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395 S Amable St, Mountain House (Tracy), CA 95391 Property Records

San Joaquin County property record for 395 S Amable St, Mountain House, CA 95391

Property Summary

Property TypeSingle Family Home
Details5 bd · 3 ba · 3,092 sqft · built 2007
Lot Size0.287 acres (12,515 sqft)
Owner2 Individual Names on Record
Last Sale$1,400,000 (Aug 2023)
Tax Bill$21,464 (2026)
Deeds & MortgagesFeb 2022 Mortgage
Aug 2023 Sale & Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN254-470-240-000

Property Details

APN / Parcel Number

Primary APN254-470-240-000
Alternative APN
  • 254-470-24

Interior

Bedrooms5 Beds
Full Baths3 Baths
Total Rooms10 Rooms
Stories2 Stories
Building Area3,092 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2007
Effective Year BuiltEffective 2007
Architectural StyleCustom Design
Construction TypeWood
Lot Area12,515 sqft (0.287 acres)
Garage Area617 sqft
Parking Spaces3 Parking Spaces
Pool TypePool with Hot Tub/Spa

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Old Parcel Number254-470-24
Street Address395 S AMABLE ST
CityTRACY
StateCA
Zip95391-3000
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRL
Legal Description05-FM PT OF 254-230-14/MOUNTAIN HOUSE E UNIT #10
Legal SubdivisionMOUNTAIN HOUSE NEIGHBORHOOD E
Legal Block2
Legal Lot Number94
JurisdictionSAN JOAQUIN CA
Township / Civil DivisionTRACY
Census Block Group2
Census Block2018
Census Tract5221

Owner

Source: San Joaquin County records, as of October 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address395 S AMABLE ST, TRACY, CA 95391-3000
OccupancyOwner Occupied
Owner TypeIndividual
VestingCommunity Property

Deeds, Mortgages & Sale History

DateDocument
Feb 7, 2022Deed of Trust, Mortgage · Conventional Mortgage
LOANDEPOT.COM LLC
Aug 14, 2023Grant Deed, Transfer · Conventional Mortgage
THE GOLDEN 1 CU
Dec 23, 2020Deed of Trust, Mortgage · Conventional Mortgage
LOANDEPOT.COM LLC
Feb 16, 2021Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 14, 2023 · Amount on Record
Deed SaleAug 14, 2023 · Amount on Record
Prior SaleAug 31, 2007 · Amount on Record
Deed Document Number202364070
Prior Transfer DateDec 21, 2020
Prior Transfer Doc0000027998
Record UpdatedOct 29, 2026

February 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN JOAQUIN CA
Property Address395 S AMABLE ST, MOUNTAIN HOUSE, CA 95391-3000
Transaction TypeMortgage
Record UpdatedJun 8, 2026
Title CompanyAMERICAN SW TITLE, AMERICAN COAST TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address1957 MESQUITE AVE, LAKE HAVASU CITY, AZ 86403-5779

Mortgage

Document Number0000015886
DateFeb 7, 2022
Instrument2022-015886
Lender
NameLOANDEPOT.COM LLC
TypeMortgage Company
AddressFOOTHILL RANCH, CA 92610
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueFeb 1, 2037

August 2023: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN JOAQUIN CA
Recording DateAug 14, 2023
Property Address395 S AMABLE ST, MOUNTAIN HOUSE, CA 95391-3000
Document Number0000064070
Map ReferenceMB 39 PG 97
Instrument DateAug 8, 2023
Instrument2023-064070
Transaction TypeTransfer
Record UpdatedAug 23, 2023
Title CompanyFIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property with Right of Survivorship
Address395 S AMABLE ST, MOUNTAIN HOUSE, CA 95391-3000

Mortgage

Document Number0000064071
DateAug 14, 2023
Instrument2023-064071
Lender
NameTHE GOLDEN 1 CU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2053
Interest
Rate TypeAdjustable Rate
Rate6.62%
Type Change DateSep 1, 2030
Change Frequency6 Months
Min Rate At Change2.75%
Max Rate At Change11.6%
Max Rate11.6%

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN JOAQUIN CA
Property Address395 S AMABLE ST, MOUNTAIN HOUSE, CA 95391-3000
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyFIDELITY NATIONAL TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name
Address395 S AMABLE ST, MOUNTAIN HOUSE, CA 95391-3000

Mortgage

Document Number0000181632
DateDec 23, 2020
Instrument2020-181632
Lender
NameLOANDEPOT.COM LLC
TypeMortgage Company
AddressFOOTHILL RANCH, CA 92610
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2051

February 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAN JOAQUIN CA
Recording DateFeb 16, 2021
Property Address395 S AMABLE ST, MOUNTAIN HOUSE, CA 95391-3000
Document Number0000027998
Map ReferenceMB 39 PG 97
Instrument DateDec 21, 2020
Instrument2021-027998
Transaction TypeTransfer
Record UpdatedAug 3, 2021

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address395 S AMBE STREET, MOUNTAIN HOUSE, CA 95391

Tax Assessment & Valuation

Source: San Joaquin County assessment roll, as of September 24, 2025

Property Jurisdictions

TypeName
StateCalifornia
CountySan Joaquin County
MunicipalityMountain House City
Unified School DistrictLammersville Joint Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$21,464.00 (+9.83%)
2025$19,543.00 (+44.4%)$1,428,000 (+60.25%) Land $428,400 Building $999,600
2023$13,534.00 (+2.1%) Homeowner's exemption$891,124 Land $357,700 Building $533,424$1,229,130
2022$13,256.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 53% of the US · lower than 68% of California
Wildfire Likelihood0.1% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF MOUNTAIN HOUSE
serves 26,400 people · EPA ID CA3910027
Water SourceSurface water
Last State InspectionDec 2025
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 148 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber		5,000 / 5,000
Xfinity
Cable		2,000 / 250
Matrix Broadband
Fixed Wireless		400 / 80
unWired Broadband
Fixed Wireless		400 / 50
Cal.net
Fixed Wireless		100 / 20

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