395 River Rd, Windham, ME 04062 Property Records

Cumberland County and Windham Town property record for 395 River Rd, Windham, ME 04062 · Last verified June 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,494 sqft · built 1993
Lot Size5.86 acres (255,654 sqft)
Owner2 Individual Names on File
Last Sale$381,600 (Dec 2014)
Tax Bill$7,045 (2025)
Deeds & MortgagesOct 2023 Refinance
Sep 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN006039B 000

Property Details

APN / Parcel Number

Primary APN006039B 000
Alternative APNs
  • WINM M:6 B:39 L:B
  • L4940R

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area2,494 sqft Living Area
Gross Area4,736 sqft
1st Floor Area1,040 sqft
Basement Area1,040 sqft
Unfinished Basement1,040 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1993
Effective Year BuiltEffective 1993
Architectural StyleCape Cod
Exterior MaterialWood Siding
Roof TypeGable
Roof MaterialAsphalt
Lot Area255,654 sqft (5.86 acres)
Deck AreaDeck Area

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil

Location & Zoning

Account NumberL4940R
Street Address395 RIVER RD
CityWINDHAM
StateME
Zip04062-4201
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal SubdivisionWINDHAM HTS
Legal Block39
Legal Lot NumberB
JurisdictionWINDHAM ME
Township / Civil DivisionWINDHAM
Census Block Group4
Census Block4011
Census Tract4803

Owner

Source: Cumberland County and Windham Town records · APN 006039B 000

Assessment roll updated May 21, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address395 RIVER RD, WINDHAM, ME 04062-4201
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 25, 2023Deed of Trust, Mortgage · Stand-Alone Refinance
KEY BANK NA
Sep 14, 2020Deed of Trust, Mortgage · VA Mortgage
FREEDOM MORTGAGE CORP

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleDec 18, 2014 · Amount on Record
Deed SaleDec 18, 2014 · Amount on Record
Deed Document Number201460909
Deed Book / Page31980 / 326
Record UpdatedSep 20, 2026

October 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWINDHAM ME
Property Address395 RIVER RD, WINDHAM, ME 04062-4201
Transaction TypeMortgage
Record UpdatedNov 13, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0404400301
DateOct 25, 2023
Book Page40440/301
Instrument38840
Lender
NameKEY BANK NA
TypeBank
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term181 Months
DueNov 01, 2038

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWINDHAM ME
Property Address395 RIVER RD, WINDHAM, ME 04062-4201
Transaction TypeMortgage
Record UpdatedJul 25, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0371700114
DateSep 14, 2020
Book Page37170/114
Instrument56990
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term301 Months
DueOct 01, 2045

Tax Assessment & Valuation

Source: Cumberland County and Windham Town records · Assessment roll updated May 21, 2026 · Last verified June 2026

Property Jurisdictions

TypeName
StateMaine
CountyCumberland County
County SubdivisionWindham Town
Unified School DistrictRegional School Unit 14 (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2025$7,045.00 (+5.13%)$584,200 (-) Land $154,700 Building $429,500
2024$6,701.00 (+7.84%)$584,200 (+5.3%) Land $154,700 Building $429,500
2023$6,214.00 (+8.48%)$554,800 (+12.44%) Land $143,900 Building $410,900
2022$5,728.00$493,400 Land $127,500 Building $365,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Cumberland County (23005C), updated June 3, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo

Wildfire

Wildfire RiskLow
above 20% of the US · above 54% of Maine
Wildfire LikelihoodAbout 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026

Listed AreaWithin Cumberland and Oxford Canal
listed 1974 · 1 contributing resources · NRIS 74000317

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 90 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Consolidated CommunicationsFiber2,000 / 2,000
SpectrumCable1,000 / 1,000

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

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