395 Smith Farm Rd, Star, NC 27356 Property Records

Montgomery County property record for 395 Smith Farm Rd, Star, NC 27356

Property Summary

Property Type	Manufactured or Modular Home
Details	3 bd · 2 ba · 1,660 sqft · built 2009
Lot Size	1.48 acres (64,469 sqft)
Owner	Individual Name on Record
Last Sale	$161,000 (Feb 2020)
Tax Bill	$933 (2025)
Deeds & Mortgages	Jul 2017 Mortgage Feb 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`7644 00 70 6252`

Property Details

APN / Parcel Number

Primary APN	`7644 00 70 6252`
Alternative APN	`1482364`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,660 sqft Finished Area

Exterior

Year Built	Built 2009
Effective Year Built	Effective 2009
Architectural Style	Modular
Exterior Material	Aluminum/Vinyl
Foundation Type	Masonry
Roof Type	Gable
Roof Material	Asphalt
Lot Area	64,469 sqft (1.48 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Geothermal

Location & Zoning

Account Number	1482364
Street Address	395 SMITH FARM RD
City	STAR
State	NC
Zip	27356-7400
Property Category	Residential
Property Type	Residential > Prefabricated > Manufactured or Modular Home
Local Zoning Code	MODULAR HO
Legal Description	BETSY CREEK ESTATES LOT 5 BETSY CREEK EST #5
Legal Subdivision	BETSY CREEK ESTATES
Legal Tract	5
Legal Lot Number	5
Jurisdiction	MONTGOMERY NC
Township / Civil Division	LITTLE RIVER
Census Block Group	1
Census Block	1009
Census Tract	960201

Owner

Source: Montgomery County records, as of October 12, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	395 SMITH FARM RD, STAR, NC 27356-7400
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 19, 2017	Deed of Trust, Mortgage · FHA Mortgage RESIDENTIAL HOME FUNDING CORP
Feb 28, 2020	Warranty Deed, Transfer · Conventional Mortgage NAVY FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 28, 2020 · Amount on Record
Deed Sale	Feb 28, 2020 · Amount on Record
Prior Sale	Jul 19, 2017 · Amount on Record
Deed Document Number	2020362137
Deed Book / Page	842 / 730
Prior Transfer Date	May 3, 2016
Prior Transfer Doc	000770/317
Record Updated	Oct 29, 2026

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY NC
Property Address	395 SMITH FARM RD, STAR, NC 27356-7400
Transaction Type	Mortgage
Record Updated	Oct 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000792/702
Date	Jul 19, 2017
Book Page	792/702
Instrument	351102

Lender

Name	RESIDENTIAL HOME FUNDING CORP
Type	Lending Institution
Address	PARSIPPANY, NJ 07054

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2047

February 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONTGOMERY NC
Recording Date	Feb 28, 2020
Property Address	395 SMITH FARM RD, STAR, NC 27356-7400
Document Number	000842/730
Book / Page	842 / 730
Map Reference	MB D PG 9-C
Instrument Date	Feb 19, 2020
Instrument	362137
Transaction Type	Transfer
Record Updated	Aug 23, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$322.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	185 OLEWAGON TRL, 185, STAR, NC 27356-7580

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	395 SMITH FARM RD, STAR, NC 27356-7400

Mortgage

Document Number	0000362138
Date	Feb 28, 2020
Instrument	362138

Lender

Name	NAVY FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2050

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of October 12, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Montgomery County
Unified School District	Montgomery County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$151,842 (-) Land $13,200 Building $138,642	$151,842 (-) Land $13,200 Building $138,642
2025	$933.00	$151,842 (-) Land $13,200 Building $138,642	$151,842 (-) Land $13,200 Building $138,642
2023		$151,842 Land $13,200 Building $138,642	$151,842 Land $13,200 Building $138,642

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 22, 2018

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000
Randolph Telephone Fiber	1,000 / 1,000

Cell Coverage

No cell data coverage reported

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