Somerset County property record for 395 Saint James Rd, Boswell, PA 15531
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,576 sqft · built 1945 |
| Lot Size | 2.94 acres (128,066 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,451 (2026) |
| Deeds & Mortgages | Oct 2020 Mortgage May 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | S21-003-134-001 |
| Primary APN | S21-003-134-001 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,576 sqft Living Area |
| 1st Floor Area | 912 sqft |
| Year Built | Built 1945 |
|---|---|
| Effective Year Built | Effective 1945 |
| Architectural Style | Ranch |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Material | Asbestos |
| Lot Area | 128,066 sqft (2.94 acres) |
| Terrain | Above Road/Slope |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Oil |
| Account Number | 210047940 |
|---|---|
| Street Address | 395 SAINT JAMES RD |
| City | BOSWELL |
| State | PA |
| Zip | 15531-1839 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 2.94 A 1 STY FR DWG POLE BLDG ETC |
| Jurisdiction | SOMERSET PA |
| Township / Civil Division | JENNER |
| Census Block Group | 3 |
| Census Block | 3030 |
| Census Tract | 20601 |
395 Saint James Rd is owned and occupied by an individual who acquired it in October 2020.
Source: Somerset County records, as of April 28, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 395 SAINT JAMES RD, BOSWELL, PA 15531-1839 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 20, 2020 | Intrafamily Transfer, Transfer · Conventional Mortgage SOMERSET TRUST CO |
| May 1, 2018 | Deed of Trust, Mortgage SOMERSET TRUST CO |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Oct 14, 2020 |
| Transfer Doc | 2842/1 |
| Record Updated | Jun 8, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SOMERSET PA |
| Recording Date | Oct 20, 2020 |
| Property Address | 395 SAINT JAMES RD, BOSWELL, PA 15531-1839 |
| Document Number | 2842/1 |
| Book / Page | 2842 / 1 |
| Instrument Date | Oct 14, 2020 |
| Instrument | 2020007759 |
| Transaction Type | Transfer |
| Record Updated | May 25, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 1192, SOMERSET, PA 15501-0317 |
| Document Number | 2020007760 |
|---|---|
| Date | Oct 20, 2020 |
| Instrument | 2020007760 |
| Name | SOMERSET TRUST CO |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Nov 1, 2035 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SOMERSET PA |
| Property Address | 395 SAINT JAMES RD, BOSWELL, PA 15531-1839 |
| Transaction Type | Mortgage |
| Record Updated | May 24, 2018 |
| Name | Verified Name |
|---|
| Document Number | 2691/0358 |
|---|---|
| Date | May 1, 2018 |
| Book Page | 2691/0358 |
| Instrument | 2018003090 |
| Name | SOMERSET TRUST CO |
|---|---|
| Type | Bank |
| Address | JOHNSTOWN, PA 15901 |
| Amount | Amount on Record |
|---|
| Rate Type | Adjustable Rate |
|---|
The 2026 property tax bill for 395 Saint James Rd was $1,451 with a homeowner's exemption, up 3.7% from the year before.
Source: Somerset County assessment roll, as of April 28, 2026
| Type | Name |
|---|---|
| State | Pennsylvania |
| County | Somerset County |
| County Subdivision | Jenner Township |
| Unified School District | North Star School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,451.00 (+3.72%) Homeowner's exemption | $24,760 (-) | |
| 2025 | $1,399.00 Homeowner's exemption | $24,760 (-) | |
| 2024 | $1,399.00 (+5.19%) | $24,760 (-) | |
| 2023 | $1,330.00 | $24,760 | |
| 1998 | $49,500 Land $13,390 Building $36,110 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 395 Saint James Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 6, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 395 Saint James Rd is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 43% of Pennsylvania |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
4G LTE (outdoors only), no 5G reported
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