Macon County property record for 395 Split Rail Row, Highlands, NC 28741 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 5.5 Baths |
| Year Built | Built 1999 |
| Square Footage | 2,800 sqft Heated Area |
| Lot Size | 94,525 sqft (2.17 acres) |
| Garage | Finished, 576 sqft |
| Last Sale | $637,500 (2006) |
| Tax Bill | $9,666.00 (2025) |
| Primary APN | 7550307178 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 5.5 Baths |
| Partial Baths | 1 Partial Baths |
| Total Rooms | 8 Rooms |
| Building Area | 2,800 sqft Heated Area |
| 1st Floor | 2,106 sqft 1st Floor |
| Upper Floors | 694 sqft Upper Floors |
| Basement Area | 1,178 sqft Basement |
| Stories | 1 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1979 |
|---|---|
| Effective Year Built | Effective 1999 |
| Architectural Style | Contemporary Style |
| Exterior Material | Wood Exterior |
| Construction Type | Frame Construction |
| Roof Construction | Gable Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 94,525 sqft (2.17 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Finished Garage |
| Garage Area | 576 sqft Garage |
| Deck Area | 384 sqft Deck |
|---|---|
| Patio Area | 1,391 sqft Patio |
| Porch Area | 396 sqft Porch |
| Topography | Rolling Topography |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Heating Fuel | Gas Heating Fuel |
| Sewage | Septic Sewage |
| Water Source | Commercial Water Source |
| Account Number | 154014 |
|---|---|
| Street Address | 395 SPLIT RAIL ROW |
| City | HIGHLANDS |
| State | NC |
| Zip | 28741 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LOT 13 SAGEE MTN |
| Legal Subdivision | SAGEE MTN |
| Legal Lot Number | 13 |
| Jurisdiction | MACON NC |
| Minor Civil Division | HIGHLANDS |
| Census Blockgroup | 1 |
| Census Block | 1053 |
| Census Tract | 970502 |
Source: Macon County records · APN 7550307178
Assessment roll updated September 22, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 6048 PERRIER ST, 2B, NEW ORLEANS, LA 70118-5961 |
| Owner Type | Owner is a Company |
| Vesting | Company |
| Date | Document |
|---|---|
| Dec 06, 2022 | Warranty Deed, Transfer |
| May 15, 2018 | Deed of Trust, Mortgage · Adjustable Rate Mortgage (ARM) BANK OF AMERICA NA |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Oct 23, 2006 · Amount on Record |
| Deed Sale | Oct 23, 2006 · Amount on Record |
| Prior Sale | Oct 23, 2006 · Amount on Record |
| Deed Doc Number | 20065709 |
| Deed Book / Page | 30 / 1894 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MACON NC |
| Recording Date | Dec 06, 2022 |
| Property Address | 395 SPLIT RAIL ROW, HIGHLANDS, NC 28741 |
| Document Number | 00G42/1402 |
| Book / Page | G-42 / 1402 |
| Map Reference | FILE C601052 |
| Instrument Date | Nov 25, 2022 |
| Instrument | 2022009217 |
| Transaction Type | Transfer |
| Record Updated | Dec 19, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Zero or No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 6048 PASTEUR BLVD # 2B, 2B, NEW ORLEANS, LA 70122-4114 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MACON NC |
| Property Address | 395 SPLIT RAIL ROW, HIGHLANDS, NC 28741 |
| Transaction Type | Mortgage |
| Record Updated | Aug 23, 2022 |
| Name | Verified Name |
|---|
| Document Number | 00O38/2267 |
|---|---|
| Date | May 15, 2018 |
| Book Page | O-38/2267 |
| Instrument | 2018003242 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Adjustable Rate Mortgage (ARM) |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.25% |
| Adjustable | Document includes a rider for adjustable-rate mortgage with a specific rate change date. |
| Type Change Date | Jun 01, 2023 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 8.25% |
| Index | 1-Year LIBOR |
| Max Rate | 8.25% |
Source: Macon County records · Assessment roll updated September 22, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Macon County |
| Municipality | Highlands Town |
| Unified School District | Macon County Schools (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,439,600 (-) Land $1,000,000 Building $1,439,600 | $2,439,600 (-) Land $1,000,000 Building $1,439,600 | |
| 2025 | $9,666.00 (+0.12%) | ||
| 2023 | $9,654.00 | $2,439,600 Land $1,000,000 Building $1,439,600 | $2,439,600 Land $1,000,000 Building $1,439,600 |
Source: FEMA National Flood Hazard Layer, Macon County (37113C), updated November 8, 2018 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Moderate above 56% of the US · above 78% of North Carolina |
|---|---|
| Wildfire Likelihood | About 1 in 781 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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