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395 S Downs Way, Fort Mill, SC 29708 Property Records

York County property record for 395 S Downs Way, Fort Mill, SC 29708 · Last verified May 2026

Property Summary

Property TypeSingle Family Home
Details3 ba · 3,032 sqft · built 1996
Lot Size0.347 acres (15,110 sqft)
OwnerIndividual Name on File
Last Sale$365,000 (Sep 2016)
Tax Bill$3,078 (2025)
Deeds & MortgagesNov 2021 Mortgage
Flood ZoneZone AE (high risk)
APN720-01-01-016

Property Details

APN / Parcel Number

Primary APN720-01-01-016

Interior

Full Baths3 Baths
Stories2 Stories
Building Area3,032 sqft Living Area
Gross Area4,178 sqft
1st Floor Area1,511 sqft
2nd Floor Area1,521 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1996
Effective Year BuiltEffective 2003
Exterior MaterialBrick
Construction TypeBrick
Lot Area15,110 sqft (0.347 acres)
Garage Area609 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area227 sqft
Deck Area310 sqft
Patio Area310 sqft

Location & Zoning

Street Address395 S DOWNS WAY
CityFORT MILL
StateSC
Zip29708-7928
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 29 AMBERLEY PHASE I
Legal SubdivisionBALIWYCK
Legal Phase1
Legal Lot Number29
JurisdictionYORK SC
Township / Civil DivisionFORT MILL
Census Block Group1
Census Block1020
Census Tract61006

Owner

Source: York County records · APN 720-01-01-016

Assessment roll updated November 17, 2025 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address395 S DOWNS WAY, FORT MILL, SC 29708-7928
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleSep 29, 2016 · Amount on Record
Deed SaleSep 29, 2016 · Amount on Record
Prior SaleOct 21, 2005 · Amount on Record
Deed Document Number2016360690
Deed Book / Page15959 / 238
Record UpdatedJun 08, 2026

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionYORK SC
Property Address395 S DOWNS WAY, FORT MILL, SC 29708-7928
Transaction TypeMortgage
Record UpdatedApr 24, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number1976700031
DateNov 16, 2021
Book Page19767/31
Instrument2021065519
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressBOCA RATON, FL 33431
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueDec 01, 2036

Tax Assessment & Valuation

Source: York County records · Assessment roll updated November 17, 2025 · Last verified May 2026

Property Jurisdictions

TypeName
StateSouth Carolina
CountyYork County
Unified School DistrictYork School District 4 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$3,078.00 (+18.02%)$17,532 (+15%) Land $2,840 Building $14,692$555,600 (+45.78%) Land $90,000 Building $465,600
2023$2,608.00$15,245 Land $3,000 Building $12,245$381,128 Land $75,000 Building $306,128

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, York County (45091C), updated September 2, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 450910610061, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone AE
Special Flood Hazard AreaYes
Flood HazardHigh
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired (federally backed mortgages)
Flood Insurance CostPremium on Record
median of 15 individual NFIP policies nearby
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies15 in force
Nearby Flood Claims1 (2018)
Most Recent ClaimJul 2018, rainfall accumulation

Wildfire

Wildfire RiskLow
above 6% of the US · above 2% of South Carolina
Wildfire LikelihoodAbout 1 in 4,545 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 86 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
ComporiumFiber8,000 / 8,000
Google FiberFiber8,000 / 8,000
VerizonFixed Wireless300 / 20
T-Mobile USAFixed Wireless100 / 20
StarlinkSatellite (low-earth orbit)280 / 30

Availability varies by address; speeds are provider-advertised maximums, not measured.

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