395 S Springdale Rd, New Windsor, MD 21776 Property Records

Carroll County property record for 395 S Springdale Rd, New Windsor, MD 21776

Property Summary

Property Type	Single Family Home
Details	3 ba · 3,188 sqft · built 2003
Lot Size	1.13 acres (49,528 sqft)
Owner	2 Individual Names on Record
Last Sale	$35,000 (Jun 2002)
Tax Bill	$4,795 (2026)
Deeds & Mortgages	Apr 2022 Line of Credit Apr 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`11-018947`

Property Details

APN / Parcel Number

Primary APN	`11-018947`
Alternative APN	`018947`

Interior

Full Baths	3 Baths
Stories	2 Stories
Building Area	3,188 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	49,528 sqft (1.13 acres)
Garage Type	Attached
Garage Area	399 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	144 sqft
Deck Area	368 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	018947
Street Address	395 S SPRINGDALE RD
City	NEW WINDSOR
State	MD
Zip	21776-9735
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AGRIC
Legal Description	LT B - 1.1368 ACS 395 S SPRINGDALE RD
Legal Lot Number	B
Jurisdiction	CARROLL MD
Township / Civil Division	11, NEW WINDSOR
Census Block Group	1
Census Block	1004
Census Tract	511000

Owner

Source: Carroll County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	395 S SPRINGDALE RD, NEW WINDSOR, MD 21776-9735
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 5, 2022	Deed of Trust, Mortgage · Line of Credit TRUIST BANK
Apr 20, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage CARROLL COMMUNITY BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 19, 2002 · Amount on Record
Deed Sale	Jun 19, 2002 · Amount on Record
Deed Document Number	200216135
Deed Book / Page	2945 / 228
Last Transfer Date	Apr 8, 2020
Transfer Doc	0096410141
Record Updated	Oct 29, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL MD
Property Address	395 S SPRINGDALE RD, NEW WINDSOR, MD 21776-9735
Transaction Type	Mortgage
Record Updated	May 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	395 S SPRINGDALE RD, NEW WINDSOR, MD 21776-9735

Mortgage

Document Number	0107340200
Date	Apr 5, 2022
Book Page	10734/200

Lender

Name	TRUIST BANK
Type	Bank
Address	WHITEVILLE, NC 28472

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CARROLL MD
Recording Date	Apr 20, 2020
Property Address	395 S SPRINGDALE RD, NEW WINDSOR, MD 21776-9735
Document Number	0096410141
Book / Page	9641 / 141
Instrument Date	Apr 8, 2020
Transaction Type	Transfer
Record Updated	May 2, 2022
Title Company	MARYLAND TITLE CENTER LLC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	395 S SPRINGDALE RD, NEW WINDSOR, MD 21776-9735

Mortgage

Document Number	0009641147
Date	Apr 20, 2020
Instrument	9641/147

Lender

Name	CARROLL COMMUNITY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	May 1, 2035

Tax Assessment & Valuation

Source: Carroll County assessment roll, as of September 8, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Carroll County
Unified School District	Carroll County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,795.00 (+5.45%) Homeowner's exemption	$488,267 (+12.5%)	$542,500 (-) Land $131,300 Building $411,200
2025	$4,547.00 (+6.84%) Homeowner's exemption	$434,033 (+15.22%)	$542,500 (+42.84%) Land $131,300 Building $411,200
2023	$4,256.00 Homeowner's exemption	$376,700	$379,800 Land $131,300 Building $248,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 11, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	4 (1979–2018)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Jul 2018 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	25 / 3

May also be available: Quantum Internet & Telephone.

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