395 Schultz Rd, Elma, NY 14059 Property Records

Erie County and Elma Town property record for 395 Schultz Rd, Elma, NY 14059

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,556 sqft · built 2011
Lot Size	2.24 acres (97,574 sqft)
Owner	2 Individual Names on Record
Last Sale	$40,000 (Apr 2010)
Tax Bill	$9,419 (2026)
Deeds & Mortgages	Mar 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`144200 146.00-3-44.2`

Property Details

APN / Parcel Number

Primary APN	`144200 146.00-3-44.2`
Alternative APN	`42001460000003044200`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,556 sqft Living Area
1st Floor Area	1,954 sqft
2nd Floor Area	914 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2011
Effective Year Built	Effective 2011
Architectural Style	Contemporary
Exterior Material	Brick
Lot Area	97,574 sqft (2.24 acres)
Lot Dimensions	525 ft deep x 138 ft wide
Garage Type	Attached
Garage Area	681 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	66 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	395 SCHULTZ RD
City	ELMA
State	NY
Zip	14059-9257
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RC
Legal Subdivision	BUFFALO CREEK RESERVATION
Legal Block	3
Legal Lot Number	44.200
Jurisdiction	ERIE NY
Township / Civil Division	ELMA
Census Block Group	3
Census Block	3032
Census Tract	14101

Owner

Source: Erie County and Elma Town records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	395 SCHULTZ RD, ELMA, NY 14059-9257
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 16, 2010 · Amount on Record
Deed Sale	Apr 16, 2010 · Amount on Record
Deed Document Number	201066356
Deed Book / Page	11180 / 6003
Last Transfer Date	Oct 14, 2011
Transfer Doc	0112102745
Record Updated	Oct 29, 2026

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ERIE NY
Property Address	395 SCHULTZ RD, ELMA, NY 14059-9257
Document Number	0138060046
Instrument Date	Mar 15, 2017
Transaction Type	Mortgage
Record Updated	Aug 24, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	395 SCHULTZ RD ELMA NY 140599257, ELMA, NY 14059-9257

Mortgage

Document Number	0138060046
Date	Mar 28, 2017
Book Page	013806/000046

Lender

Name	MANUFACTURERS & TRADERS TR
Address	ELMA, NY 14059

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Erie County and Elma Town assessment roll, as of May 19, 2026

Property Jurisdictions

Type	Name
State	New York
County	Erie County
County Subdivision	Elma Town
Unified School District	Iroquois Central School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$9,419.00 (+0.71%) Homeowner's exemption
2025	$9,353.00 (+2.75%)	$16,400 (-) Land $2,200 Building $14,200	$630,750 (+3.84%) Land $84,613 Building $546,137
2024	$9,103.00 Homeowner's exemption	$16,400 (-) Land $2,200 Building $14,200	$607,407 (+3.7%) Land $81,481 Building $525,926
2023	Homeowner's exemption	$16,400 Land $2,200 Building $14,200	$585,714 Land $78,571 Building $507,143

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (1999–2008)
Most Recent Claim	Dec 2008 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELMA WATER DISTRICT NO. 1 serves 10,287 people · EPA ID NY1420549
Water Source	Purchased surface water from ECWA DIRECT
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35