395 Rocky Fork Rd, Fairview, NC 28730 Property Records

Buncombe County property record for 395 Rocky Fork Rd, Fairview, NC 28730

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 2,862 sqft · built 1980
Lot Size	3 acres (130,680 sqft)
Owner	2 Individual Names on File
Last Sale	$198,000 (Sep 1999)
Tax Bill	$2,215 (2025)
Deeds & Mortgages	Aug 2021 Mortgage Sep 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`661660-2020-202`

Property Details

APN / Parcel Number

Primary APN	`661660-2020-202`
Alternative APNs	`9697-54-7442-00000` `969704546384000` `008138926`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,862 sqft Living Area
Gross Area	3,252 sqft
1st Floor Area	1,301 sqft
Upper Floors Area	651 sqft
Basement Area	1,301 sqft
Finished Basement	911 sqft
Unfinished Basement	390 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Architectural Style	Conventional
Exterior Material	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	130,680 sqft (3 acres)

Exterior Amenities

Porch	Open Porch
Porch Area	230 sqft
Deck Area	450 sqft
Patio Area	720 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	661660-2020-202
Street Address	395 ROCKY FORK RD
City	FAIRVIEW
State	NC
Zip	28730-9691
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	OU
Legal Description	SUBDIV: BLOCK: LOT: SECTION: PLAT: 0000-0000
Legal Subdivision	PROPERTY OF B K & KITZI M MILLER
Legal Block	1
Legal Lot Number	19-A
Jurisdiction	BUNCOMBE NC
Township / Civil Division	FAIRVIEW
Census Block Group	1
Census Block	1008
Census Tract	3204

Owner

395 Rocky Fork Rd is owned by two individuals who bought it in September 1999.

Source: Buncombe County records, as of March 25, 2026

Owner of Record	2 Individual Names on File
Mailing Address	PO BOX 1656, FAIRVIEW, NC 28730-1656
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 30, 2021	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Sep 27, 2019	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS
Dec 23, 2017	Deed of Trust, Mortgage · Line of Credit THIRD FED'L S&L/CLEVELAND
Jan 28, 2017	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 10, 1999 · Amount on File
Deed Sale	Sep 10, 1999 · Amount on File
Deed Book / Page	2164 / 405
Record Updated	Oct 29, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUNCOMBE NC
Property Address	395 ROCKY FORK RD, FAIRVIEW, NC 28730-9691
Transaction Type	Mortgage
Record Updated	Sep 9, 2021
Title Company	AMROCK INC, AMROCK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0061130752
Date	Aug 30, 2021
Book Page	6113/752

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2051

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUNCOMBE NC
Property Address	395 ROCKY FORK RD, FAIRVIEW, NC 28730-9691
Document Number	0058170993
Instrument Date	Sep 27, 2019
Transaction Type	Mortgage
Record Updated	Oct 14, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	395 ROCKY FORK RD FAIRVIEW NC 287309691, FAIRVIEW, NC 28730-9691

Mortgage

Document Number	0058170993
Date	Oct 2, 2019
Book Page	005817/000993

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2049

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUNCOMBE NC
Property Address	395 ROCKY FORK RD, FAIRVIEW, NC 28730-9691
Document Number	0056251126
Book / Page	005625 / 001126
Instrument Date	Dec 23, 2017
Transaction Type	Mortgage
Record Updated	Jan 10, 2018
Title Company	AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	395 ROCKY FORK RD FAIRVIEW NC 287309691, FAIRVIEW, NC 28730-9691

Mortgage

Document Number	0056251126
Date	Jan 2, 2018
Book Page	005625/001126

Lender

Name	THIRD FED'L S&L/CLEVELAND
Type	Federal Savings Bank
Address	CLEVELAND, OH 44105

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUNCOMBE NC
Property Address	395 ROCKY FORK RD, FAIRVIEW, NC 28730-9691
Document Number	0055161662
Book / Page	005516 / 001662
Instrument Date	Jan 28, 2017
Transaction Type	Mortgage
Record Updated	Feb 9, 2017
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	395 ROCKY FORK RD FAIRVIEW NC 287309691, FAIRVIEW, NC 28730-9691

Mortgage

Document Number	0055161662
Date	Feb 1, 2017
Book Page	005516/001662

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 31, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 395 Rocky Fork Rd was $2,215, up 4.3% from the year before.

Source: Buncombe County assessment roll, as of September 22, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Buncombe County
Unified School District	Buncombe County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,215.00 (+4.28%)	$313,600 Land $61,000 Building $252,600	$313,600 Land $61,000 Building $252,600
2024	$2,124.00 (+5.36%)
2023	$2,016.00	$313,600	$313,600 Land $76,000 Building $237,600
2021			$313,600 Land $61,000 Building $252,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 395 Rocky Fork Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2024.

Source: FEMA National Flood Hazard Layer, effective April 9, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	1 (2024)
Most Recent Claim	Sep 2024 · Tropical Storm Helene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 395 Rocky Fork Rd is moderate, ranking above 48% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · above 70% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Skyrunner Fixed Wireless	25 / 10
Verizon Fixed Wireless	25 / 6
AT&T DSL · Fiber in parts of the area	25 / 5

Cell Coverage

4G LTE only, no 5G reported

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