395 Sharp Ford Rd, Somerville, AL 35670 Property Records

Morgan County property record for 395 Sharp Ford Rd, Somerville, AL 35670

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,922 sqft · built 1965
Lot Size	1.2 acres (52,272 sqft)
Owner	2 Individuals on Record
Last Sale	$108,500 (Dec 2024)
Tax Bill	$735 (2025)
Deeds & Mortgages	Apr 2021 Mortgage May 2008 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`10-05-16-0-000-002.000`

Property Details

APN / Parcel Number

Primary APN	`10-05-16-0-000-002.000`
Alternative APNs	`146155` `21776`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,922 sqft Living Area
1st Floor Area	1,922 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Exterior Material	Brick
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	52,272 sqft (1.2 acres)
Garage Type	Carport
Garage Area	1,274 sqft
Carport	Carport
Carport Area	1,274 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Utility Building	1,195 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	146155
Street Address	395 SHARP FORD RD
City	SOMERVILLE
State	AL
Zip	35670-3424
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BEG AT NW COR OF SW1/4 OF SE1/4 OF SEC 16, T6S, R2W, TH E 225', TH SW 254.5', TH NW 221.07' TO E R/W CATACO CREEK RD, TH N'LY
Legal Range	2W
Legal Township	6S
Legal Section	16
Jurisdiction	MORGAN AL
Township / Civil Division	SOMERVILLE
Census Block Group	2
Census Block	2007
Census Tract	5405

Owner

Source: Morgan County assessment roll, as of June 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individuals on Record
Mailing Address	395 SHARP FORD RD, SOMERVILLE, AL 35670-3424
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Woman

Deeds, Mortgages & Sale History

Date	Document
Apr 12, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
May 12, 2008	Deed of Trust, Mortgage · Line of Credit REGIONS BANK
Dec 5, 2024	Intrafamily Transfer, Transfer
Oct 8, 2019	Warranty Deed, Transfer · Conventional Mortgage TIB THE INDEPENDENT BANKERSBANK
Jun 6, 2012	Warranty Deed, Transfer · Line of Credit EVABANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 5, 2024 · Amount on Record
Deed Sale	Dec 5, 2024 · Amount on Record
Prior Sale	Oct 8, 2019 · Amount on Record
Deed Book / Page	2024 / 10539
Prior Transfer Date	Dec 4, 2024
Prior Transfer Doc	2024/10539
Record Updated	Sep 20, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MORGAN AL
Property Address	395 SHARP FORD RD, SOMERVILLE, AL 35670-3424
Transaction Type	Mortgage
Record Updated	Jun 19, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021/19656
Date	Apr 12, 2021
Book Page	2021/19656

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	May 1, 2036

May 2008: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MORGAN AL
Property Address	395 SHARP FORD RD, SOMERVILLE, AL 35670-3424
Transaction Type	Mortgage
Record Updated	Jun 19, 2026
Title Company	FISERV LENDING SOLUTIONS

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	2008/22162
Date	May 12, 2008
Book Page	2008/22162

Lender

Name	REGIONS BANK
Type	Bank
Address	DECATUR, AL 35603

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	239 Months
Due	Apr 14, 2028

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MORGAN AL
Recording Date	Dec 5, 2024
Property Address	395 SHARP FORD RD, SOMERVILLE, AL 35670-3424
Document Number	2024/10539
Book / Page	2024 / 10539
Instrument Date	Dec 4, 2024
Transaction Type	Transfer
Record Updated	Jun 19, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	395 SHARP FORD RD, SOMERVILLE, AL 35670-3424

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MORGAN AL
Recording Date	Oct 8, 2019
Property Address	395 SHARP FORD RD, SOMERVILLE, AL 35670-3424
Document Number	2019/09105
Book / Page	2019 / 09105
Instrument Date	Sep 25, 2019
Transaction Type	Transfer
Record Updated	Jun 19, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2817 SOUTH PARK BLVD, HUNTSVILLE, AL 35803

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	395 SHARP FORD RD, SOMERVILLE, AL 35670-3424
Investor	Possibly a Property Investor

Mortgage

Document Number	2019/34164
Date	Oct 8, 2019
Book Page	2019/34164

Lender

Name	TIB THE INDEPENDENT BANKERSBANK
Type	Bank
Address	DALLAS, TX 75234

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2049

June 2012: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MORGAN AL
Recording Date	Jun 6, 2012
Property Address	395 SHARP FORD RD, SOMERVILLE, AL 35670-3424
Document Number	2012/03543
Book / Page	2012 / 03543
Instrument Date	Jun 1, 2012
Transaction Type	Transfer
Record Updated	Jun 19, 2026
Title Company	FIRST TITLE COMPANY, FIRST TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount from Assessment
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 402, SOMERVILLE, AL 35670-0402

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2217 SOUTHPARK BLVD SW, HUNTSVILLE, AL 35803-2137

Mortgage

Document Number	2012/19792
Date	Jun 6, 2012
Book Page	2012/19792

Lender

Name	EVABANK
Address	CULLMAN, AL 35055

Agreement

Type	Line of Credit
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Morgan County assessment roll, as of June 19, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Morgan County
Unified School District	Morgan County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$735.00 Homeowner's exemption	$21,090 (-) Land $1,650 Building $19,440	$210,900 (-) Land $16,500 Building $194,400
2024		$21,090 (-0.05%) Land $1,650 Building $19,440	$210,900 (-0.05%) Land $16,500 Building $194,400
2023	$735.00 (+12.73%) Homeowner's exemption	$21,100 (+11.76%) Land $1,650 Building $19,450	$211,000 (+11.76%) Land $16,500 Building $194,500
2022	$652.00 Homeowner's exemption	$18,880 Land $1,500 Building $17,380	$188,800 Land $15,000 Building $173,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 91% of Alabama
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
FlashFiber Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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