
| Lot Size | 0.175 acres (7,633 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $83,157 (Nov 2018) |
| Tax Bill | $1,385 (2025) |
| Deeds & Mortgages | Apr 2026 Mortgage Jul 2025 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-04-25-007865-009-58 |
| Primary APN | 03-04-25-007865-009-58 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 1,721 sqft Living Area |
| Gross Area | 2,201 sqft |
| 1st Floor Area | 1,721 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2002 |
| Exterior Material | Logs |
| Roof Type | Gable/Hip |
| Roof Material | Other |
| Lot Area | 7,633 sqft (0.175 acres) |
| Garage Type | Attached |
| Garage Area | 480 sqft |
| Porch | Finished/Open Porch |
| Porch Area | 72 sqft |
| Patio Area | 72 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 395 SUMMIT DR |
|---|---|
| City | ORANGE PARK |
| State | FL |
| Zip | 32073-7621 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RE |
| Legal Description | LOT 58 HAMMOCK GROVE AS REC OR 2019 PG 1843;3776 PG 796FJ 4032 PG 2080 & 4139 PG 332 |
| Legal Range | 25E |
| Legal Township | 04S |
| Legal Section | 03 |
| Legal Subdivision | HAMMOCK GROVE |
| Legal Lot Number | 58 |
| Jurisdiction | CLAY FL |
| Township / Civil Division | MIDDLEBURG-CLAY HILL |
| Census Block Group | 3 |
| Census Block | 3025 |
| Census Tract | 30206 |
Source: Clay County records, as of April 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 395 SUMMIT DR, ORANGE PARK, FL 32073-7621 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 6, 2026 | Deed of Trust, Mortgage · VA Mortgage VILLAGE CAPITAL & INVESTMENT LLC |
| Jul 21, 2025 | Deed of Trust, Mortgage · VA Mortgage NATIONS MORTGAGE LLC |
| Nov 7, 2018 | Quit Claim Deed, Transfer · VA Mortgage LOANDEPOT.COM LLC |
| Nov 28, 2017 | Intrafamily Transfer, Transfer · VA Mortgage LOANDEPOT.COM LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 7, 2018 · Amount on Record |
| Deed Sale | Nov 7, 2018 · Amount on Record |
| Prior Sale | Feb 8, 2002 · Amount on Record |
| Deed Document Number | 201858438 |
| Deed Book / Page | 4139 / 332 |
| Prior Transfer Date | Oct 26, 2018 |
| Prior Transfer Doc | 0041390332 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY FL |
| Recording Date | Apr 6, 2026 |
| Property Address | 395 SUMMIT DR, ORANGE PARK, FL 32073-7621 |
| Document Number | 0000016045 |
| Book / Page | 5031 / 701 |
| Instrument Date | Mar 30, 2026 |
| Instrument | 202616045 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 395 SUMMIT DR, ORANGE PARK, FL 32073-7621 |
| Document Number | 0000016045, |
|---|---|
| Date | Apr 6, 2026 |
| Book Page | 5031/701 |
| Instrument | 202616045 |
| Name | VILLAGE CAPITAL & INVESTMENT LLC |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate | 5.98% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY FL |
| Property Address | 395 SUMMIT DR, ORANGE PARK, FL 32073-7621 |
| Transaction Type | Mortgage |
| Record Updated | Dec 19, 2025 |
| Name | Verified Name |
|---|---|
| Address | 395 SUMMIT DR, ORANGE PARK, FL 32073-7621 |
| Document Number | 0049511218 |
|---|---|
| Date | Jul 21, 2025 |
| Book Page | 4951/1218 |
| Instrument | 2025033612 |
| Name | NATIONS MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | TROY, MI 48084 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2055 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CLAY FL |
| Recording Date | Nov 7, 2018 |
| Property Address | 395 SUMMIT DR, ORANGE PARK, FL 32073-7621 |
| Document Number | 0041390332 |
| Book / Page | 004139 / 000332 |
| Instrument Date | Oct 2, 2018 |
| Instrument | 58438 |
| Transaction Type | Transfer |
| Record Updated | Nov 19, 2018 |
| Title Company | CLOSING USA LLC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 395 SUMMIT DR ORANGE PARK FL 320737621, ORANGE PARK, FL 32073-7621 |
| Document Number | 41390335 |
|---|---|
| Date | Nov 7, 2018 |
| Book Page | 004139/000335 |
| Instrument | 58439 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Nov 6, 2038 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | CLAY FL |
| Recording Date | Nov 28, 2017 |
| Property Address | 395 SUMMIT DR, ORANGE PARK, FL 32073-7621 |
| Document Number | 0040322080 |
| Book / Page | 4032 / 2080 |
| Map Reference | MB35 PG39-42 |
| Instrument Date | Oct 25, 2017 |
| Instrument | 2017060040 |
| Transaction Type | Transfer |
| Record Updated | Feb 21, 2022 |
| Title Company | ATTORNEY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 395 SUMMIT DR, ORANGE PARK, FL 32073-7621 |
| Document Number | 2017060041 |
|---|---|
| Date | Nov 28, 2017 |
| Instrument | 2017060041 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2047 |
Source: Clay County assessment roll, as of December 3, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Clay County |
| Unified School District | Clay County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,385.00 (+5.24%) Homeowner's exemption | $130,999 (+5.99%) | $270,023 (+3.48%) Land $45,000 Building $225,023 |
| 2024 | $1,316.00 (-17.8%) | ||
| 2023 | $1,601.00 (+11.49%) Homeowner's exemption | $123,600 (+3%) | $260,954 (+15.94%) Land $45,000 Building $215,954 |
| 2022 | $1,436.00 Homeowner's exemption | $120,000 | $225,085 Land $40,000 Building $185,085 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 9 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 93% of Florida |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ORANGE PARK GRID private · serves 127,904 people · EPA ID FL2100741 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 408 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable · Fiber in parts of the area | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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