395 S Fork Rd, Moorefield, WV 26836 Property Records

Hardy County property record for 395 S Fork Rd, Moorefield, WV 26836

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,992 sqft · built 1840
Lot Size	3.53 acres (153,767 sqft)
Owner	Company Name on Record
Tax Bill	$2,069 (2026)
Deeds & Mortgages	Feb 2018 Mortgage Apr 2017 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`04-17-0001.0000`

Property Details

APN / Parcel Number

Primary APN	`04-17-0001.0000`
Alternative APN	`16-04-17-0001.0000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,992 sqft Living Area
1st Floor Area	2,552 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1840
Effective Year Built	Effective 1840
Architectural Style	Colonial
Exterior Material	Brick
Construction Type	Brick
Lot Area	153,767 sqft (3.53 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	395 S FORK RD
City	MOOREFIELD
State	WV
Zip	26836-1318
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	3.53 AC SF RD WILSON NEW SURVEY
Jurisdiction	HARDY WV
Township / Civil Division	MOOREFIELD
Census Block Group	2
Census Block	2012
Census Tract	970201

Owner

Source: Hardy County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	395 S FORK RD, MOOREFIELD, WV 26836-1318
Occupancy	Owner Occupied
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Feb 8, 2018	Deed of Trust, Mortgage · VA Mortgage LOANDEPOTCOM LLC
Apr 5, 2017	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Nov 26, 2018	Deed of Trust, Mortgage FEDERAL SAVINGS BANK
Sep 9, 2020	Deed of Trust, Mortgage · VA Mortgage FEDERAL SAVINGS BANK
Jul 30, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance LOANDEPOT.COM LLC
Oct 28, 2020	Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARDY WV
Property Address	395 S FORK RD, MOOREFIELD, WV 26836-1318
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000305/0000000223
Date	Feb 8, 2018
Book Page	0000000305/0000000223
Instrument	000000209024

Lender

Name	LOANDEPOTCOM LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Jan 1, 2048

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARDY WV
Property Address	395 S FORK RD, MOOREFIELD, WV 26836-1318
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	COMMONWEALTH USA SETTLEMENTS L, COMMONWEALTH USA SETTLEMENTS

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	300/431
Date	Apr 5, 2017
Book Page	300/431
Instrument	205780

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2047

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARDY WV
Property Address	395 S FORK RD, MOOREFIELD, WV 26836-1318
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000310/0000000298
Date	Nov 26, 2018
Book Page	0000000310/0000000298
Instrument	000000212288

Lender

Name	FEDERAL SAVINGS BANK
Type	Bank

Agreement

Amount	Amount Recorded
Term	350 Months
Due	Jan 1, 2048

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARDY WV
Property Address	395 S FORK RD, MOOREFIELD, WV 26836-1318
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	323/461
Date	Sep 9, 2020
Book Page	323/461
Instrument	219737

Lender

Name	FEDERAL SAVINGS BANK
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARDY WV
Property Address	395 S FORK RD, MOOREFIELD, WV 26836-1318
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	314/355
Date	Jul 30, 2019
Book Page	314/355
Instrument	214947

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2049

October 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	HARDY WV
Recording Date	Oct 28, 2020
Property Address	395 S FORK RD, MOOREFIELD, WV 26836-1318
Document Number	356/93
Book / Page	356 / 93
Instrument Date	Sep 24, 2020
Instrument	220329
Transaction Type	Transfer
Record Updated	Oct 28, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	395 S FORK RD, MOOREFIELD, WV 26836-1318

Tax Assessment & Valuation

Source: Hardy County assessment roll, as of November 17, 2025

Property Jurisdictions

Type	Name
State	West Virginia
County	Hardy County
Municipality	Moorefield Town
Unified School District	Hardy County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,069.00 (+0.98%)	$201,000 (+0.96%) Land $16,560 Building $184,440	$335,000 (+0.96%) Land $27,600 Building $307,400
2025	$2,049.00 (+9.28%) Homeowner's exemption	$199,090 (+8.54%) Land $16,570 Building $182,520	$331,800 (+8.54%) Land $27,600 Building $304,200
2023	$1,875.00 Homeowner's exemption	$183,430 Land $16,570 Building $166,860	$305,700 Land $27,600 Building $278,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 15, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 79% of West Virginia
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MOOREFIELD MUNICIPAL WATER serves 2,328 people · EPA ID WV3301601
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Sanitary survey deficiency not corrected Feb 2019
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 213 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Hardy Telecommunications Fiber	1,000 / 1,000

May also be available: T-Mobile.

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