395 Spring St, Newport, RI 02840 Property Records

Newport City property record for 395 Spring St, Newport, RI 02840

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 2,221 sqft · built 1904
Lot Size0.135 acres (5,859 sqft)
Owner2 Individual Names on File
Last Sale$120,000 (Apr 2021)
Tax Bill$6,993 (2025)
Deeds & MortgagesApr 2021 Sale
Feb 2020 Refinance
Flood ZoneZone X (minimal risk)
APNR06159

Property Details

APN / Parcel Number

Primary APNR06159
Alternative APN
  • NEWP M:032 B:0246

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms9 Rooms
Stories2 Stories
Building Area2,221 sqft Living Area
Gross Area2,918 sqft

Exterior

Year BuiltBuilt 1904
Effective Year BuiltEffective 1987
Architectural StyleColonial
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area5,859 sqft (0.135 acres)

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil

Location & Zoning

Account NumberR06159
Street Address395 SPRING ST
CityNEWPORT
StateRI
Zip02840-6828
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR10
Legal Block246
JurisdictionNEWPORT RI
Township / Civil DivisionNEWPORT
Census Block Group2
Census Block2012
Census Tract41000

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Southern Thames Historic District
listed 2008 · 739 contributing resources · NRIS 08000314

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

395 Spring St is owned and occupied by two individuals who bought it in April 2021.

Source: Newport City records, as of October 20, 2026

Owner of Record2 Individual Names on File
Mailing Address395 SPRING ST, NEWPORT, RI 02840-6828
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Apr 19, 2021Warranty Deed, Transfer
Feb 20, 2020Deed of Trust, Mortgage · Stand-Alone Refinance
MORTGAGE NETWORK INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 19, 2021 · Amount on File
Deed SaleApr 19, 2021 · Amount on File
Prior SaleDec 30, 1998 · Amount on File
Deed Document Number2021135727
Deed Book / Page2991 / 233
Record UpdatedOct 29, 2026

April 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionNEWPORT RI
Recording DateApr 19, 2021
Property Address395 SPRING ST, NEWPORT, RI 02840-6828
Document Number2991-233
Book / Page2991 / 233
Instrument DateApr 16, 2021
Instrument135727
Transaction TypeTransfer
Record UpdatedMay 20, 2021

Transaction

AmountAmount on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety

February 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNEWPORT RI
Property Address395 SPRING ST, NEWPORT, RI 02840-6828
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2869-232
DateFeb 20, 2020
Book Page2869/232
Instrument127148
Lender
NameMORTGAGE NETWORK INC
TypeMortgage Company
Agreement
TypeStand-Alone Refinance
AmountAmount on Record
Term361 Months
DueMar 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 395 Spring St was $6,993.

Source: Newport City assessment roll, as of June 22, 2026

Property Jurisdictions

TypeName
StateRhode Island
MunicipalityNewport City
Unified School DistrictNewport School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,993.00$974,000 Land $447,300 Building $526,700$1,109,309
2023$6,296.00 (+3.23%)$634,700 (-) Land $292,400 Building $342,300
2022$6,099.00$634,700 Land $292,400 Building $342,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 395 Spring St in Zone X, an area of minimal flood risk, though there have been 60 flood claims nearby since 1980.

Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 90 individual policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies204 units insured
incl. 114 condo units
Nearby Flood Claims60 (1980–2025)
Claims Outside the SFHA5 of 60
Most Recent ClaimMay 2025 · rainfall accumulation
Claims by Event
  • Hurricane Sandy, Oct 2012 · 29 claims
  • Severe Storms And Flooding, Mar 2010 · 2 claims
  • Hurricane Bob, Aug 1991 · 13 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 395 Spring St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNEWPORT-CITY OF
serves 42,155 people · EPA ID RI1592010
Water SourceSurface water
Last State InspectionOct 2022
Lead4 ppb (2025–2027)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting4
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 680 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Fiber · Cable in parts of the area
1,000 / 35
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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